Personal Finance
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Jackie Lam

Jackie Lam

Jackie is a personal finance writer and educator, and has written extensively on personal financial topics such as budgeting, money management, banking, loans, saving money, insurance. She is an AFC® accredited financial counselor, and focuses on helping self-employed freelance creatives and artists with their money.

She's contributed to both Fortune 500 companies and fintech startups, including SoFi, Forbes, Chime, Investopedia, Credit Karma, CNET, Refinery29, Time's NextAdvisor, BuzzFeed, Insider, Credit Sesame, and LendingTree. She also ghostwrites in the B2C space and for venture capital firms.

Jackie is the 2022 recipient of Money Management International's Financial Literacy and Education in Communities (FLEC) Award and the 2022 Plutus Awards recipient for Best Freelancer in Personal Finance Media. In her free time she enjoys hiking, water aerobics, drumming, and collecting stickers.

Articles by Jackie Lam

soft vs hard credit inquiry

Hard vs. Soft Credit Checks: How Do They Impact Your Credit?

What's the difference between a hard pull versus a soft pull credit check, and how can it impact your credit? Read on to learn more.

FHA Loan Requirements

FHA Loan Requirements 2024

If you're on the market for a home, an FHA loan is a solid option. Here are the 2024 FHA loan requirements that will tell you how to qualify for one.

Ally Bank

Ally Bank Review 2024

What does Ally Bank offer, and how does it fare against its competitors? Learn more.

home equity loan

What Is a Home Equity Loan?

A home equity loan lets you convert a portion of your home ownership into cash. Learn more about how a home equity loan works and the advantages and downsides of this financing option.

Rent or Buy

Renting vs Buying: Which Option Is Right for You?

While homeownership allows to build equity, renting offers freedom and flexibility. Want to learn more about the pros and cons of renting versus buying? Learn more.