Personal Finance
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Jean Folger

Jean Folger

Jean Folger is a freelance writer and editor specializing in real estate, retirement, investing, and other personal finance topics. She is passionate about helping people make better financial choices so they have more money and time to spend on the things that matter most. She believes investing in your health—whether to eat well, hit the gym, or try a new sport—is as important as saving for retirement.

Articles by Jean Folger

What is a Dividend Reinvestment Plan

What is a Dividend Reinvestment Plan (DRIP)?

A dividend reinvestment plan (DRIP) lets you accumulate more shares of the same company over time, generating higher potential long-term returns due to the power of compounding.

Roth IRA

What is a Roth IRA?

Roth IRAs offer an alternative to traditional IRAs in terms of their tax treatment and other factors. They may be a good addition to your retirement savings efforts.

What Is a Stock Portfolio

What Is a Stock Portfolio? Definition, Strategy, Considerations

An investment portfolio is a collection of assets designed to earn a return or grow in value over time, but the right portfolio for you depends on your goals, risk tolerance, and time horizon.

wealth management

What Is Wealth Management and Do You Need It?

A wealth manager helps you grow and protect your wealth and reach your financial goals, but they aren’t cheap. Here’s a closer look at wealth management to help you decide if it’s a smart investment.

Your Guide to Trading on Margin

Your 2024 Guide to Trading on Margin

Margin boosts your buying power and provides more investing options, but it also amplifies your losses. Here's what you need to know about margin trading.

Best REITs

Best REITs to Invest in November 2024

Real estate investment trusts, or REITs, offer exposure to the real estate market without owning, financing, or managing physical properties.

best investing apps

Best Investing Apps 2024

The best investing apps offer a range of products, low fees, and a user-friendly interface. Here are our top picks for 2024.

Ways to Invest $10K

10 Best Ways to Invest $10K

If you’re looking for the best way to invest $10K, here are 10 options to consider, from maxing out your retirement accounts to investing in yourself.

how to invest 20k

10 Ways to Invest $20,000

Looking for the best way to invest $20K? Here are 10 options to consider for growing your money and reaching your goals.

bank accounts for the wealthy

12 Millionaire Bank Accounts in November 2024

The best banks for the wealthy offer personalized services, top-notch financial management, generous amenities, account security, and privacy.

Best Retirement Accounts

Best Retirement Accounts for November 2024

The best retirement accounts offer a tax-advantaged way to build your nest egg and fund your golden years. Here are several options to consider.

How Much Money Do You Need to Buy a House

How Much Money Do You Need to Buy a House?

There’s more to think about than just a mortgage payment, including a down payment, closing costs, prepaids, moving expenses, and ongoing homeownership. Here’s what to know.

How Long Does It Take to Buy a House?

How Long Does It Take to Buy a House?

The average time to close on a house is about six weeks, but your financial situation and the local real estate market can affect your timeline. Here’s what to know.

buy a house no money down

4 Different Ways to Buy a House With No Money Down

Saving a down payment can feel like a roadblock to homeownership. If you don't have a down payment—or don't want to wait until you do—you can buy a house with no money down. Here's how.

paypal scams

Most Common Paypal Scams And How To Spot Them

PayPal scammers try to steal your money or identity. Here’s what you should know about the most common PayPal scams and how to avoid them.

How to make money on twitch

How to Make Money on Twitch

Ever wondered how you can make money as a Twitch streamer? We talked with one of the best Tekken 7 players of all time to find out what it takes.

money making app

12 Best Money-Making Apps for 2024

Money-making apps can be a quick and simple way to earn extra cash from your habits and hobbies with just a few taps on your mobile device.

money saving app

Best Money-Saving Apps 2024

The best money-saving apps can make saving more effortless—and even fun. Here are our favorite apps for saving money in 2024.

how to invest 100k

9 Best Ways to Invest $100K

The best ways to invest $100K depends on your goals and risk tolerance. Here are eight options to consider.

Alpha vs. Beta in Investing

Alpha vs. Beta in Investing: What’s the Difference?

Alpha measures an investment's return relative to a benchmark, while beta measures risk. Find out how these two metrics can help you pick investments that match your risk/return profile.

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