Personal Finance
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business credit score

Business Credit Score: What Is It, How to Check It

A business credit score is crucial if you want your company to grow. Find out how these scores work and where they originate from.

budgeting apps

8 Best Mint Alternatives to Replace the Budgeting App

Mint is shutting down at the end of the year and millions of users will need to find a new home for their budgets. Here are eight alternative personal finance apps to explore.

Best tax preparation software

Best Tax-Preparation Software 2024

Are you wondering which tax software is right for you? We have reviewed and compared the top six. Here’s where each one excels.

7 Common Write-Offs You Can Deduct From Your Taxes

Taxpayers can reduce their tax bills significantly by claiming common tax write-offs. If they exceed your standard deduction, savings can be substantial.

average tax refund

What Is the Average Tax Refund?

Wondering if your tax refund is typical? What is a tax refund, anyway? Here is what you need to know about tax refunds and the average refund in 2023.

how to invest 50K

10 Best Ways to Invest $50K

If you have $50,000 to invest, you have plenty of options, from low-risk CDs and Treasurys to alternative investments with higher risks and potential rewards.

empower review

Empower App Review 2024: Pros, Cons, Who Is It For

Formerly Personal Capital, Empower is an investment platform with free financial tools and customizable advisory services. Check out our Empower review to learn more.

How Long Do Collections Stay on Your Credit Report

How Long Do Collections Stay on Your Credit Report?

Collections are recorded on your credit report when you default on a debt, and they can last up to seven years.

Educational Tax Credits and Deductions

Educational Tax Credits and Deductions You Can Claim for Year 2023

If you’re a student or have paid for a student’s education, you may be eligible for education tax benefits in the form of credits and deductions. Here is a guide.

free financial advice

11 Ways to Get Free Financial Advice

Whether you're an experienced investor or just learning how to invest, these 11 resources show how to get free financial advice to reach your goals faster.

Budget

How to Make A Budget in 6 Simple Steps

Using a budgeting app to make a budget can help you stay on track financially. Learn more about how to make a budget.

money saving app

Best Money-Saving Apps 2024

The best money-saving apps can make saving more effortless—and even fun. Here are our favorite apps for saving money in 2024.

Rocket Money vs. Mint

Rocket Money vs. Mint

If you’ve been affected by the recent Mint shutdown and are seeking a new budgeting tool, here’s what to know about Rocket Money and its features.

Gift cards

How to Sell Gift Cards for Cash

If you've got unused gift cards, selling them could put some extra cash in your pocket. There are different ways to sell gift cards for cash online.

small business ideas

12 Small Business Ideas in 2024

Whether you’re an experienced entrepreneur or just getting started, here are 12 small business ideas to consider for 2024.

How to Make Money Fast

10 of the Fastest Ways to Make Money in 2024

There's no such thing as a reliable get-rich-quick scheme, but there are some ways to make money fast when you need extra cash.

online surveys

7 Best Online Surveys for Money 2024: What Is the Earning Potential?

Online surveys are an easy way to earn extra cash. Find the best online surveys from trusted providers here.

money making app

10 Best Money-Making Apps for 2024

Money-making apps can be a quick and simple way to earn extra cash from your habits and hobbies with just a few taps on your mobile device.

Venmo vs. PayPal

Venmo vs. PayPal: Which Is Your Best Option?

Venmo and PayPal are two of the most popular P2P payment apps. Here's what you need to know to decide if either is right for you.

make money online

17 Successful Strategies to Make Money Online

Looking for a side hustle to bring in extra money or want to transfer out of your office job? There are many ways to make money online.

Roth IRA

How to Make Roth IRA Withdrawals Tax- and Penalty-Free

Roth IRAs offer the possibility for tax and penalty-free withdrawals, but the rules are complex. It’s important to understand these rules to be sure you are getting the most out of your Roth IRA.

cash app scams

9 Cash App Scams You Should Know Of

Cash App is a convenient way to send and receive money, but it's important to know how to avoid scams that might cost you big.

credit score drop

8 Reasons Your Credit Score Dropped and 6 Ways To Fix It

A sudden drop in your credit score can cause anxiety, but by identifying and correcting the issue you can get your score back up in no time.

Venmo guide

Venmo App Guide 2024: What Is It & How It Works

Unsure whether Venmo is for you? Learn how this payment app works, its fees, and how to use it to send and receive money.

best side hustles

30 Best Side Hustle Ideas to Earn Extra Cash in 2024

Making money during your free time is a great way to pay off debt, build up your savings account, and earn more disposable income. Read on to find 30 side hustle ideas that may pique your interest.

best investing apps

Best Investing Apps 2024

The best investing apps offer a range of products, low fees, and a user-friendly interface. Here are our top picks for 2024.

