Personal Finance
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Erica Sandberg

Erica Sandberg

Erica Sandberg is a nationally recognized personal finance expert. She started her career at Consumer Credit Counseling Service of San Francisco, helping individuals refine their budgets and prepare for the future, then led the agency with advanced trainings and media attention. Her book, Expecting Money: The Essential Financial Plan for New and Growing Families, has been published in two editions. As host of the KRON-4 television show, Making it in San Francisco, she focused on highlighting the economic strategies residents could take to live and work in the notoriously expensive city. Today Sandberg is an independent journalist who contributes advice columns and financial stories to top-tier news outlets.

Articles by Erica Sandberg

Debit Card vs. Credit Card

Debit Card vs. Credit Card: Differences and Which Is Better for Payments

Debit cards and credit cards function in many of the same ways, but they are different, and each should be used for the right purpose.


Bankruptcy: How It Works, Types, and Consequences

There are different types of bankruptcy and many reasons to file for it. Know which type works best for you and what your options are.

chapter 7

Chapter 7 Bankruptcy: All You Need to Know

Chapter 7 bankruptcy is a powerful legal process that can help you escape overwhelming debt.

529 plan

What is a 529 Plan?

529 plans are state-sponsored savings and investment accounts, with excellent tax advantages. The funds can be used for a wide variety of qualified education expenses.

Credit Card Issuers

Which Credit Card Issuers Allow a Co-signer?

Credit cards that allow other people to become co-signers on the account are now scarce, but there are plenty of other options for account ownership

Pension vs 401(k)

Pension vs. 401(k): Key Differences

They both provide retirement income—but you fund your 401(k)—maybe with an employer match—and your employer funds your pension. Here's how they work.

rent appartment

7 Tips to Rent an Apartment With no Credit

Renting an apartment with no credit history can be challenging. Here are some tips to help you increase your chances of securing a lease.

Apartment With Bad Credit

How to Get an Apartment With Bad Credit

Securing an apartment rental with bad credit may be challenging, but you can achieve your goal with the right strategies.

do medical bills affect your credit

Do Medical Bills Affect Your Credit?

Unpaid medical bills have the potential to affect your credit. Because of this, it is important to know your rights and to handle them correctly.