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best 2 year cd rates

Best 2-Year CD Rates April 2024

Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.

best 1-year cd rates

Best 1-Year CD Rates in April 2024

Certificate of deposit (CD) accounts can help you save for short- or long-term goals. Here are the best one-year CDs to grow your money.

rewards checkin accounts

Best Rewards Checking Accounts 2024

If you’re one of the many who aren’t funneling money through a rewards checking account, you’re effectively lighting dollar bills on fire.

best cd rates

Best CD Rates in 2024

Comparing the best CD rates at banks and credit unions can help you find the right savings option for your needs and goals.

fdic insurance

FDIC Insurance: What Is It and What Are the Requirements?

FDIC is insurance provided by the federal government that protects deposits in U.S. banks up to $250,000. Here’s how it works.

Bank

What Is a Bank and How Does It Work?

A bank is a financial institution that allows customers to deposit money, take out loans, and perform other financial transactions. Learn more.

best bank accounts for kids

Best Bank Accounts for Kids (Checking and Savings) 2024

The best bank accounts for kids include checking and savings accounts from online banks, neobanks, and traditional banks.

How To Open A Bank Account Online

How To Open A Bank Account Online: 6 Easy Steps

If you’re looking to get a new checking or savings account, you don’t need to leave home. Check out our guide explaining how to open a bank account online.

best mobile banking apps

Best Mobile Banking Apps 2024

Mobile banking apps let you manage your finances, deposit checks, and freeze your cards from anywhere in the world.

how to open a bank account

What Do You Need to Open a Bank Account?

Ready to open a bank account? There are a few key things you'll need to get your account set up and funded.

high yield savings accounts

Best High-Yield Savings Accounts for 2024

Learn about the best high-yield savings accounts, including how they work, how to choose one and which is the best for different types of savers.

checking account

What Is A Checking Account?

Checking accounts play an important role in managing your money. Learn what a checking account is and how it works.

money order

Money Order: What Is It, How Does It Work, How to Get One

Money orders offer a secure way to pay bills or send funds without requiring a bank account. Find out how they work and when you might use them.

CD vs. High-Yield Savings

CD vs. High-Yield Savings: What’s the Difference?

Knowing the key differences between a certificate of deposit (CD) and a high-yield savings account (HYSA) can help determine which account is best for you.

best money market accounts

6 Best Money Market Accounts for 2024 (Up to 5.30%)

Here’s a look at the best money market account rates in 2024 to help you on your quest to get the best return on your cash while maintaining FDIC insurance coverage.

CDs vs Bonds

CD vs. Bonds: How Do They Compare?

CDs and bonds both offer steady returns over a set period of time, but they can serve very different purposes in an investment portfolio.

Cashier's Check vs. Money Order

Cashier's Check vs. Money Order: What to Choose

Not sure whether a cashier’s check or money order is best? Learn how each method of payment works and when to choose one over the other.

Thrift Savings Plan

What Is a Thrift Savings Plan?

The Thrift Savings Plan is a defined-contribution plan that allows federal employees and military members to save for retirement on a tax-advantaged basis.

Multicurrency Account

Multicurrency Account: How Does It Work?

Multicurrency accounts let you hold different currencies in one place, without the need for multiple foreign bank accounts.

savings account

What Is a Savings Account?

A savings account is an important bank account, ideal for safely storing your money while earning interest. Learn more about what a savings account is here.

Best 5-Year CD Rates

Best 5-Year CD Rates of 2024

If you want to achieve long-term savings goals, check out our list of the best five-year CDs to grow your money.

Best 18-Month CD Rates

Best 18-Month CD Rates of 2024

18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.

savings for kids

Best Savings Accounts for Kids for 2024

Banks and credit unions offer savings accounts for kids and teens to help them reach their financial goals. Learn which kids' savings accounts rate the best.

Best Joint Checking Accounts for 2024

Joint checking accounts allow account holders to pay for shared expenses more easily. The joint checking accounts listed here can get you started.

high yield checking accounts

Best High-Yield Checking Accounts for 2024

High-yield checking accounts let you earn interest on your idle cash. Find the best high-interest checking accounts here.

best student checking accounts

Best Student Checking Accounts for 2024

The best student checking accounts come with no fees and meet the needs of a modern student. Find the best student checking accounts.

best checking accounts

Best Checking Accounts in 2024

The best checking accounts offer numerous benefits, such as no fees, special offers for opening an account, and high annual percentage yields.

