Personal Finance
Advertiser Disclosure
Student Loan Refinance

Best Student Loan Refinance Companies for 2024

Refinancing student loans could result in a lower interest rate, which could save you money over the term of the loan.

best bad credit loans

Best Bad Credit Loans in February 2024

The best bad credit loans can help you consolidate debt, pay unexpected expenses, fund important purchases, and build a better credit score.

Best Loans for Fair Credit

Best Loans for Fair Credit in 2024

If you’re looking for a personal loan with fair credit, it’s important to understand the costs and terms. Find the best loans for fair credit here.

pay car loan with credit card

Can You Pay A Car Loan With A Credit Card?

Can you pay a car loan with a credit card? It’s possible, but only in limited circumstances. Here are the few situations where the practice makes sense.

cost of house renovations

How Much Does It Cost to Renovate a House? Guide to Save, Pay & Profit

Knowing how much it costs to renovate a house can help you plan and budget for this endeavor. Keep reading to learn how much you could spend.

OneMain Financial Personal Loans Review

OneMain Financial Personal Loans Review 2024

OneMain Financial is one of the best sources for personal loans if you have bad credit. Learn more in our OneMain Financial review.

best credit consolidation loans

Best Credit Card Consolidation Loans for 2024

Struggling to manage your credit card debt? Looking for more flexible repayment terms? Here are the best credit card consolidation loans we could find.

Best Personal Loan Rates

Best Personal Loan Rates for February 2024

The Fed rate hikes make it more costly to borrow money. As such it’s important to compare lenders to identify the best personal loan rates available.

student loan interest rates

Best Student Loan Rates 2024

Student loan interest rates vary based on the type of loan it is, who the lender is, the type of interest rate, and the borrower’s financial information including credit score.

Best HELOC Rates

Best HELOC Rates 2024

Variable interest rates are common on HELOCs, but may be locked in at certain intervals. Here’s what to look for and where to find the best HELOC rates today.

bad credit auto loans

Bad Credit Auto Loans for February 2024

You may think that if you have bad credit, you can’t get a car loan. The good news is that you can, though the loan parameters may not be as advantageous as those for someone with good credit. Here are some places to look.

best banks for personal loans

Best Banks for Personal Loans for February 2024

Personal loans are sometimes helpful for debt consolidation or getting through a financial rough patch. Find the best banks for personal loans here.

debt consolidation loans

Best Debt Consolidation Loans for February 2024

Depending on the size of your debt, you could save thousands of dollars by eliminating high-interest credit card balances with a debt consolidation loan.

best auto loan companies

Best Auto Loan Refinance Lenders for February 2024

It can be time-consuming and daunting to sift through the (seemingly endless) possibilities to find the best auto refinance lender for you. We’ve narrowed down the options to help you make the best choice.

first time home buyer grant

First-time Home Buyer Grants & Programs: All You Need to Know

Buying your first home and wondering how to afford it? Learn about what first-time home buyer grants and programs you may qualify for to make your new home more affordable.

How to Buy A House in 2023: An Essential Guide

How to Buy a House: A Complete Step Guide

Want to know how to buy a house in 2023? Learn more about purchasing a home in a transitioning real estate market.

Down Payment on a House

What Is the Average Down Payment on a House in 2024?

The average house down payment varies across the country. Find out how much you need to save based on where you live and the type of home loan you want.

what is HELOC

What Is a Home Equity Line of Credit

A home equity line of credit (HELOC) offers revolving and on-demand access to cash that’s tied to your home’s existing equity. Here’s how it works.

debt consolidation

How to Get a Debt Consolidation Loan with Bad Credit

It’s possible to see which kinds of debt consolidation loans you qualify for when you have bad credit. Here’s how to do it and where you should look.

prequalify for a loan

How to Prequalify for a Loan

If you want to apply for a loan, prequalifying can help you choose the best option. Find out how to prequalify for a loan and what to expect from the process.

Buy Now Pay Late

Buy Now, Pay Later (BNPL) Guide 2024

"Buy now, pay later (BNPL)” can be appealing if you want the item or service right away, but you don’t want to wait until you can afford it. A number of apps facilitate the BNPL way of purchasing. Some charge fees; others don’t.

What Is a Line of Credit and How Does It Work?

What Is a Line of Credit and How Does It Work?

A line of credit allows you to borrow money as needed and pay it back with interest.

are home equity loans tax deductible

Are Home Equity Loans Tax Deductible?

Wondering if you can deduct home equity loan interest payments on your taxes? Learn more about how this deduction works and who is eligible

how to get a loan with bad credit

How to Get a Loan With Bad Credit

It can be difficult to get a loan with bad credit. The right lenders and sufficient income will go a long way to help.

Best Holiday Loans

Best Holiday Loans (& Alternatives)

If you’re in need of some extra cash this Christmas and have exhausted all other options, here are the best holiday loans for 2023.

