Co-Borrower vs. Co-Signer: What's the Difference?
If you have less than perfect credit, you may have a greater chance of being approved for a loan if you opt for a co-borrower or co-signer. Read on to learn the difference and which is right for you.
What is an Appraisal Contingency?
Buying a home? Learn what an appraisal contingency is when it comes time to draft a purchase offer with your real estate agent.
How to Find A Real Estate Agent (For Buyers and Sellers)
Choosing a real estate agent can be a stressful process, but by following a few easy steps you can find the best agent to help you buy or sell a home.
Best Auto Loan Refinance Lenders for 2024
It can be time-consuming and daunting to sift through the (seemingly endless) possibilities to find the best auto refinance lender for you. We’ve narrowed down the options to help you make the best choice.
Payday Loans: How Do They Work & What Do You Risk
Payday loans are short-term, high interest loans that provoke concerns over debt cycles. They are an expensive and dangerous way to borrow money.
Best Loans for Fair Credit in 2024
If you’re looking for a personal loan with fair credit, it’s important to understand the costs and terms. Find the best loans for fair credit here.
8 Types of Personal Loans Explained
Personal loans can help you cover planned or unplanned expenses. Here are the different types to choose from. Learn more.
Best Cash Advance Apps 2024
Cash advance apps can help you access funds from your paycheck days ahead of time. But there are drawbacks to consider, including potentially steep fees.
What Is an Installment Loan?
Installment loans provide borrowers with a lump sum and then a borrower pays back the loan in fixed, scheduled installments. Learn more.
What Documents Are Required for a Personal Loan?
Need to borrow money for a project or big expense? Here are the documents required for personal loans and how to make the process as efficient as possible.
Buy Now, Pay Later (BNPL) Guide 2024
"Buy now, pay later (BNPL)” can be appealing if you want the item or service right away, but you don’t want to wait until you can afford it. A number of apps facilitate the BNPL way of purchasing. Some charge fees; others don’t.
Best VA Loans for 2024
VA loans can help U.S. service members, veterans, and surviving spouses realize their dream of homeownership with $0 down. Learn more.
Best Fast Personal Loans for Quick Cash
When you need money quickly, fast personal loans can help you get cash in your bank account as soon as the next business day.
How to Buy and Sell a House At the Same Time
Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.
What Is a 401(k) Loan? Pros, Cons, Strategy
A 401(k) loan may offer lower fees and more flexible repayment terms, but it’s not always advisable. Before you tap into your 401(k), here's what to know.
Best Student Loan Rates 2024
Student loan interest rates vary based on the type of loan it is, who the lender is, the type of interest rate, and the borrower’s financial information including credit score.
10 of the Easiest Personal Loans to Get
Whether you’ve got unexpected medical bills, you want to go back to school, or you want to consolidate your debt, a personal loan can revolutionize your life.
What Are Secured Loans and How Do They Work?
Secured loans are backed by collateral, so be certain you can pay back your loan, or your lender can claim your collateral if you default.
What Is a Line of Credit and How Does It Work?
A line of credit allows you to borrow money as needed and pay it back with interest.
Best Credit Card Consolidation Loans for 2024
Struggling to manage your credit card debt? Looking for more flexible repayment terms? Here are the best credit card consolidation loans we could find.
LendingClub Bank Review 2024
LendingClub Bank offers checking accounts, high-yield savings, CDs, personal loans, and auto loans. Learn how it works to decide if it's the right bank for you.
Best Student Loan Refinance Companies for 2024
Refinancing student loans could result in a lower interest rate, which could save you money over the term of the loan.
Best RV Loans for 2024
The best RV loans boast low APR ranges, no added fees, and a range of amounts and terms to cater to a wide range of borrowers.
Requirements for A Home Equity Loan or HELOC
Knowing the requirements for a HELOC or Home equity loan can improve your approval odds for these types of loans. Learn more about the requirements.
Subsidized vs. Unsubsidized Student Loans: Which is Best for You?
If you qualify for subsidized student loans, take advantage of them. The government will pay your interest while you're in school and during deferments.
Best Egg Personal Loans Review
A Best Egg personal loan might help you cover unexpected expenses, consolidate debt, or meet other financial goals. Best Egg offers secured loans as well.
How to Get a Personal Loan Without a Credit Check
A credit check is usually standard when applying for personal loans, but there are some lenders that don't require them.
Personal Loan Requirements And How To Qualify
Most personal loan providers require applicants to have good credit scores, sufficient income, and a low debt-to-income ratio. Learn more.
Best HELOC Rates 2024
Variable interest rates are common on HELOCs, but may be locked in at certain intervals. Here’s what to look for and where to find the best HELOC rates today.
Best Personal Loan Rates for 2024
The Fed rate hikes make it more costly to borrow money. As such it’s important to compare lenders to identify the best personal loan rates available.
Bad Credit Auto Loans for 2024
You may think that if you have bad credit, you can’t get a car loan. The good news is that you can, though the loan parameters may not be as advantageous as those for someone with good credit. Here are some places to look.
Best Debt Consolidation Loans for 2024
Depending on the size of your debt, you could save thousands of dollars by eliminating high-interest credit card balances with a debt consolidation loan.
Best Banks for Personal Loans for 2024
Personal loans are sometimes helpful for debt consolidation or getting through a financial rough patch. Find the best banks for personal loans here.