Best 3-month CD Rates

Best 3-month CD Rates for 2024

Three-month CDs offer high APYs for short-term savings. Here are the best three-month CDs available at the moment.

cd's investments

CD Investments: How Much Can CDs Earn?

Certificate of deposit (CD) earnings can be impressive, depending on the interest rate and term. Learn how CD investments work and how much you can earn from one.

chase bank review

Chase Bank Review 2024

Chase Bank offers some of the best credit cards in the industry. This can make it a natural choice as a personal bank for both checking and savings. When should you consider banking with Chase?

Venmo guide

Venmo App Guide 2024: What Is It & How It Works

Unsure whether Venmo is for you? Learn how this payment app works, its fees, and how to use it to send and receive money.

Best 6-Month CD Rates for March 2024

Six-month CDs can help you reach short-term savings goals. Here are the best six-month CDs to grow your money.

Are CD's taxable?

Are CDs Taxable? All You Need to Know

Interest earned by CDs is taxable, though tax payments may be delayed if they are held in some tax-advantaged retirement accounts. Learn the details of how this works.

Ally Bank

Ally Bank Review 2024

What does Ally Bank offer, and how does it fare against its competitors? Learn more.

money market account vs money market fund

Money Market Account Vs. Money Market Fund: What’s The Difference?

Money market accounts and money market funds are short-term investment vehicles with similar names and different characteristics.

axos bank review

Axos Bank Review 2024

Axos Bank is a digital bank offering online and mobile banking as well as several investment options. If you want to bank where you invest, Axos is an option.

lendingclub review

LendingClub Bank Review 2024

LendingClub Bank offers checking accounts, high-yield savings, CDs, personal loans, and auto loans. Learn how it works to decide if it's the right bank for you.

bank account

How Many Bank Accounts Should You Have?

Banks offer multiple account types for different needs. Keep reading to learn how many accounts you should have.

discover bank review

Discover Bank Review 2024

Not only does Discover offer some of the very best credit cards, but Discover Bank pays high interest on savings accounts and a wide range of CD terms.

How to avoid bank fees

Bank Fees: 9 Common Types and How to Avoid Them

Along with banking come fees. Here are nine of the most common types of bank fees and how to avoid them.

How to Start a Business

How to Start a Business in 12 Steps

There is a lot to consider when you’re planning to start a business. This guide can help keep you on track so you can check off all those pre-opening boxes.

How to Open a Bank Account as a Non US Citizen

How to Open a Bank Account as a Non US Citizen

Non-citizens absolutely have the right to open an account with a U.S. financial institution. Here’s the documentation you need to have—and the procedure to follow—to get one.

debit card

What Is a Debit Card? Definition, Uses & Examples

A debit card is a common and useful tool for payments directly from a bank account. Learn the pros and cons of debit cards here.

average american savings account balance

Average American Savings Account Balance

Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.

history of cd rates

The History of CD Rates: From 1984 to 2024

Knowing the history of CD interest rates—along with the economic conditions at the time—can provide helpful guidance for using this information to maximize return on savings.

synchrony bank

Synchrony Bank Review

This Synchrony Bank review covers this online-only bank offering high-yield savings, money market accounts, and CDs without monthly fees or minimum balances.

Money Market vs. Savings

Money Market Account vs Savings Account: Similarities, Differences, & Which Option Is Best for You

Both money market accounts and savings accounts pay interest on balances, but they differ in the interest rates offered, withdrawal regulations, and minimum deposits needed to open an account.

Credit Unions vs. Banks

Credit Unions vs. Banks: Key Differences and How to Choose the Right One for You

Credit unions and banks are similar institutions offering a range of financial services. The right one for you depends on your needs, location, and eligibility.

Tax Planning: What It Is, How It Works, and Best Strategies

Want to cut your tax bill and save more money for your financial goals? Tax planning can help. This article outlines how it works.

