Personal Finance
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Sarah was originally an elementary school teacher, working in countries such as Australia, China and South Korea. It was during this time she honed her teaching skills and the ability to break down complex topics into digestible bite-sized pieces. In Sarah's experience, consumers can start their path onto financial wellness by using the right tools and a supportive community. Through her experience learning about the banking, insurance, real estate, mortgage and credit industry, she became passionate - just like in her teaching career - to break down complicated jargon in a way that anyone can understand.
Articles by Sarah Li Cain
Venmo App Guide 2024: What Is It & How It Works
Unsure whether Venmo is for you? Learn how this payment app works, its fees, and how to use it to send and receive money.
12 Passive Income Ideas for 2025
Looking for other ways to earn money without working more. Learn about 10 passive income ideas you can start today.
Can You Buy Gift Cards With Credit Cards?
Hoping to earn rewards by buying gift cards with credit cards? Learn if you can and on which occasions you may want to steer clear from doing so.
15 Expert Tips on How to Save Money on Grocery Shopping
Want to lower your grocery costs? Here are15 tips to save at the supermarket.
What Is Direct Deposit and How Does it Work?
Direct deposit is one of the most popular payment methods, but is it for you? Learn what it is and how to set it up.
What Is a Certificate of Deposit (CD)?
Not sure if a certificate of deposit (CD) is for you? Learn all about this type of account and what to consider before opening one.
What is a Wire Transfer?
Want to send money? Learn what a wire transfer is, including how it works and whether it’s the right method for you.
Which Credit Score Do Mortgage Lenders Use?
Looking to take out a mortgage? It’s important to find out what credit scores mortgage lenders use so you can put your best financial foot forward.
Cash to Close: Definition, Calculation & How to Prepare Early
Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.
What Is a FICO Score?
The FICO credit score is widely used by lenders to determine the likelihood you’ll pay back a loan. Learn how FICO calculates your score and how you can improve it.
What is an Appraisal Contingency?
Buying a home? Learn what an appraisal contingency is when it comes time to draft a purchase offer with your real estate agent.
Can I Buy a Money Order With a Credit Card
You can buy a money order with a credit card, but this option is usually more expensive, not widely available, and generally worth avoiding.
Personal Check Vs. Certified Check Vs. Cashier's Check
Checks are still being used for payment, but which type is best? Find out the differences between personal, certified, and cashier’s checks.
Cashier's Check vs. Money Order: What to Choose
Not sure whether a cashier’s check or money order is best? Learn how each method of payment works and when to choose one over the other.
First-time Home Buyer Grants & Programs: All You Need to Know
Buying your first home and wondering how to afford it? Learn about what first-time home buyer grants and programs you may qualify for to make your new home more affordable.
How to Fill Out a Money Order
Do you want to pay using a money order? Learn how to fill out one so that payment goes to the correct recipient.
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