Best Bad Credit Loans in 2024
The best bad credit loans can help you consolidate debt, pay unexpected expenses, fund important purchases, and build a better credit score.
Are Home Equity Loans Tax Deductible?
Wondering if you can deduct home equity loan interest payments on your taxes? Learn more about how this deduction works and who is eligible
Peer-To-Peer Lending: What It Is, How It Works, And How to Invest In It
Peer-to-peer (P2P) lending is an alternative to traditional personal loans. They are often easier to qualify for and offer faster funding than bank loans.
Can You Pay A Car Loan With A Credit Card?
Can you pay a car loan with a credit card? It’s possible, but only in limited circumstances. Here are the few situations where the practice makes sense.
How Much Does It Cost to Renovate a House? Guide to Save, Pay & Profit
Knowing how much it costs to renovate a house can help you plan and budget for this endeavor. Keep reading to learn how much you could spend.
How to Get a Business Loan in 5 Steps
A business loan can help you start or maintain a business. There are several types of business loans to choose from, and each has different requirements.
OneMain Financial Personal Loans Review 2024
OneMain Financial is one of the best sources for personal loans if you have bad credit. Learn more in our OneMain Financial review.
First-time Home Buyer Grants & Programs: All You Need to Know
Buying your first home and wondering how to afford it? Learn about what first-time home buyer grants and programs you may qualify for to make your new home more affordable.
How to Buy a House: A Complete Step Guide
Want to know how to buy a house in 2023? Learn more about purchasing a home in a transitioning real estate market.
What Is the Average Down Payment on a House in 2024?
The average house down payment varies across the country. Find out how much you need to save based on where you live and the type of home loan you want.
What Is a Home Equity Line of Credit
A home equity line of credit (HELOC) offers revolving and on-demand access to cash that’s tied to your home’s existing equity. Here’s how it works.
How to Get a Debt Consolidation Loan with Bad Credit
It’s possible to see which kinds of debt consolidation loans you qualify for when you have bad credit. Here’s how to do it and where you should look.
How to Prequalify for a Loan
If you want to apply for a loan, prequalifying can help you choose the best option. Find out how to prequalify for a loan and what to expect from the process.
How to Get a Loan With Bad Credit
It can be difficult to get a loan with bad credit. The right lenders and sufficient income will go a long way to help.
Best Holiday Loans (& Alternatives)
If you’re in need of some extra cash this Christmas and have exhausted all other options, here are the best holiday loans for 2023.
FHA Loan Requirements 2024
If you're on the market for a home, an FHA loan is a solid option. Here are the 2024 FHA loan requirements that will tell you how to qualify for one.
VA Loan Limits 2024: What You Need To Know
If you’re trying to get a VA loan to buy a home, you might face VA loan limits. It depends on your history and eligibility.
Best Auto Loan Rates & Lenders 2024
Here is our guide to finding the best auto loan rates and lenders, whether you’re looking to buy a new or used car, refinance an existing auto loan, or buy out a lease.
HELOC on Investment Property: A Good Idea?
A HELOC against the equity in an investment property can be a solid way to cover costs relating to repairs and improvements to the property, but it can be more difficult to obtain than a HELOC on a personal residence.
Home Equity Loan vs HELOC: Understanding the Key Differences
Home equity loans and HELOCs are a way to get cash by tapping your home equity. You can use this cash for large expenses.
What Is a Home Equity Loan?
A home equity loan lets you convert a portion of your home ownership into cash. Learn more about how a home equity loan works and the advantages and downsides of this financing option.
Which Credit Score Is Used for Car Loans?
While some car loan lenders may use the FICO auto score to check an applicant’s eligibility, they might also choose to use the basic FICO score or their VantageScore.
Cash to Close: Definition, Calculation & How to Prepare Early
Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.
LendingClub Personal Loan Review (2023): Pros, Cons, Approval Odds
LendingClub personal loans are available with flexible terms, and you can apply with no impact to your credit score. Learn more here.
How and Why to Get a Preapproved Car Loan
Auto loan preapproval can save you money and time when buying a vehicle. Here’s a look at how to get preapproved for a car loan and why it matters.
How to Apply for Student Loan Forgiveness
If you want to know how to apply for student loan forgiveness, read this article to learn the process and requirements.
When To Refinance Student Loans?
In most cases, borrowers lose out on flexible payback programs from the federal government when they refinance their student loans. But, in the case of private student loans, refinancing can help to lower your interest rates.
Can You Back Out Of A House Offer?
A home purchase contract is legally binding, but you may still be able to back out of a house offer if certain situations occur.
How to Refinance a Car Loan in 5 Steps
When you refinance your car loan, you take out a new loan with better terms than your existing one, saving you money in the long run. The process is relatively simple but does take some preparation.
How Much Should My Car Payment Be?
When you’re in the market for a new vehicle, it’s important to set a budget for your monthly payment before determining your price range.
Can I Get a Car Loan with No Credit?
Want to know if you can get a car loan with no credit? It’s possible. Follow our guide to find out how.
What are Construction to Permanent Loans?
Are you planning to build a new home? Construction-to-permanent loans might be the best way to finance the project. Here’s everything you need to know.
How to Calculate Loan Payments and Costs
A loan calculator can help you calculate loan payments and costs, which is crucial if you want to make an informed decision before you borrow.
