Personal Finance
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VantageScore vs. FICO
VantageScore and FICO are the two major credit scoring models in use today, yet these companies do things slightly differently.
What Affects Your Credit Scores?
Your credit score can significantly impact your ability to qualify for loans and credit cards. Learn what affects your credit score so you can work toward a positive financial future.
What are the Three Credit Bureaus?
Hope to buy a home or apply for a credit card? It’s crucial to know how credit bureaus work and the role you play in making sure your credit reports are accurate.
What is the Minimum Credit Score Needed to Buy a House?
A credit score in the “good” or “excellent” range is ideal for mortgage approval, but borrowers with lower scores can find options as well.
What Credit Score is Needed to Buy a Car?
If you don’t have enough cash to buy a car outright, you may want to know what credit score is needed to get approved for a loan.
What is a Fair Credit Score
A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.
What is a Good Credit Score?
A credit score of 670 and up is usually considered good. If yours is lacking, there are several ways you can work on improving it.
Which Credit Score Do Mortgage Lenders Use?
Looking to take out a mortgage? It’s important to find out what credit scores mortgage lenders use so you can put your best financial foot forward.
8 Reasons Your Credit Score Dropped and 6 Ways To Fix It
A sudden drop in your credit score can cause anxiety, but by identifying and correcting the issue you can get your score back up in no time.
7 Ways to Build Credit Without A Credit Card
There are loads of ways to improve your credit profile that don’t involve credit cards. Some don’t even require an application of any sort.
Time-Barred Debt: What Is It, How It Works, What Are Your Rights
Time-barred debt cannot be legally collected—but it can still affect your financial future. Here’s what to know and what not to do.
How to Improve Your Credit Score Fast: 17 Proven Strategies
Credit scores are important for loans, insurance, jobs, and more. You can improve your credit score fast by following these 15 steps.
Best credit monitoring services for 2024
The best credit monitoring services can help you keep tabs on your credit score and provide additional services, such as identity protection and fraud alerts.
740 Credit Score: Is it Good or Bad?
Find out what having a 740 credit score means for you. Learn about the types of products and loans you can access, and how to improve your credit even further.
Is a 760 Credit Score Good or Bad?
A 760 credit score is considered in the “good” to “very good” range and can help ensure approval for the best loans and credit cards.
750 Credit Score: Is it Good or Bad?
If you have a 750 credit score, are you in good shape? Find out the answer and learn more about how your score affects the types of products available to you.
650 Credit Score: Is it Good or Bad?
You've got a 650 credit score—is it good or bad? We’ll discuss which loan products you can get with a fair credit score and how to improve your rating.
600 Credit Score: Is It Good or Bad?
Are you wondering if a 600 credit score is good enough? We’re going to give you the scoop on what a 600 score means, and ways to improve your credit score.
How Long Do Late Payments Stay on a Credit Report?
Late credit card payments can cause your credit scores to drop. Learn how long they stay on your credit report and whether you can ever get them removed sooner.
Is a 680 Credit Score Good or Bad?
A 680 credit score is considered “good,” but there’s still room for improvement if you want to be approved for the best credit cards and loans.
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