Best Money Transfer & Payment Apps

Best Money Transfer & Payment Apps for 2024

The top money transfer and payment apps make it easy to send money to friends and family—or pay merchants for goods and services in your country and abroad.

savings vs checking accounts

Main Differences Between Checking and Savings Accounts

What is a checking account and how does it differ from a savings account? Here’s a look at what each account offers and how to choose the one you need.

certificate of deposit

What Is a Certificate of Deposit (CD)?

Not sure if a certificate of deposit (CD) is for you? Learn all about this type of account and what to consider before opening one.

types of savings accounts

5 Types of Savings Accounts to Save Your Money

Different types of savings accounts offer benefits and features that could be perfect for your needs. Learn more here about the various types of savings accounts that are available.

529 plan

What is a 529 Plan?

529 plans are state-sponsored savings and investment accounts, with excellent tax advantages. The funds can be used for a wide variety of qualified education expenses.

Debit Card vs. Credit Card

Debit Card vs. Credit Card: Differences and Which Is Better for Payments

Debit cards and credit cards function in many of the same ways, but they are different, and each should be used for the right purpose.

CD Ladder

What Is a CD Ladder? Pros, Cons, Alternatives

A CD ladder lets you take advantage of fluctuating interest rates for maximum return while accessing your funds on a regular schedule.

are cds worth it

Are CDs Worth It?

Certificates of deposit (CDs) can offer competitive rates to savers, but it's important to compare options from different banks to find the right one.

capital one bank

Capital One Bank Review 2024

Capital One is one of the nation’s largest banks. It’s noteworthy for its lack of account fees, attractive APYs, and cafés that offer free WiFI, workspace, and account services.

Check Cashing Service

What Is A Check-Cashing Service?

Check-cashing services swap checks for cash. They charge a fee for the service, and are most commonly used by those who have limited access to traditional banking.

What is a wire transfer

What Is a Wire Transfer?

Want to send money? Learn what a wire transfer is, including how it works and whether it’s the right method for you.

bask bank

Bask Bank Review 2024

Bask bank is an online bank that’s a division of Texas Capital Bank, and offers savings accounts and CDs.

checking accounts

How Many Checking Accounts Should You Have?

Read this guide to learn how many checking accounts you should have and the benefits and drawbacks of using multiple checking accounts.

best payment gateways

Best Payment Gateways for Businesses for 2024

Payment gateways are services enabling businesses to accept credit and debit card payments. We’ve narrowed down the best payment gateways for businesses and what they offer.

money market account

What Is a Money Market Account? Pros, Cons, Alternatives

Available through banks and credit unions, money market accounts are savings accounts that typically pay higher interest rates than regular savings accounts.

NSF Fees

What Are NSF Fees And How to Avoid Them?

NSF fees, or nonsufficient funds fees, are bank charges for overdrawing your account. Learn more about NSF fees and how to avoid them here.

direct deposit

What Is Direct Deposit and How Does it Work?

Direct deposit is one of the most popular payment methods, but is it for you? Learn what it is and how to set it up.

cash in checking account

How Much Cash to Keep in Your Checking Account (vs. Savings)

Checking and savings accounts can help you reach different goals. It's important to know how much money you should keep in each one.

mobile banking

What Is Mobile Banking?

Mobile banking refers to banking services and functions that are performed on a mobile device, such as a cellphone or tablet.

business bank account

Opening a Business Bank Account: What You Need

Setting up a bank account for your business can make it easier to track expenses, but there are a few important things you'll need to get started.

What Is Private Banking?

Private Banking: What It Is and How It Works

Private banking extends personalized financial services and higher yields on deposit accounts, but you’ll need to meet minimum asset requirements to qualify.

What is a bank statement

What Is a Bank Statement?

A bank statement is a printed or electronic document that lists every transaction in a customer’s account from a specified period, typically monthly.

joint bank account

Joint Bank Accounts: Complete Guide 2024

Joint savings accounts can help make your financial life a lot simpler. But you’re also giving your co-owner a lot of control over your money, so you think about the consequences before opening an account with a spouse, friend or even your child.

CIT Bank Review

CIT Bank Review 2024

CIT Bank is a major online bank, offering high rates on savings and shorter-term CDs. It can be an excellent choice if you’re looking for a bank to earn high interest on your savings.

how to switch banks

How to Switch Banks

Switching accounts from one bank to another requires careful attention and monitoring during the transition to avoid lost deposits and missed payments.

