Rebecca Lake is a Certified Educator in Personal Finance (CEPF), freelance writer, and blogger whose mission is helping others learn how to master their money. Her writing has been featured on Forbes Advisor, Investopedia, SoFi, and SmartAsset. She's also the founder of Boss Single Mama, a personal finance website for moms who want to become financially savvy.
Articles by Rebecca Lake

Best CD Rates in October 2023
Comparing the best CD rates at banks and credit unions can help you find the right savings option for your needs and goals.
October 03, 2023

Best 1-Year CD Rates in October 2023
Certificate of deposit (CD) accounts can help you save for short- or long-term goals. Here are the best one-year CDs to grow your money.
October 03, 2023

Best Savings Accounts for Kids for October 2023
Banks and credit unions offer savings accounts for kids and teens to help them reach their financial goals. Learn which kids' savings accounts rate the best.
October 03, 2023

Are CDs Worth It?
Certificates of deposit (CDs) can offer competitive rates to savers, but it's important to compare options from different banks to find the right one.
September 27, 2023

Best Bank Accounts for Kids (Checking & Savings) 2023
The best bank accounts for kids include checking and savings accounts from online banks, neobanks, and traditional banks.
September 27, 2023

What Is a Hard Inquiry?
Hard inquiries happen when an authorized person or entity requests a copy of your credit reports. Hard inquiries are also known as “hard pulls” or “hard credit checks.” They’re usually standard when applying for credit.
September 21, 2023

How Long Do Late Payments Stay on a Credit Report?
Late credit card payments can cause your credit scores to drop. Learn how long they stay on your credit report and whether you can ever get them removed sooner.
September 21, 2023

LendingClub Bank Review 2023
LendingClub Bank offers checking accounts, high-yield savings, CDs, personal loans, and auto loans. Learn how it works to decide if it's the right bank for you.
September 18, 2023

What Is a Soft Inquiry? All You Need To Know
A soft inquiry is a credit check (performed by you or someone else) that doesn’t affect your credit score.
August 29, 2023

What Is a Delinquency on a Credit Report?
Credit report delinquencies can cost you credit score points, but it's possible to avoid them if you pay bills on time.
July 18, 2023