Personal Finance
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Best States to Retire to in 2024
The best state to retire in depends on your personal needs, but choosing states with low living costs and a high senior population can make things easier.
How to Plan for Retirement: 5 Steps
Retirement planning takes some effort, but the sooner you get started, the more flexibility you'll have later in life.
What Is Coast FIRE?
Coast FIRE is a strategy that involves saving enough to generate sufficient future retirement income, then working to pay current expenses before “coasting” into retirement.
How to Check Your 401(k) Balance?
Trying to check your 401(k) balance with a former employer, but you haven’t been there in years? Here are some tips to help you out.
Inherited Annuity: Definition, Benefits and Rules
Inherited annuities can provide you with a stream of income, but it's important to understand the potential tax implications. Learn more.
Can You Have a 401(k) and an IRA?
You can have a 401(k) and an IRA, and contribute to both in the same year, most of the time. Learn more about the pros and cons of each—and their contribution limits—here.
SEP-IRA: Definition, Rules, How to Open
A SEP IRA is an easy-to-maintain retirement plan that lets self-employed people and small business owners make tax-deductible contributions towards their own and their employees’ retirements.
All You Need to Know About Tax-Advantaged Accounts
What are tax-advantaged accounts? Should I open one? What are the benefits? Here’s a helpful guide to the many types of tax-advantaged accounts.
Everything You Need To Know About The Spousal IRA
The spousal IRA allows a working spouse to contribute to a non-working spouse’s retirement savings. Here’s what you need to know.
Mega Backdoor Roth: What Is It, How It Works, What to Consider
A mega backdoor Roth lets you save an extra $43,500 in 2023, but not all workplace plans allow them.
How Much Social Security Will I Get?
While it’s important to learn how to save and invest for retirement, it’s equally critical to learn how much Social Security you will get. Here’s how you can estimate that benefit.
What Average Rate of Return on 401(k) Can You Expect?
While you may be aware of how much money goes into your 401(k) every month, do you know what the average return on your 401(k) investments is?
What Is a Defined-Benefit Plan?
A defined-benefit plan, also known as a “pension plan,” provides guaranteed retirement benefits to employees.
401(k) Rollover to a Roth IRA: What You Need to Know
If you are contemplating rolling over your traditional 401(k) to a Roth IRA, there are a number of things you need to know before deciding whether the move is advantageous or not.
What Is Fat FIRE?
Fat FIRE is a retirement strategy that focuses on retiring early and living in abundance once you reach financial independence.
The Pros and Cons of Annuities
Annuities can help supplement your retirement income, but how do you know if it’s a good option for you? Learn more about the pros and cons of annuities.
Rolling Over 401(k): An Essential Guide
When you separate from a job where you have an existing 401(k), you have options. Here’s how to roll over your 401(k) and the tax implications of doing so.
What is a solo 401(k)?
A solo 401(k) is a retirement account for self-employed individuals who need higher limits to fast-track their retirement savings.
IRS Eliminates 2024 RMDs for IRA Beneficiaries Subject to 10-Year Rule
The IRS eliminated 2024 RMDs for IRA beneficiaries subject to the 10-year distribution rule enacted by the SECURE Act of 2019—and suggested that a final ruling on this matter will be released in 2024.
Retirement Calculator: How Much Do You Need?
Not sure how much money you need to retire comfortably? Our retirement calculator makes it easy to figure out.
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