Personal Finance
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Louis R. Carlozo

Louis R. Carlozo

Lou Carlozo has written about investments and personal finance for U.S. News & World Report, Reuters Money and Reuters Small Business, GoBankingRates and Money Under 30. Lou’s work has also appeared in Forbes, the Los Angeles Times, Yahoo Finance, MSN, the Christian Science Monitor and news outlets across the world. His journalism honors include a shared Polk Award, a Chicago Tribune Innovator Award, the Bob Briner Impact Award, and Top 10 Business Blog of the Decade from

Articles by Louis R. Carlozo

Best home equity loans

Best Home Equity Loans for July 2024

Home equity loans can provide a source of funding that's literally as close as your front door. Here’s where to get the best home equity loans and what you need to know before signing on the dotted line.

capital one bank

Capital One Bank Review 2024

Capital One is one of the nation’s largest banks. It’s noteworthy for its lack of account fees, attractive APYs, and cafés that offer free WiFI, workspace, and account services.

required minimum distribution for IRA

Required Minimum Distribution (RMD) 2024: Definition, Calculation, and Implications

Newly revised tax laws require you to take money from your retirement accounts once you turn 73. By calculating your RMD, you’ll avoid a tax pitfall.

How to invest in index funds

How to Invest in Index Funds: A Step-by-Step Guide for Beginners

How index funds work, why they’re so popular, and how to start investing in them.

Car Insurance Declaration Page

What Is a Car Insurance Declaration Page?

A car insurance declaration page summarizes the key points of your car insurance policy.

credit bureaus

What Are the Three Credit Bureaus?

Hope to buy a home or apply for a credit card? It’s crucial to know how credit bureaus work and the role you play in making sure your credit reports are accurate.

How to Withdraw Early From a 401(k) (& Why You Shouldn’t)

Withdrawals from a 401(k) are a serious matter, as they can lead to financial penalties and deplete funds meant for your senior years. But a host of options can help you avoid this outcome, even in an emergency.