Credit Cards Offering Tax Service Saving Rewards

Credit Cards Offering Tax Service Saving Rewards 2024

Maximize your savings during tax season. Learn how using credit cards can offer discounts on tax services, earn rewards, and provide other benefits.

12 Great Business Ideas for 2024

Coming up with a business idea might feel daunting. Start by brainstorming activities or topics you absolutely love. Then, answer the question: “What problem can I solve?” If you’re still unsure, here are 12 business ideas for 2023.

Passive income ideas written on screen next to coins, paper money and light bulbs

11 Passive Income Ideas for 2024

Looking for other ways to earn money without working more. Learn about 10 passive income ideas you can start today.

Ways to Invest $10K

10 Best Ways to Invest $10K

If you’re looking for the best way to invest $10K, here are 10 options to consider, from maxing out your retirement accounts to investing in yourself.

How to Make Money From Home: 11 Best Ways

There are plenty of ways to make money from home. Find out what you can do and get tips for handling the revenue your new venture generates.

rent appartment

7 Tips to Rent an Apartment With no Credit

Renting an apartment with no credit history can be challenging. Here are some tips to help you increase your chances of securing a lease.

Apartment With Bad Credit

How to Get an Apartment With Bad Credit

Securing an apartment rental with bad credit may be challenging, but you can achieve your goal with the right strategies.

How to Get an 800 Credit Score

How to Get an 800 Credit Score

A high credit score can help you secure better loan terms and access the lowest interest rates. Learn how to get an 800 credit score.

How to Freeze Your Credit

How to Freeze Your Credit

A credit freeze stops unwanted credit inquiries and can help thwart identity thieves. Learn how to place a credit freeze and when you should do it.

650 Credit Score

650 Credit Score: Is it Good or Bad?

You've got a 650 credit score—is it good or bad? We’ll discuss which loan products you can get with a fair credit score and how to improve your rating.

What Is an IRS 1099 Form

What Is an IRS 1099 Form

Form 1099 reports income from sources other than employment. It’s filed differently than Form 1040 for wages, so you may need help in understanding all the requirements.

Best Money Transfer & Payment Apps

Best Money Transfer & Payment Apps for 2024

The top money transfer and payment apps make it easy to send money to friends and family—or pay merchants for goods and services in your country and abroad.

itemized deductions

Itemized Deductions: Definition, Examples & When It’s The Right Option

What are itemized deductions? When should you itemize your deductions? Make an informed decision with this guide.

standard vs itemized deductions

Standard Deduction vs. Itemized Deductions: Which Is Better?

What’s the difference between the standard deduction and itemized deductions? Which one is better? Here’s a guide to help you decide which one is right for you.

Tax Brackets and Federal Income Tax Rates

Tax Brackets and Federal Income Tax Rates for 2023 and 2024

Tax brackets and rates, published annually by the IRS, are the basis for all federal income taxes paid in the U.S. Taxpayers use these charts to determine their yearly income-tax liability as adjusted for inflation.

Best credit monitoring services

Best credit monitoring services for 2024

The best credit monitoring services can help you keep tabs on your credit score and provide additional services, such as identity protection and fraud alerts.

Is PMI tax deductible

Is PMI Tax Deductible?

Your private mortgage insurance (PMI) used to be tax deductible if you met certain conditions. While you can’t take a deduction now, you might qualify to file an amended return for past years.

maximize tax savings

How to Maximize Your Tax Savings From Tax-Deductible Donations

You can achieve significant tax savings—and support charities you care about—by strategizing how you itemize tax-deductible donations. Learn which gifts qualify and how to organize them.

are home equity loans tax deductible

Are Home Equity Loans Tax Deductible?

Wondering if you can deduct home equity loan interest payments on your taxes? Learn more about how this deduction works and who is eligible

tax refund

When Will I Receive My Tax Refund?

When you receive your tax refund depends on how and when you file your taxes, among other factors.

16 Ways to Make Money on TikTok in 2024

16 Ways to Make Money on TikTok in 2024

From brand partnerships to TikTok’s Creator Fund and affiliate programs, there’s a variety of ways you can make money on TikTok.

how to take a hard inquiry off your credit report

How to Remove Hard Inquiries from Your Credit Report

Hard inquiries can lower your credit score, so it’s important to learn how to remove them from your credit report. Here’s how you can do it.

How to Make Money on Instagram

How to Make Money on Instagram in 2024

Instagram influencers can earn hundreds or thousands of dollars per month. Learn the top five ways to make money on Instagram in 2024.

Amazon unopened package on the floor

How to Make Money on Amazon in 2024

If you’re looking for your next money making opportunity, consider a side gig, part-time or full-time position with Amazon.

740 Credit Score

740 Credit Score: Is it Good or Bad?

Find out what having a 740 credit score means for you. Learn about the types of products and loans you can access, and how to improve your credit even further.

