Personal Finance
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Jean Folger

Jean Folger

Jean Folger is a freelance writer and editor specializing in real estate, retirement, investing, and other personal finance topics. She is passionate about helping people make better financial choices so they have more money and time to spend on the things that matter most. She believes investing in your health—whether to eat well, hit the gym, or try a new sport—is as important as saving for retirement.

Articles by Jean Folger

money making app

10 Best Money-Making Apps for 2024

Money-making apps can be a quick and simple way to earn extra cash from your habits and hobbies with just a few taps on your mobile device.

best online brokers

13 Best Online Brokers and Stock Trading Platforms 2024

The best online brokers offer a full range of investments, low fees, and user-friendly trading platforms. Here are our top picks for online brokers in 2024.

What is a Dividend Reinvestment Plan

What is a Dividend Reinvestment Plan (DRIP)?

A dividend reinvestment plan (DRIP) lets you accumulate more shares of the same company over time, generating higher potential long-term returns due to the power of compounding.

invest in art

How to Invest in Art: 5 Ways

Art can diversify your portfolio and yield higher returns than traditional assets, whether you invest in blue-chip art, emerging art, art funds, or fractional art shares.

how to invest 50K

10 Best Ways to Invest $50K

If you have $50,000 to invest, you have plenty of options, from low-risk CDs and Treasurys to alternative investments with higher risks and potential rewards.

refinance mortgage

How Long Does It Take to Refinance a House?

A mortgage refinance usually takes about 30 to 45 days to complete, but it could take more or less time, depending on the situation.

money saving app

Best Money-Saving Apps 2024

The best money-saving apps can make saving more effortless—and even fun. Here are our favorite apps for saving money in 2024.

small business ideas

12 Small Business Ideas in 2024

Whether you’re an experienced entrepreneur or just getting started, here are 12 small business ideas to consider for 2024.

Venmo vs. PayPal

Venmo vs. PayPal: Which Is Your Best Option?

Venmo and PayPal are two of the most popular P2P payment apps. Here's what you need to know to decide if either is right for you.

plan for retirement

How to Plan for Retirement: 5 Steps

Retirement planning takes some effort, but the sooner you get started, the more flexibility you'll have later in life.

Dividend king

Dividend Kings List 2024: The Most Elite Group of Dividend-Paying Stocks

A dividend king is a stock that has increased its shareholder dividends for at least 50 years in a row. Learn more about this exclusive group of stocks and how to invest.

how to invest 100k

9 Best Ways to Invest $100K

The best ways to invest $100K depends on your goals and risk tolerance. Here are eight options to consider.

Best Index Funds

10 Best Index Funds for 2024

Index funds bundle a basket of securities into a single investment offering steady, low-cost growth. Learn more.

best investing apps

Best Investing Apps 2024

The best investing apps offer a range of products, low fees, and a user-friendly interface. Here are our top picks for 2024.

types of real estate investments

6 Types of Real Estate Investments To Know Of

The best real estate investments can generate income and capital gains while diversifying your portfolio. Here are six real estate investments to consider.

Ways to Invest $10K

10 Best Ways to Invest $10K

If you’re looking for the best way to invest $10K, here are 10 options to consider, from maxing out your retirement accounts to investing in yourself.

how to invest 20k

10 Ways to Invest $20,000

Looking for the best way to invest $20K? Here are 10 options to consider for growing your money and reaching your goals.

small cap stocks

Small Cap Stocks: All You Need to Know

Small-cap stocks have market caps between $250 million and $2 billion. They can bring diversification and higher growth potential to your portfolio—but also risk. Here's what you need to know.

secure act 2.0

What Is the Secure Act 2.0?

President Biden signed the SECURE Act 2.0 into law in late 2022, bringing dozens of new provisions aimed at making it easier to save money and better prepare for retirement.

