
What Is an Appraisal Gap Clause?
An appraisal gap clause says you agree to pay the difference between the appraised value and the agreed-upon purchase price of a home, up to a limit.

Cash to Close: Definition, Calculation and Tips to Prepare Early
Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.

What Is A Jumbo Loan And How Does It Work?
A jumbo loan is a nonconforming mortgage above the Federal Housing Finance Agency maximum. Learn how they work, pros and cons, plus how to qualify.

What to Expect When Closing On A House
Closing is the final stage of a real estate transaction, concluding with the title transfer. It can last up to two months, and the buyer has several responsibilities.

How Long Is a Mortgage Preapproval Good For?
A mortgage preapproval is usually good for up to 90 days. Learn what it’s used for, when you should apply, and how it differs from a prequalification.

How Much Does It Cost to Renovate a House? 2023 Guide to Save, Pay & Profit
Knowing how much it costs to renovate a house can help you plan and budget for this endeavor. Keep reading to learn how much you could spend.

What are Construction to Permanent Loans?
Are you planning to build a new home? Construction-to-permanent loans might be the best way to finance the project. Here’s everything you need to know.

What Is the Average Down Payment on a House in 2023?
The average house down payment varies across the country. Find out how much you need to save based on where you live and the type of home loan you want.

Renting vs Buying: Which Option Is Right for You?
While homeownership allows to build equity, renting offers freedom and flexibility. Want to learn more about the pros and cons of renting versus buying? Learn more.

How to Buy a House: A Complete Step Guide
Want to know how to buy a house in 2023? Learn more about purchasing a home in a transitioning real estate market.

Which Credit Score Do Mortgage Lenders Use?
Looking to take out a mortgage? It’s important to find out what credit scores mortgage lenders use so you can put your best financial foot forward.

What is A Second Mortgage & How Does It Work?
A second mortgage is an additional loan against your home’s equity. Learn the pros and cons of a second mortgage and how it works to decide if it's right for you.

How To Choose A Mortgage Lender?
Finding the best mortgage lender doesn’t have to be difficult. Use these tips to find the best mortgage lender for your unique lending needs.

What Percentage of Income Should Go to Mortgage?
The percentage of your income that should go to a mortgage depends on your other debts and your comfort level. Find out the common rules of thumb and when they apply.

Should You Pay Off Your Mortgage or Invest?
Debating whether you should put extra cash towards mortgage payments or investing it? It’s a tricky decision, but both are worthy goals.

VA Loan Limits 2023: What You Need To Know
If you’re trying to get a VA loan to buy a home, you might face VA loan limits. It depends on your history and eligibility.

What is an Appraisal Contingency?
Buying a home? Learn what an appraisal contingency is when it comes time to draft a purchase offer with your real estate agent.

How to Find A Real Estate Agent (For Buyers and Sellers)
Choosing a real estate agent can be a stressful process, but by following a few easy steps you can find the best agent to help you buy or sell a home.

How to Buy and Sell a House At the Same Time
Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.

First-time Home Buyer Grants & Programs
Buying your first home and wondering how to afford it? Learn about what first-time home buyer grants and programs you may qualify for to make your new home more affordable.