600 Credit Score

600 Credit Score: Is It Good or Bad?

Are you wondering if a 600 credit score is good enough? We’re going to give you the scoop on what a 600 score means, and ways to improve your credit score.

Side Hustles

How to Start A Side Hustle

Starting a side hustle doesn’t have to be difficult; you can create a side business with little to no money and start making money fast.

how to make money from phone

12 Ways to Make Money on Your Phone

If you're looking for some easy ways to make extra money, here are a few side hustles you can do right from your phone.

credit score to buy a house

What Credit Score Do I Need to Buy a House?

A credit score in the “good” or “excellent” range is ideal for mortgage approval, but borrowers with lower scores can find options as well.

750 Credit Score

750 Credit Score: Is it Good or Bad?

If you have a 750 credit score, are you in good shape? Find out the answer and learn more about how your score affects the types of products available to you.

680 Credit Score

Is a 680 Credit Score Good or Bad?

A 680 credit score is considered “good,” but there’s still room for improvement if you want to be approved for the best credit cards and loans.

Debt Management Plan

Does a Debt Management Plan Affect Credit?

A debt management plan is one of the least painful ways to climb out from under the thumb of crippling credit card balances.

760 Credit Score

Is a 760 Credit Score Good or Bad?

A 760 credit score is considered in the “good” to “very good” range and can help ensure approval for the best loans and credit cards.

best payment gateways

Best Payment Gateways for Businesses for 2024

Payment gateways are services enabling businesses to accept credit and debit card payments. We’ve narrowed down the best payment gateways for businesses and what they offer.

Rocket Money App Review

Rocket Money Review 2024

Expense tracker and budgeting app Rocket Money also offers so much more. Here’s what you get for free, and what’s behind the paywall.

What Credit Score Is Needed to Buy a Car

What Credit Score Is Needed to Buy a Car?

If you don’t have enough cash to buy a car outright, you may want to know what credit score is needed to get approved for a loan.

PayPal Review

PayPal Review 2024: Pros, Cons, Costs

Learn how PayPal works, how it stacks up against the competition, and whether it's the best payment app for you.

Quicken Review

Quicken Review 2024

Although it’s much more than a budgeting app, Quicken can do that too—and it’s especially powerful for solopreneurs and property managers.

best time to buy a home

Best Time to Buy a House in 2024

Spring signals the start of the homebuying season, when home inventory and sales typically hit their annual peaks. But it's not necessarily when buyers get the best deals.

Quicken vs QuickBooks

Quicken vs QuickBooks

Quicken and QuickBooks are financial tracking apps for individuals and businesses. Learn more about them here.

credit score hard inquiry

What Is a Hard Inquiry?

Hard inquiries happen when an authorized person or entity requests a copy of your credit reports. Hard inquiries are also known as “hard pulls” or “hard credit checks.” They’re usually standard when applying for credit.

good credit score

What Is a Good Credit Score?

A credit score of 670 and up is usually considered good. If yours is lacking, there are several ways you can work on improving it.

fico score

What Is a FICO Score?

The FICO credit score is widely used by lenders to determine the likelihood you’ll pay back a loan. Learn how FICO calculates your score and how you can improve it.

fair credit score

What Is A Fair Credit Score

A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.

delinquency report

What Is a Delinquency on a Credit Report?

Credit report delinquencies can cost you credit score points, but it's possible to avoid them if you pay bills on time.

credit bureaus

What Are the Three Credit Bureaus?

Hope to buy a home or apply for a credit card? It’s crucial to know how credit bureaus work and the role you play in making sure your credit reports are accurate.

what affects your credit scores

What Affects Your Credit Scores?

Your credit score can significantly impact your ability to qualify for loans and credit cards. Learn what affects your credit score so you can work toward a positive financial future.

VantageScore vs FICO

VantageScore vs. FICO

VantageScore and FICO are the two major credit scoring models in use today, yet these companies do things slightly differently.

late payments on credit report

How Long Do Late Payments Stay on a Credit Report?

Late credit card payments can cause your credit scores to drop. Learn how long they stay on your credit report and whether you can ever get them removed sooner.

credit report

How to Get a Credit Report

Checking your credit reports regularly can help you stay on top of score changes. Learn how to get a credit report online.

How to Dispute a Credit Card Charge

How to Dispute a Credit Card Charge in 5 Steps

Disputing a credit card charge helps you avoid paying for unexpected charges. Learn how to dispute a charge and what to do if your request is denied.

credit score

How Do I Check My Credit Score

Knowing your credit score can help you to understand realistic options when it comes to applying for credit cards—and even spot things like fraudulent activity.

fico score 8

What Is the FICO Score 8?

FICO Score 8 is one of the most widely used FICO scores, along with FICO Score 9. Find out how this type of score works and why it matters.

does refinancing hurt your credit score

Does Refinancing Hurt Your Credit Score

Refinancing a loan can hurt your credit in the short term, but the temporary damage can be worth the trouble.

