Personal Finance
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Rebecca Lake is a Certified Educator in Personal Finance (CEPF), freelance writer, and blogger whose mission is helping others learn how to master their money. Her writing has been featured on Forbes Advisor, Investopedia, SoFi, and SmartAsset. She's also the founder of Boss Single Mama, a personal finance website for moms who want to become financially savvy.
Articles by Rebecca Lake
What's The Best Savings Account for Kids? December 2024
Banks and credit unions offer savings accounts for kids and teens to help them reach their financial goals. Learn which kids' savings accounts rate the best.
Best CD Rates in December 2024
Comparing the best CD rates at banks and credit unions can help you find the right savings option for your needs and goals.
11 Best 1-Year CD Rates in December 2024
Certificate of deposit (CD) accounts can help you save for short- or long-term goals. Here are the best one-year CDs to grow your money.
Best Bank Accounts for Kids (Checking and Savings) in December 2024
The best bank accounts for kids include checking and savings accounts from online banks, neobanks, and traditional banks.
LendingClub Bank Review 2024
LendingClub Bank offers checking accounts, high-yield savings, CDs, personal loans, and auto loans. Learn how it works to decide if it's the right bank for you.
How to Lower Your Car Payment: 8 Proven Strategies
If your budget is strained, you might need to lower your car payment. Here are some of the best ways to do it.
Home Warranties: What Are They and Are They Worth It?
Home warranties can supplement a homeowners insurance policy, but it's important to weigh the cost against the benefits.
Can I Transfer Money From a Credit Card to a Bank Account?
Cash advances and balance transfers allow you to move money from your credit card to a bank account. Learn how credit card money transfers work.
Debt Relief: How Does It Work, When Should You Opt for It?
Debt relief can help you pay off what you owe while potentially providing some protection against collection efforts. Learn what options you have.
What Is a Thrift Savings Plan?
The Thrift Savings Plan is a defined-contribution plan that allows federal employees and military members to save for retirement on a tax-advantaged basis.
Opening a Business Bank Account: What You Need
Setting up a bank account for your business can make it easier to track expenses, but there are a few important things you'll need to get started.
Best Teen Checking Accounts in December 2024
The best teen checking accounts combine low fees with plenty of helpful features that teens can use to learn money management skills.
7 Best Free Checking Accounts for December 2024
Some of the best free checking accounts can be found at online banks. Learn how accounts compare to decide which one might be right for you.
Best Debt Management Companies of 2024
Working with a debt management company can help you get your finances under control. Find out which companies have the best rating.
What Is a Hard Inquiry?
Hard inquiries happen when an authorized person or entity requests a copy of your credit reports. Hard inquiries are also known as “hard pulls” or “hard credit checks.” They’re usually standard when applying for credit.
How to Get a Credit Report
Checking your credit reports regularly can help you stay on top of score changes. Learn how to get a credit report online.
How to Get a Personal Loan Without a Credit Check
A credit check is usually standard when applying for personal loans, but there are some lenders that don't require them.
12 of the Fastest Ways to Make Money in 2024
There's no such thing as a reliable get-rich-quick scheme, but there are some ways to make money fast when you need extra cash.
13 Ways to Make Money on Your Phone
If you're looking for some easy ways to make extra money, here are a few side hustles you can do right from your phone.
How to Dispute a Credit Report
Disputing credit report errors could help to add points to your credit score. Learn how to initiate—and pursue—a dispute.
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