Personal Finance
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Best Ways to Invest In Penny Stocks
Are penny stocks a gamble or a real investment? You might rethink whether or not they belong in your portfolio when you learn what’s involved.
Best Self Employed Retirement Plans of 2024
The solo 401(k), SEP IRA, and SIMPLE IRA offer tax advantages for self-employed individuals. The best choice depends on income, age, and employees.
Best Roth IRA Accounts for October 2024
The best Roth IRA accounts come with low starting balance requirements, minimal fees (or no fees), and ample investment options and tools.
8 Alternative Investments to Diversify Your Portfolio in 2024
Alternative investments offer another investing option beyond traditional investments, such as stocks and bonds. Alternatives can help investors diversify their portfolios.
Alpha vs. Beta in Investing: What’s the Difference?
Alpha measures an investment's return relative to a benchmark, while beta measures risk. Find out how these two metrics can help you pick investments that match your risk/return profile.
Best Savings Bonds to Buy in October 2024
Savings bonds are a low-risk way to earn interest on your money. The U.S. Treasury currently issues two types—Series I savings bonds and Series EE savings bonds.
Can You (and Should You) Use an IRA to Buy a Home?
The issue of whether you can use an IRA, or if you should use your IRA to buy a house is complicated. It's important to understand all sides of this issue before making a decision.
How to Make Roth IRA Withdrawals Tax- and Penalty-Free
Roth IRAs offer the possibility for tax and penalty-free withdrawals, but the rules are complex. It’s important to understand these rules to be sure you are getting the most out of your Roth IRA.
5 Best Self Directed IRAs for October 2024
You can use a self-directed IRA to invest in alternative assets like real estate and private equity. Learn more.
Roth vs. Traditional IRA: Key Differences & How to Choose
Here are some key differences between a Roth IRA and a traditional IRA to help you choose the best investment account for your personal situation.
Roth IRA Contribution and Income Limits 2023 and 2024
Roth IRA contribution and income limits generally are revised each year. These limits determine how much you can contribute to an IRA in general and to a Roth IRA specifically.
Roth IRA vs. 401(k): What's the Difference?
Let’s take a look at the differences between a Roth IRA and the two types of 401(k) accounts and what they tell you about which to use for retirement.
What Is the Secure Act 2.0?
President Biden signed the SECURE Act 2.0 into law in late 2022, bringing dozens of new provisions aimed at making it easier to save money and better prepare for retirement.
Open-End vs. Closed-End Funds: Differences & How To Choose
Open-end and closed-end funds are professionally managed portfolios that can provide diversification, but there are some key differences to consider before investing.
11 Ways to Get Free Financial Advice
Whether you're an experienced investor or just learning how to invest, these 11 resources show how to get free financial advice to reach your goals faster.
How Stock Prices Are Determined: The Factors that Affect Share Prices of Listed Companies
In large part, supply and demand dictates the per-share price of a stock. If demand for a limited number of shares outpaces the supply, then the stock price normally rises.
5 Tips for Finding the Right Financial Advisor for You
A financial advisor can be a key ally in helping you reach your financial goals. It is critical to find the right advisor for your individual needs.
Best Financial Advisors in 2024
Financial advisors can help get your portfolio set up for success. These are our top picks for a variety of investor types.
Bear Market vs. Bull Market: How Are They Different & What Investors Need to Know
A bull market occurs when securities are on the rise and increasing in value. Learn how to invest during a bull market, compared to a bear market, in this article.
What Is a Backdoor Roth IRA? Benefits, Limits, Conversion
The backdoor Roth IRA is a technique to allow taxpayers who earn too much to contribute directly to a Roth IRA to still be able to contribute to one using a backdoor approach.
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