Best Spring Break Destinations

Best Spring Break Destinations for 2024

Don’t feel like you must plan the same Caribbean spring break trip as everyone else. Plenty of destinations have just as much beauty and adventure, but without overtourism.

Credit score to rent apartment

What Credit Score Do You Need to Rent an Apartment?

Renting an apartment without great credit isn’t always easy, but it’s possible. Find out what credit score you need to rent an apartment and learn some strategies to help you qualify.

pros cons debt consolidation

Pros & Cons of Debt Consolidation

Debt consolidation can help you pay off debt, improve your credit, and simplify your finances, but it can also mean paying more interest on a longer-term loan.

do medical bills affect your credit

Do Medical Bills Affect Your Credit?

Unpaid medical bills have the potential to affect your credit. Because of this, it is important to know your rights and to handle them correctly.

when can i increase my credit limit

When’s a Good Time to Request a Credit Limit Increase?

If you’ve got a good relationship with your bank due to on-time payments and routinely low credit card balances, you’re justified in asking for a credit line increase.

ynab review

YNAB Review 2024

If you’re interested in a new budgeting app, you may have heard about YNAB. Learn more about its pros and cons, how it works, and who it’s right for.

 Types of Credit

The Most Common Types of Credit and How They Impact Your Credit Score

Knowing about the different types of credit can help you understand your loan options and potentially even improve your credit score. Learn more about the various credit types.

improve credit score fast

How to Improve Your Credit Score Fast

Credit scores are important for loans, insurance, jobs, and more. You can improve your credit score fast by following these 15 steps.

How to Remove Bankruptcy From Credit Report

How to Remove Bankruptcy From Credit Report

Is it possible to remove bankruptcies from your credit report? Learn what steps can be taken and how to rebuild your credit after a bankruptcy.

different credit score ranges

What Are the Different Credit Scoring Ranges?

There are four broad credit scoring ranges: Bad, fair, good, and excellent. Knowing where your score falls is important if you plan on applying for credit.

medical bills overdue

What Happens When Medical Bills Go to Collection?

When an unpaid medical bill goes to a collection agency, it could cause your credit score to drop. Fortunately, there are steps you can take to bring it back up and consumer-friendly laws to help you return to firmer fiscal ground.

raise credit score

How Long Does It Take (and Tips) to Improve Your Credit Score?

Wondering how long it will take for your credit score to rise after a negative mark? Learn how certain events and factors impact your credit score in this article.

ways to build credit

8 Ways to Build Credit

Good credit can make it easier to qualify for loans, so it helps to know how to build credit if you're starting from scratch.

How to make money on twitch

How to Make Money on Twitch

Ever wondered how you can make money as a Twitch streamer? We talked with one of the best Tekken 7 players of all time to find out what it takes.

13 Personal Finance Newsletters to Subscribe to in 2024

Increase your financial literacy by subscribing to personal finance newsletters that speak to your specific needs.

how to lower tax bill

10 Tips to Cut Your Tax Bill

There are certain things you can do—at tax time and throughout the year—to maximize your tax benefits and minimize your taxes due. Here are our 10 top tips.

digital wallet

What Is a Digital Wallet and How Does It Work?

Digital wallets offer convenient payments online or from your mobile device. Read on to learn about different types of wallets and how they work.

bad credit

Bad Credit: Definition, Impact and How To Improve

A bad credit score isn’t the end of the world. With the right plan and solid determination, you can repair your credit score in around a year.

tax deductions

What Is the Standard Tax Deduction

Taking the standard deduction is easy when you’re filing your taxes, but is it the right option for your situation? Take a look at how much it is for 2023.

credit report dispute

How to Dispute a Credit Report

Disputing credit report errors could help to add points to your credit score. Learn how to initiate—and pursue—a dispute.

Rent or Buy

Renting vs Buying: Which Option Is Right for You?

While homeownership allows to build equity, renting offers freedom and flexibility. Want to learn more about the pros and cons of renting versus buying? Learn more.

soft inquiry

What Is a Soft Inquiry? All You Need To Know

A soft inquiry is a credit check (performed by you or someone else) that doesn’t affect your credit score.

Tax preperation

Tax Prep Checklist: Documents to Gather Before Filing

You can save significant time at tax time by preparing now. Here are the documents you should gather in advance of filing your taxes.

financial stress

7 Ways to Manage Financial Stress

Dealing with financial stress can feel like a daunting task. However, there are some things you can do to reduce your money-related stress and improve your financial situation.

soft vs hard credit inquiry

Hard vs. Soft Credit Checks: How Do They Impact Your Credit?

What's the difference between a hard pull versus a soft pull credit check, and how can it impact your credit? Read on to learn more.

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