Personal Finance
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Holly Johnson

Holly Johnson

Holly D. Johnson is a nationally recognized expert and award-winning insurance writer who covers life insurance, health insurance, and various other insurance-related topics for corporations and well-known magazines with millions of readers. Johnson also covers personal finance, credit, credit cards, and loyalty programs for a variety of publications including CNN Underscored, Bankrate, and Forbes Advisor. 

The author is also the founder of Club Thrifty and the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love." She and her husband Greg live in Central Indiana with their two daughters where they enjoy a debt-free lifestyle and travel up to 20 weeks of the year.

Articles by Holly Johnson

Costco Anywhere Visa Card By Citi Review 2023

The Costco Anywhere Visa® Card by Citi offers more rewards on gas, dining, eligible travel and Costco purchases. Learn how it compares to other cash back cards.

Best Credit Cards for June 2023

The best credit cards offer superior rewards and perks with reasonable fees or no fees at all. Find out which cards we recommend in 2023 and why.

How to Calculate Loan Payments and Costs

A loan calculator can help you calculate loan payments and costs, which is crucial if you want to make an informed decision before you borrow.

A Complete Guide to Chase Airline and Hotel Transfer Partners: Redeem and Maximize Value

Chase Ultimate Rewards points are both lucrative and flexible. Find out how to maximize these points with Chase airline and hotel partners.

Amex Points vs. Chase Points: Which Rewards Currency Rules Them All?

Flexible rewards points offered through American Express and Chase have many of the same redemption options—but different strengths.

What Are the Most Popular Crypto Scams to Watch For in 2023

Crypto scams take on my forms, including phishing scams, giveaway scams and more. Find out which cryptocurrency scams are most prevalent so far in 2023.

How Much Are American Airlines Miles Worth?

American Airlines miles are worth approximately 1.5¢ each on average, although you may get better or worse value depending on how you redeem them.

Are Credit Cards with Annual Fees Worth It?

Paying a credit card's annual fee can be worth it if you love earning rewards and accessing exclusive benefits.

What Is The United Miles Value And How To Maximize Your Redemptions

The value of United miles is around 1.2 cents each, although how you redeem them will have a major impact on what you actually get.

What Is the Average Down Payment on a House in 2023?

The average house down payment varies across the country. Find out how much you need to save based on where you live and the type of home loan you want.

What Percentage of Income Should Go to Mortgage?

The percentage of your income that should go to a mortgage depends on your other debts and your comfort level. Find out the common rules of thumb and when they apply.

How to Buy and Sell a House At the Same Time

Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.

Should You Use Your Credit Card Before It Arrives in the Mail?

Some credit cards can be used before they arrive in the mail. Find out which cards offer this option and how the process works.