Personal Finance
Advertiser Disclosure
Jim Probasco

Jim Probasco

A freelance writer and editor since the 1990s, Jim Probasco has written hundreds of articles on personal finance and business-related content, authored books and teaching materials in the fields of music education and senior lifestyle, served as head writer for a series of Public Broadcasting Service (PBS) specials, and created radio short-form comedy. As managing editor for The Activity Director’s Companion, Jim wrote and edited numerous articles used by activity professionals with seniors in a variety of lifestyle settings and served as guest presenter and lecturer at the Kentucky Department of Aging and Independent Living Conference as well as Resident Activity Professional Conferences in the Midwest.

Jim has served on the boards of several nonprofit organizations in the Dayton, Ohio area, including the Kettering Arts Commission, Dayton Philharmonic Education Advisory Committee, and the University of Dayton Arts Series. He is past president of an educational foundation that serves teachers and students in the Kettering (Ohio) City School District.

He holds a bachelors from Ohio University in Fine Arts/Music Education and a masters from Wright State University in Music Education.

Articles by Jim Probasco

sep-ira

SEP-IRA: Definition, Rules, How to Open

A SEP IRA is an easy-to-maintain retirement plan that lets self-employed people and small business owners make tax-deductible contributions towards their own and their employees’ retirements.

Roth IRA to buy a house

How to Use Your Roth IRA to Buy a Home

IRS regulations allow you to withdraw funds from your Roth IRA tax and penalty-free, provided you meet specific requirements.

Are CDs FDIC-Insured?

Are CDs FDIC-Insured?

Certificates of deposit (CDs) are a safety investment sold primarily by banks and credit unions. But are CDs FDIC-insured? Find out.

IRS Eliminates 2024 RMDs for IRA Beneficiaries

IRS Eliminates 2024 RMDs for IRA Beneficiaries Subject to 10-Year Rule

The IRS eliminated 2024 RMDs for IRA beneficiaries subject to the 10-year distribution rule enacted by the SECURE Act of 2019—and suggested that a final ruling on this matter will be released in 2024.

online banking security

Online Banking Security: How to Protect Your Online Banking Information

Online banking is convenient, inexpensive, and secure, provided you choose a reputable bank and take practical steps to keep your accounts safe.

1.3871.0+2.11.23