Personal Finance
Advertiser Disclosure



The Best Way to Earn Interest On Your Money

The best way to earn interest on your money depends on your savings goals, but these six options may provide a great return.

401(k) Matching: Meaning, How It Works, and How to Get the Most Out of It

A 401(k) match is a contribution made by an employer to match some or all of an employee’s contributions to a company retirement plan. Employer contributions can also be made on a nonmatching basis. Not all 401(k) plans offer a match.

What Are Dividend Stocks, How They Work And How To Invest In Them

Dividend stocks are companies that make regular payouts to their shareholders. But not all dividend-paying stocks are worth investing in.

9 Best Investments for Beginners

Investing your money can seem unsettling if you’re not sure which route to take. The best investments for beginners will help you get started.

Should You Pay Off Your Mortgage or Invest?

Debating whether you should put extra cash towards mortgage payments or investing it? It’s a tricky decision, but both are worthy goals.

5 Best Long Term Investments To Add To Your Portfolio in 2023

Will the 2023 investment picture look like 2022? If not, you’ll need to be positioned in the best long-term investments for 2023.

9 Ways to Combat Inflation

You feel it when you buy food, pay your electricity bill and fill your tank. It’s inflation. While there’s no escaping it, there are ways to combat it.

How to Make Roth IRA Withdrawals Tax- and Penalty-Free

Roth IRAs offer the possibility for tax and penalty-free withdrawals, but the rules are complex. It’s important to understand these rules to be sure you are getting the most out of your Roth IRA.

Can You (And Should You) Use an IRA to Buy a Home?

The issue of whether you can use an IRA, or if you should use your IRA to buy a house is complicated. It's important to understand all sides of this issue before making a decision.

Best Index Funds with Low Expense Ratios for 2023

Index funds offer a low cost way to invest and an easy way to diversify your portfolio among different investment styles.

How Many Stocks Should You Have in Your Portfolio?

How many stocks do you have in your portfolio? Financial advisors generally recommend 20 to 30. But the specific number will depend on your investment goals and intended portfolio composition.

ETFS vs. Mutual Funds: How To Choose the Right Investment

ETFs and mutual funds are similar, but distinct investment vehicles that offer built-in diversification and other advantages for investors.

How Do Savings Bonds Work? An Essential Guide.

Savings bonds offer a safe haven with guarantees of principal and interest payments. Learn about the types of bonds, how they work and how to buy them.

What Is A Mutual Fund Expense Ratios And What Is A Good One?

Buried deep in your investment funds are costs known as expense ratios. If you understand what they are and how to minimize them, you can improve your investment performance dramatically.

What is a P/E ratio, And What Is Considered A Good One?

Learn how to use P/E ratio as you make investing decisions about individual stocks.

What Are the Most Popular Crypto Scams to Watch For in 2023

Crypto scams take on my forms, including phishing scams, giveaway scams and more. Find out which cryptocurrency scams are most prevalent so far in 2023.

What Is A Stock Split And What Causes It?

A stock split is when the share of a stock and its share price is split. Here’s how to invest in them.

What Are I Bonds? All You Need To Know

Learn how to benefit from high inflation with Series I Bonds, including tax benefits, annual purchase limits, and ways to avoid penalties.

Dow vs Nasdaq vs S&P: What's The Difference?

How do these three stock indices compare and which should you use to assess the economy and guide your investing strategy?

What is FIRE Movement: Financial Independence, Retire Early?

Learn how you can take control of how you spend your time and money—and stop working sooner—with the Financial Independence, Retire Early (FIRE) movement.

What Are Employee Stock Options?

Employee stock options grant employees the ability to buy company stock at an advantageous price, and have upsides for both employees and employers.

What is Income Investing?

Income investing is a means for investors to generate ongoing income and cash flow from all or a portion of their investment portfolio.

Robinhood Review 2023: Pros, Cons, and If It's The Right Platform for You

This review will provide a balanced evaluation of Robinhood, including a deep dive into the pros and cons of the broker’s app and whether it’s the right choice for you.

What Average Rate of Return on 401(k) Can You Expect?

While you may be aware of how much money goes into your 401(k) every month, do you know what the average return on your 401(k) investments is?

A Timeline of the Biggest Stock Market Crashes in U.S. History

As bad as the current stock market downturn feels, it’s hardly one of the biggest market crashes in U.S. history. There are strategies to survive and thrive in whatever happens with the market.

ETFS vs Stocks: Pros & Cons of Individual Stocks vs. Funds

Stocks and ETFs have some similarities but are very different. Here’s what you need to know about stocks vs ETFs and your investing strategy.

What Are The Different Types of Stocks Available to Investors?

There are numerous different types of stock investors can choose from, including common, preferred, international, growth, income, and value stocks.

What Is A Bull Market? Definition, Characteristics and Tips on How to Invest.

A bull market occurs when securities are on the rise and increasing in value. Learn how to invest during a bull market in this article.

A List of 11 GISC Stock Market Sectors

One way to encourage portfolio diversification is to add stocks from different sectors. There are 11 stock market sectors and understanding them can potentially help you become a better investor.

What Is A Backdoor Roth IRA? Your Complete Guide 2023.

The backdoor Roth IRA is a technique to allow taxpayers who earn too much to contribute directly to a Roth IRA to still be able to contribute to one using a backdoor approach.

Sinking Fund: What Is It, Types & How to Set One Up

A sinking fund is a financial tool you can use to save money over time for a specific expense, such as a planned vacation or a home repair.

What is A Roth IRA?

Roth IRAs offer an alternative to traditional IRAs in terms of their tax treatment and other factors. They may be a good addition to your retirement savings efforts.

Mutual Fund Fees and Expenses for Beginners

Mutual fund fees and expenses are confusing. Funds with the lowest fees can improve your investment performance by thousands of dollars.

Roth IRA Contribution and Income Limits 2022 and 2023

Roth IRA contribution and income limits generally are revised each year. These limits determine how much you can contribute to an IRA in general and to a Roth IRA specifically.

How Are Stock Prices Determined: The Factors that Affect Share Prices of Listed Companies

In large part, supply and demand dictates the per-share price of a stock. If demand for a limited number of shares outpaces the supply, then the stock price normally rises.