Personal Finance
Advertiser Disclosure
Holly D. Johnson is a nationally recognized expert and award-winning insurance writer who covers life insurance, health insurance, and various other insurance-related topics for corporations and well-known magazines with millions of readers. Johnson also covers personal finance, credit, credit cards, and loyalty programs for a variety of publications including CNN Underscored, Bankrate, CreditCards.com and Forbes Advisor.
The author is also the founder of Club Thrifty and the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love." She and her husband Greg live in Central Indiana with their two daughters where they enjoy a debt-free lifestyle and travel up to 20 weeks of the year.
Articles by Holly Johnson
Capital One Quicksilver Cash Rewards Credit Card Review 2024: Good, But You Can Do Better
The Capital One Quicksilver Cash Rewards Credit Card has a generous rewards rate of 1.5% cash back with no annual fee required.
Lemonade Insurance Review 2024: Reliable, Affordable Products for Renters and Pet Owners
Lemonade offers a range of insurance products online and through its mobile app, including homeowners insurance, renters insurance, auto insurance coverage, and more.
Visa vs. Mastercard: What is the difference?
Visa and Mastercard are the two biggest credit card payment networks in operation today, yet neither one issues their own card products.
American Express® Gold Card vs. The Platinum Card® from American Express: Why the Platinum Is The Better Offer
Our detailed comparison of Amex Gold versus Platinum will help you figure out which of these rewards cards suits your spending style the most.
Store Credit Cards vs. General Credit Cards: What's the Difference?
Closed-loop store credit cards can only be used within a specific store or brand of stores, whereas general credit cards can be used almost anywhere. Learn about their major differences and why you might choose one card type over the other.
Chase Freedom® Rise Review 2024
The Chase Freedom Rise® Credit Card can help you build credit, but you may need a Chase checking account to qualify.
What Is the Average Down Payment on a House in 2024?
The average house down payment varies across the country. Find out how much you need to save based on where you live and the type of home loan you want.
Credit-Card Processing Fees: A Guide for Shoppers (and Merchants)
Credit-card processing fees cost businesses 1.5% to 3.5% of each transaction that takes place. These fees are shared among credit card networks, payment processors, banks, and other related service providers. Here’s how they can affect what you pay.
What Credit Cards Are Metal in October 2024?
Metal credit cards tend to offer superior perks with higher annual fees. Find out how the best metal cards of 2024 work and how to decide.
Business vs. Personal Credit Cards: What's the Difference?
Business credit cards and personal credit cards have their share of similarities and differences. Find out what those are and how to pick the right card for you.
Amex Membership Rewards: Guide 2024
American Express Membership Rewards points can be redeemed for travel, point transfers, gift cards, merchandise and more.
Chase Sapphire Reserve® Review 2024
The Chase Sapphire Reserve® is one of the best travel credit cards available today. Find out why this card is so popular and everything you get for signing up.
Amex Points vs. Chase Points: Which Rewards Currency Rules Them All?
Flexible rewards points offered through American Express and Chase have many of the same redemption options—but different strengths.
7 Popular Credit Card Hacks That Don't Work
Many popular credit card hacks don't actually work, and some will even cost you money in the long run.
What Is a Credit Card Product Change and How Does It Work?
A credit card product change lets you trade one credit card for another without having to apply for a new one. Here’s how it works and when you should consider making one.
American Express Gold vs. Capital One Venture: Detailed Comparison 2024
Looking for a new travel credit card? Our in-depth analysis can help you decide between the Capital One Venture and the Amex Gold Card.
Credit Card Churning: What It Is and Why You Shouldn’t Do It
Credit card churning can hurt your credit and your finances if you're not careful. This guide will teach you the pitfalls—and what to do instead.
What Is The United Miles Value And How To Maximize Your Redemptions
The value of United miles is around 1.2 cents each, although how you redeem them will have a major impact on what you actually get.
Business Credit Score: What Is It, How to Check It
A business credit score is crucial if you want your company to grow. Find out how these scores work and where they originate from.
How to Buy and Sell a House At the Same Time
Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.
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