Personal Finance
Advertiser Disclosure
Vinamrata Chaturvedi

Vinamrata Chaturvedi

Vinamrata Chaturvedi is a writer and editor based in New York. With more than a decade of journalism experience, she has worked in the United States, Germany, and India. As a financial writer, she covers personal finance, insurance, banking, investment, the stock market, and cryptocurrency. Her bylines have appeared in Forbes, Investopedia, CoinDesk, Deutsche Welle, and other media outlets. She has been honored by the SAJA (South Asian Journalists Association) and served on the board of ACJR (The Association of Crypto Journalists and Researchers). She holds degrees from New York University, Indian Institute of Mass Communication, and Banaras Hindu University.

She enjoys cooking new recipes, reading, traveling, and spending time with friends in her spare time. It is her goal to travel to Antarctica in the near future. Fingers crossed!

Articles by Vinamrata Chaturvedi

Pre-Approved vs. Pre-Qualified

Pre-Approved vs. Pre-Qualified: What’s the Difference?

Pre-qualification indicates a buyer's borrowing capacity. The pre-approval process is similar, but more rigorous, and takes more time.

How Long Do Collections Stay on Your Credit Report

How Long Do Collections Stay on Your Credit Report?

Collections are recorded on your credit report when you default on a debt, and they can last up to seven years.

What Is a Defined-Benefit Plan?

What Is a Defined-Benefit Plan?

A defined-benefit plan, also known as a “pension plan,” provides guaranteed retirement benefits to employees.

1.3834.0+2.11.10