Personal Finance
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 Stephanie Colestock

Stephanie Colestock

Stephanie Colestock is a freelance writer with over a decade of experience in personal finance. You'll see her work on publications such as Fortune, MSN, Forbes, USA Today, Fox Business, Yahoo! Finance, and more. Stephanie's areas of expertise include loans, insurance, real estate, retirement, and credit/debt. She has a degree from Baylor University and is currently working toward her CFP ® certification. To contact Stephanie or learn more about her work, you can visit her website, or reach her on Twitter at @stephcolestock.

Articles by Stephanie Colestock

best credit consolidation loans

Best Credit Card Consolidation Loans for May 2024

Struggling to manage your credit card debt? Looking for more flexible repayment terms? Here are the best credit card consolidation loans we could find.

best business savings accounts

Best Business Savings Accounts May 2024

Business savings accounts can help you manage your company’s money and earn interest on the balance. Here’s a look at the best business savings accounts of 2024.

auto loan rates

Best Auto Loan Rates & Lenders for May 2024

Here is our guide to finding the best auto loan rates and lenders, whether you’re looking to buy a new or used car, refinance an existing auto loan, or buy out a lease.

When Should You Refinance Your Car Loan?

When Should You Refinance Your Car Loan?

Refinancing an auto loan can save you money and reduce your monthly car payment. Here’s a look at when to refinance and how.

Best HELOC Rates

Best HELOC Rates in May 2024

Variable interest rates are common on HELOCs, but may be locked in at certain intervals. Here’s what to look for and where to find the best HELOC rates today.

empower review

Empower Review 2024: Pros, Cons, Who Is It For

Formerly Personal Capital, Empower is an investment platform with free financial tools and customizable advisory services. Check out our Empower review to learn more.

bad credit auto loans

Bad Credit Auto Loans for May 2024

You may think that if you have bad credit, you can’t get a car loan. The good news is that you can, though the loan parameters may not be as advantageous as those for someone with good credit. Here are some places to look.

Best Money Transfer & Payment Apps

Best Money Transfer & Payment Apps for May 2024

The top money transfer and payment apps make it easy to send money to friends and family—or pay merchants for goods and services in your country and abroad.

home appraisal

Home Appraisal: What Is It, How It Works, Types

When buying or refinancing, a home appraisal report is often required by lenders prior to closing. Here’s a look at what home appraisals are and how they work.

How To Open A Bank Account Online

How To Open A Bank Account Online: 6 Easy Steps

If you’re looking to get a new checking or savings account, you don’t need to leave home. Check out our guide explaining how to open a bank account online.

best mortgage lenders

Best Mortgage Lenders for 2024

Mortgage loans typically have repayment terms that last decades, so it’s important to choose the right lender from the start. Our list of the best mortgage lenders can help you narrow down the choices.

personal loans requirements

What Documents Are Required for a Personal Loan?

Need to borrow money for a project or big expense? Here are the documents required for personal loans and how to make the process as efficient as possible.

discover it student cash back

Discover it Student Cash Back Review 2024

Looking for a no-fee student cash back credit card? Check out our Discover it Student Cash Back Review to find out what this card offers.

discover it cash back credit card

Discover It Cash Back Review 2024

The Discover It Cash Back is a no-annual-fee credit card offering rewards on everything you buy. Here’s what to expect and how to decide if it’s right for you

disney premier visa

Disney Premier Visa Review 2024

The Disney Premier Visa Card is designed for Disney fans and diehard Mouseketeers alike. Read our Disney Premier Visa review to learn about the benefits and features.

Chase Sapphire Preferred Review

Chase Sapphire Preferred Review 2024

The Chase Sapphire Preferred credit card features a low annual fee, consumer protection, and some great rewards and perks.

amazon prime card review

Amazon Prime Visa Review 2024

Is the Amazon Prime Visa card worth getting? Our review can help you decide.

online mortgage lenders

Best Online Mortgage Lenders for 2024

Many of the best mortgage lenders offer an entirely online application and origination process. Here’s how to get an online mortgage and which lenders to consider.

Credit Unions vs. Banks

Credit Unions vs. Banks: Key Differences and How to Choose the Right One for You

Credit unions and banks are similar institutions offering a range of financial services. The right one for you depends on your needs, location, and eligibility.

What Is a Car Insurance Deductible

What Is a Car Insurance Deductible?

A car insurance deductible is the amount of money you are required to pay when you file an insurance claim. How much it is will vary depending on the size of your insurance premiums.

savings vs checking accounts

Main Differences Between Checking and Savings Accounts

What is a checking account and how does it differ from a savings account? Here’s a look at what each account offers and how to choose the one you need.

what is HELOC

What Is a Home Equity Line of Credit

A home equity line of credit (HELOC) offers revolving and on-demand access to cash that’s tied to your home’s existing equity. Here’s how it works.

preapproved car loan

How and Why to Get a Preapproved Car Loan

Auto loan preapproval can save you money and time when buying a vehicle. Here’s a look at how to get preapproved for a car loan and why it matters.

emergency fund

Emergency Fund: Definition, Importance & How to Start One

Here’s how to build an emergency fund—and how much to have in it—to keep you from needing to resort to a loan or credit card.

am best rating

What Are AM Best ratings?

When shopping around for insurance, it’s important to consider a carrier’s financial stability. Our guide to AM Best ratings can tell you what to look for.

2 people talk about a house offer

Can You Back Out Of A House Offer?

A home purchase contract is legally binding, but you may still be able to back out of a house offer if certain situations occur.

bounced check

Bounced Check: What Is It? How Long Does It Take to Bounce?

What is a bounced check? Read our guide to learn what a bounced check is, how much it will cost you, and what it means for your credit score.

how to cash a check

How to Cash a Check

Whether you receive a personal, government, or payroll check, there are a few ways to go about cashing it. Here’s a look at how to cash a check and avoid fees.

how to balance a checkbook

How to Balance a Checkbook

Checkbook balancing helps you manage cash flow and track accounts each month. Here’s a look at how to balance a checkbook even if you don’t use paper checks.