What Is a Stock Portfolio

What Is a Stock Portfolio? Definition, Strategy, Considerations

An investment portfolio is a collection of assets designed to earn a return or grow in value over time, but the right portfolio for you depends on your goals, risk tolerance, and time horizon.

wealth management

What Is Wealth Management and Do You Need It?

A wealth manager helps you grow and protect your wealth and reach your financial goals, but they aren’t cheap. Here’s a closer look at wealth management to help you decide if it’s a smart investment.

ways to Invest $1K

8 Ways to Invest $1,000

A $1,000 investment can be the perfect way to save for a financial goal or jumpstart your retirement nest egg. Here are eight ways to invest $1K.


Masterworks Review 2024

Masterworks makes fine art investments accessible to a broader audience by offering fractional shares and handling the research, acquisition, management, and sale of artworks.

How to Make Money on Instagram

How to Make Money on Instagram in 2024

Instagram influencers can earn hundreds or thousands of dollars per month. Learn the top five ways to make money on Instagram in 2024.

Your Guide to Trading on Margin

Your 2024 Guide to Trading on Margin

Margin boosts your buying power and provides more investing options, but it also amplifies your losses. Here's what you need to know about margin trading.

balance transfer

What is a Balance Transfer & How Does it Work?

A balance transfer credit card can save you money on interest so you can pay down your debt faster, but it's essential to understand how the process works before diving in.

What Is Private Banking?

Private Banking: What It Is and How It Works

Private banking extends personalized financial services and higher yields on deposit accounts, but you’ll need to meet minimum asset requirements to qualify.

best time to buy a home

Best Time to Buy a House in 2024

Spring signals the start of the homebuying season, when home inventory and sales typically hit their annual peaks. But it's not necessarily when buyers get the best deals.

mega backdoor roth ira

Mega Backdoor Roth: What Is It, How It Works, What to Consider

A mega backdoor Roth lets you save an extra $43,500 in 2023, but not all workplace plans allow them.

How to make money on twitch

How to Make Money on Twitch

Ever wondered how you can make money as a Twitch streamer? We talked with one of the best Tekken 7 players of all time to find out what it takes.

Pay mortgage with credit card

Can You Pay Your Mortgage with Your Credit Card?

You might be able to pay your mortgage with a credit card, but it may not be easy or affordable. Find out when it makes sense.

secured credit ca

What Is a Secured Credit Card and How Does It Work?

A secured credit card requires an upfront security deposit, but it can help you establish or build your credit and improve your credit score. Here's what you need to know.

what is a covered call

What is a covered call? Pros, Cons, Strategy

A covered call is a basic options strategy that can generate investment income from stocks you own, but you could miss out on profits if the stock jumps in value.

Alpha vs. Beta in Investing

Alpha vs. Beta in Investing: What’s the Difference?

Alpha measures an investment's return relative to a benchmark, while beta measures risk. Find out how these two metrics can help you pick investments that match your risk/return profile.

how to invest in real estate

6 Proven Strategies To Invest In Real Estate in 2024

Real estate can be a lucrative investment, whether you invest directly in properties or indirectly through REITs, REIGs, and crowdfunding. Here are six ways to invest in real estate.

Open-end vs. closed-end funds

Open-End vs. Closed-End Funds: Differences & How To Choose

Open-end and closed-end funds are professionally managed portfolios that can provide diversification, but there are some key differences to consider before investing.

appraisal gap clause

What Is an Appraisal Gap Clause?

An appraisal gap clause says you agree to pay the difference between the appraised value and the agreed-upon purchase price of a home, up to a limit.

mutual funds vs stocks

Mutual Funds vs. Stocks: Key Differences & Which Investors Should Pick

When you invest in a stock, you buy a share of one company. A mutual fund bundles stocks, bonds, or other securities together, offering instant diversification in a single investment.

should you reinvest in dividends

Should You Reinvest Dividends? A Practical Guide

Cash dividends provide immediate income, while dividend reinvestment lets you take advantage of the power of compounding. Learn the pros and cons of dividend reinvestment and DRIPs.