There are four broad credit scoring ranges: Bad, fair, good, and excellent. Knowing where your score falls is important if you plan on applying for credit.
Your private mortgage insurance (PMI) used to be tax deductible if you met certain conditions. While you can’t take a deduction now, you might qualify to file an amended return for past years.
Spring signals the start of the homebuying season, when home inventory and sales typically hit their annual peaks. But it's not necessarily when buyers get the best deals.
If you’ve got a good relationship with your bank due to on-time payments and routinely low credit card balances, you’re justified in asking for a credit line increase.
When an unpaid medical bill goes to a collection agency, it could cause your credit score to drop. Fortunately, there are steps you can take to bring it back up and consumer-friendly laws to help you return to firmer fiscal ground.