FHA Loan Requirements

FHA Loan Requirements 2024

If you're on the market for a home, an FHA loan is a solid option. Here are the 2024 FHA loan requirements that will tell you how to qualify for one.

lendingclub review

LendingClub Bank Review 2024

LendingClub Bank offers checking accounts, high-yield savings, CDs, personal loans, and auto loans. Learn how it works to decide if it's the right bank for you.

va loan limits

VA Loan Limits 2024: What You Need To Know

If you’re trying to get a VA loan to buy a home, you might face VA loan limits. It depends on your history and eligibility.

auto loan rates

Best Auto Loan Rates & Lenders 2024

Here is our guide to finding the best auto loan rates and lenders, whether you’re looking to buy a new or used car, refinance an existing auto loan, or buy out a lease.

HELOC on investment property

HELOC on Investment Property: A Good Idea?

A HELOC against the equity in an investment property can be a solid way to cover costs relating to repairs and improvements to the property, but it can be more difficult to obtain than a HELOC on a personal residence.

Requirements for A Home Equity Loan or HELOC

Knowing the requirements for a HELOC or Home equity loan can improve your approval odds for these types of loans. Learn more about the requirements.

home equity loans & HELOCs

Home Equity Loan vs HELOC: Understanding the Key Differences

Home equity loans and HELOCs are a way to get cash by tapping your home equity. You can use this cash for large expenses.

home equity loan

What Is a Home Equity Loan?

A home equity loan lets you convert a portion of your home ownership into cash. Learn more about how a home equity loan works and the advantages and downsides of this financing option.

car loans

Which Credit Score Is Used for Car Loans?

While some car loan lenders may use the FICO auto score to check an applicant’s eligibility, they might also choose to use the basic FICO score or their VantageScore.

cash to close

Cash to Close: Definition, Calculation & How to Prepare Early

Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.

LendingClub Personal Loan Review

LendingClub Personal Loan Review (2023): Pros, Cons, Approval Odds

LendingClub personal loans are available with flexible terms, and you can apply with no impact to your credit score. Learn more here.

preapproved car loan

How and Why to Get a Preapproved Car Loan

Auto loan preapproval can save you money and time when buying a vehicle. Here’s a look at how to get preapproved for a car loan and why it matters.

personal loan no credit check

How to Get a Personal Loan Without a Credit Check

A credit check is usually standard when applying for personal loans, but there are some lenders that don't require them.

Subsidized vs. Unsubsidized Loan written on a notepad with a student graduation hat on it

Subsidized vs. Unsubsidized Student Loans: Which is Best for You?

If you qualify for subsidized student loans, take advantage of them. The government will pay your interest while you're in school and during deferments.

student loan forgiveness

How to Apply for Student Loan Forgiveness

If you want to know how to apply for student loan forgiveness, read this article to learn the process and requirements.

Should You Refinance Your Student Loan?

When To Refinance Student Loans?

In most cases, borrowers lose out on flexible payback programs from the federal government when they refinance their student loans. But, in the case of private student loans, refinancing can help to lower your interest rates.

2 people talk about a house offer

Can You Back Out Of A House Offer?

A home purchase contract is legally binding, but you may still be able to back out of a house offer if certain situations occur.

refinance car loan

How to Refinance a Car Loan in 5 Steps

When you refinance your car loan, you take out a new loan with better terms than your existing one, saving you money in the long run. The process is relatively simple but does take some preparation.

car payment

How Much Should My Car Payment Be?

When you’re in the market for a new vehicle, it’s important to set a budget for your monthly payment before determining your price range.

Car loan no credit

Can I Get a Car Loan with No Credit?

Want to know if you can get a car loan with no credit? It’s possible. Follow our guide to find out how.

Best egg personal loans

Best Egg Personal Loans Review

A Best Egg personal loan might help you cover unexpected expenses, consolidate debt, or meet other financial goals. Best Egg offers secured loans as well.

What are Construction to Permanent Loans?

Are you planning to build a new home? Construction-to-permanent loans might be the best way to finance the project. Here’s everything you need to know.

loan payments and costs

How to Calculate Loan Payments and Costs

A loan calculator can help you calculate loan payments and costs, which is crucial if you want to make an informed decision before you borrow.

Jumbo Loan

What Is A Jumbo Loan And How Does It Work?

A jumbo loan is a nonconforming mortgage above the Federal Housing Finance Agency maximum. Learn how they work, pros and cons, plus how to qualify.

man looking at a model house with a magnifying glass

What is an Appraisal Contingency?

Buying a home? Learn what an appraisal contingency is when it comes time to draft a purchase offer with your real estate agent.

How to find a real estate agent

How to Find A Real Estate Agent (For Buyers and Sellers)

Choosing a real estate agent can be a stressful process, but by following a few easy steps you can find the best agent to help you buy or sell a home.

buy and sell house

How to Buy and Sell a House At the Same Time

Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.