PNC bank review

PNC Bank Review 2024

PNC Bank is a full-service bank with a large network of branches, as well as online and mobile banking. It offers a wide variety of banking products.

Chase vs Bank of America

Chase vs. Bank of America: What Is The Right Choice for You?

Chase and Bank of America are two of the largest banks in the country, offering all banking services. Which should you choose based on checking, savings, CDs, and money market accounts?

what is apr

What Is Annual Percentage Yield (APY) And How To Calculate It

There are two interest rates posted with nearly every interest-bearing instrument: interest rate and annual percentage yield (APY). APY is the most important to you as an investor. Here’s why.

cd vs ira

CDs vs. IRAs: Key Differences and How Do They Compare?

Certificates of deposit (CDs) and Individual Retirement Accounts (IRAs) are commonly used for saving and investing. Learn how these two ways to build assets compare.

50/30/20 rule

What Is The 50/30/20 Rule?

This popular budgeting approach is easy to understand and can be a highly effective way to curb non-essential spending.

Transfer money from one bank to another

Transferring Money Between Bank Accounts Is Easier Than Ever

These days sending money is convenient. Options from apps to wire transfers to physical checks let money move fluidly between accounts.

emergency fund

Emergency Fund: Definition, Importance & How to Start One

Here’s how to build an emergency fund—and how much to have in it—to keep you from needing to resort to a loan or credit card.

bounced check

Bounced Check: What Is It? How Long Does It Take to Bounce?

What is a bounced check? Read our guide to learn what a bounced check is, how much it will cost you, and what it means for your credit score.

how to cash a check

How to Cash a Check

Whether you receive a personal, government, or payroll check, there are a few ways to go about cashing it. Here’s a look at how to cash a check and avoid fees.

how to close a bank account

How to Close a Bank Account

Closing a bank account is a quick and easy process. Learn how to close a bank account here.

online banking security

Online Banking Security: How to Protect Your Online Banking Information

Online banking is convenient, inexpensive, and secure, provided you choose a reputable bank and take practical steps to keep your accounts safe.

bank account closed

What Happens When the Bank Closes Your Account?

Banks close accounts for inactivity, negative balances, overdrafting, suspicious activity, and account-agreement breaches. Here’s what you can do if it happens to you.

cardless atm

How Do Cardless ATMs Work?

Cardless ATMs allow you to withdraw cash without a debit card or ATM card. How do cardless ATMs work? Learn how cardless ATMs work here.

how to balance a checkbook

How to Balance a Checkbook

Checkbook balancing helps you manage cash flow and track accounts each month. Here’s a look at how to balance a checkbook even if you don’t use paper checks.

3 identical piggy banks in a row

Types of Bank Accounts: Checking, Savings, CD & MMA

There are a few types of bank accounts, and each has pros and cons. Learn about the most common types of bank accounts and how to pick the right one for you.

ACH transfers

What are ACH transfers

Automated clearinghouse (ACH) transfers are an easy and low-cost method of sending funds from one financial account to another. Learn how ACH transfers work.

routing vs account number

Routing Number vs. Account Number: Key Differences and Where to Find Them

Routing numbers and account numbers provide crucial information for directing activities for most basic financial transactions. While they are often both needed, they are separate things.

CD vs MMA

CD vs. Money Market Account: Difference, Similarities & How to Choose

Both money market accounts and certificates of deposit (CD) offer opportunities to earn higher interest than a regular savings account, which can boost savings.

merchant cash advance

Is a Merchant Cash Advance (MCA) Right for Your Business?

A merchant cash advance (MCA) can provide you with access to funds quickly when your business is in need of cash, but be aware of the high APR on repayment.

How to Fill Out a Money Order

How to Fill Out a Money Order

Do you want to pay using a money order? Learn how to fill out one so that payment goes to the correct recipient.

what is cash app

What is Cash App & How Does It Work?

Cash App is an app that allows you to send and receive money, stocks, or bitcoin through your mobile phone. The app is free, safe, and does not require you to have an open bank account to use it.

overdraft fee

What Is An Overdraft Fee? All You Need To Know

The overdraft fee is a common checking account fee. When you don’t have the funds in your bank to cover a cost, you could be stuck with an overdraft fee.

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