Personal Finance
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Sarah Hostetler is a freelance writer and has been featured on Million Mile Secrets and The Points Guy. She covers topics on points and miles, credit cards, airlines, hotels, and general travel.
Articles by Sarah Hostetler
Best Luxury Credit Cards in February 2025
Luxury credit cards aren’t exclusively for the rich. In most cases, if you’ve got a “good” credit score, you can qualify for a shiny metal credit card.
Hilton Honors American Express Surpass® Card Has a Generous Welcome Offer: Up to 130,000 Hilton Points!
Good for as much as 280,000 Hilton points, virtually no Hilton property is out of reach with this offer—whether you want a villa in the Maldives or a simple hotel near your grandma for the holidays.
Delta SkyMiles Reserve American Express Card Review
The Amex Delta Reserve’s $550 annual fee is one of the easiest to justify for Delta flyers. You’ll save more than $1,000 each year with a bit of strategy.
Best Rewards Credit Cards for February 2025
Opening the best rewards credit cards can mean hundreds of dollars in cash back each year, free travel, discounts at your favorite restaurants, and more..
Delta SkyMiles Personal Credit Cards Now Offering Bonuses Up To 60,000 Miles
The current bonuses for Delta SkyMiles American Express personal credit cards are enough to interest just about anyone, regardless of travel style. You only have until July 17, 2024. What to consider.
10 of the Easiest Personal Loans to Get
Whether you’ve got unexpected medical bills, you want to go back to school, or you want to consolidate your debt, a personal loan can revolutionize your life.
Best Cash Back Credit Cards for February 2025
Whether the lion’s share of your spending is on dining, groceries, gas, or online shopping, we’ve identified the best cash back credit cards for your style.
Best Rewards Checking Accounts for February 2025
If you’re one of the many who aren’t funneling money through a rewards checking account, you’re effectively lighting dollar bills on fire.
Capital One Venture and Venture X Bonuses Now Worth a Guaranteed $1,000 in Cash
The current bonuses offered by the Capital One Venture and Capital One Venture X are better than anything we’ve seen from these cards in recent memory.
Best Soft Pull Credit Cards in February 2025
Hard inquiries on credit card applications temporarily lower your credit score. This is why soft pull credit cards are so useful.
Best Citi Credit Cards for February 2025
Citi offers multiple credit cards to fit just about any lifestyle, which can make choosing the best Citi credit card quite difficult.
Upgrade Credit Card Review 2025
The Upgrade Credit Card has almost a parental relationship with its cardholders. Whether you consider that a pro or a con depends on your perspective.
Best Cash Back Debit Cards of 2025
If you’re not earning cash back rewards on your debit-card purchases, you're missing out. Learn more about the best cash back debit cards.
10 Best Debt Consolidation Loans of February 2025
Depending on the size of your debt, you could save thousands of dollars by eliminating high-interest credit card balances with a debt consolidation loan.
Credit Card Grace Period: What It Is And How It Works
Did you know that you can receive what essentially amounts to a short-term loan from the bank without paying a lick of interest?
Defaulting on Credit Cards: Why It Happens and What to Do
Defaulting on a credit card is one of the worst things you can do for your credit. Here’s how to avoid it—and what to do if you’re already experiencing default.
What is a Fair Credit Score
A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.
Citi Diamond Preferred Review 2024
If you’re having trouble paying off high credit card balances, opening the Citi Diamond Preferred card could be one of the best financial decisions you can make.
Citi Custom Cash Card Review 2025
The Citi Custom Cash Card pays 5% cash back on the spending category you use the most. Learn more in this Citi Custom Cash Card review.
The Blue Business® Plus Card Review: A Great Option for Rewards with No Annual Fee
Earning two Amex points per dollar on all purchases is quite the perk. If you know how to use them, you could receive an effective 4% back on all purchases.
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