Personal Finance
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Sarah Hostetler is a freelance writer and has been featured on Million Mile Secrets and The Points Guy. She covers topics on points and miles, credit cards, airlines, hotels, and general travel.
Articles by Sarah Hostetler
What Is the Difference Between the 3 Types of Visa Credit Cards: Traditional, Signature, and Infinite?
The type of Visa credit card you have is meaningful. The higher the tier, the more valuable your benefits might be, such as travel insurance, discounts, and purchase protection.
Credit Utilization Ratio: All You Need to Know
Endeavor to keep your credit utilization below 30%. That’s the key to harnessing the “amounts owed” component of your credit score and keeping your credit healthy.
What Is A Fair Credit Score
A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.
Best Spring Break Destinations for 2024
Don’t feel like you must plan the same Caribbean spring break trip as everyone else. Plenty of destinations have just as much beauty and adventure, but without overtourism.
When’s a Good Time to Request a Credit Limit Increase?
If you’ve got a good relationship with your bank due to on-time payments and routinely low credit card balances, you’re justified in asking for a credit line increase.
Does Applying for a Credit Card Hurt Your Credit?
If you use your credit responsibly, you’ll be able to increase your credit score far beyond what it was before you submitted your application.
Defaulting on Credit Cards: Why It Happens and What to Do
Defaulting on a credit card is one of the worst things you can do for your credit. Here’s how to avoid it—and what to do if you’re already experiencing default.
Credit Card Grace Period: What It Is And How It Works
Did you know that you can receive what essentially amounts to a short-term loan from the bank without paying a lick of interest?
Credit Card Skimmers: How to Spot And Avoid Them
Credit card skimmers come in all shapes. Sometimes they’re false keypads or card slot attachments. With a bit of diligence, you can avoid them nearly every time.
Credit Card Closing Date: Meaning And Implications
Your credit card closing date can affect the interest you accrue, the health of your credit score, and the cash back or other awards you earn.
Southwest Rapid Rewards Plus Credit Card Review 2024
The Southwest Plus Card is good for those that fly Southwest once or twice per year—and it can fast-track you to one of the undisputed best deals in travel.
Should I Sign My Credit Card
Signing the back of your credit card was once helpful to prevent fraud, but that’s not the case not anymore. However, merchants can decline your card if it’s not signed.
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