Personal Finance
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Jean Folger is a freelance writer and editor specializing in real estate, retirement, investing, and other personal finance topics. She is passionate about helping people make better financial choices so they have more money and time to spend on the things that matter most. She believes investing in your health—whether to eat well, hit the gym, or try a new sport—is as important as saving for retirement.
Articles by Jean Folger
Best Time to Buy a House in 2024
Spring signals the start of the homebuying season, when home inventory and sales typically hit their annual peaks. But it's not necessarily when buyers get the best deals.
What Is a Secured Credit Card and How Does It Work?
A secured credit card requires an upfront security deposit, but it can help you establish or build your credit and improve your credit score. Here's what you need to know.
What is a covered call? Pros, Cons, Strategy
A covered call is a basic options strategy that can generate investment income from stocks you own, but you could miss out on profits if the stock jumps in value.
What Is an Appraisal Gap Clause?
An appraisal gap clause says you agree to pay the difference between the appraised value and the agreed-upon purchase price of a home, up to a limit.
Mutual Funds vs. Stocks: Key Differences & Which Investors Should Pick
When you invest in a stock, you buy a share of one company. A mutual fund bundles stocks, bonds, or other securities together, offering instant diversification in a single investment.
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