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how may credit cards should you have

How Many Credit Cards Should I Have?

The ideal number of credit cards depends on the benefits a person can gain and whether the risk is worth the reward.

amex pay it plan it

Amex Pay It Plan It Guide 2024

Amex’s Pay It Plan It feature gives cardholders more control over how much they pay at the end of the month and how much interest they accrue.

First Premier Bank Mastercard

First Premier Bank Mastercard Card Review

Is the First Premier Bankcard Mastercard right for you? While it reports to major credit bureaus, its high fees and APR may make it less appealing than other options.

past due bank debt statement

What Is a Charge Off & How To Deal With It

A charge-off is a debt that a lender deems uncollectible and has written off as a loss. Here’s how to handle a charge-off on your credit report.

history of credit cards

History of Credit Cards: A Brief Overview

The history of credit dates back thousands of years, but the modern version of the credit card is less than 100 years old.

pay rent with credit card

Can I Pay Rent With a Credit Card?

Even when it is allowed, using credit to cover rent carries considerable potential downsides, such as interest charges and extra fees.

credit card schumer box

What is a Schumer Box and How Do You Read It?

A Schumer Box puts the fine print of credit card rates and fees in an easy-to-read table. Learn how it can help consumers be more aware of the cost of credit.

What Is Visa Infinite

What Is Visa Infinite?

Visa Infinite credit cards come with luxury benefits and protections. Learn more about the perks you'll receive with a Visa Infinite card.

buy gift cards with credit cards

Can You Buy Gift Cards With Credit Cards?

Hoping to earn rewards by buying gift cards with credit cards? Learn if you can and on which occasions you may want to steer clear from doing so.

credit card charge back

What Is a Credit Card Chargeback?

A credit card chargeback is when a bank returns money to a card holder because a charge was fraudulent or the card holder bought something that wasn’t delivered or was defective.

secured credit ca

What Is a Secured Credit Card and How Does It Work?

A secured credit card requires an upfront security deposit, but it can help you establish or build your credit and improve your credit score. Here's what you need to know.

credit cards closing date

Credit Card Closing Date: Meaning And Implications

Your credit card closing date can affect the interest you accrue, the health of your credit score, and the cash back or other awards you earn.

Southwest Rapid Rewards Plus Credit Card Review 2024

The Southwest Plus Card is good for those that fly Southwest once or twice per year—and it can fast-track you to one of the undisputed best deals in travel.

Capital One SavorOne Card Review

Capital One SavorOne Card Review 2024

The Capital One SavorOne Rewards card is ideal for those who enjoy dining, entertainment, and travel experiences. Get high cash-back rates with no annual fee.

Southwest Airlines Miles

How Much Are Southwest Airlines Miles Worth?

Rapid Rewards is the loyalty program of Southwest Airlines, offering points redeemable for flights. But how much are Southwest Airlines points worth?

sign back of credit card

Should I Sign My Credit Card

Signing the back of your credit card was once helpful to prevent fraud, but that’s not the case not anymore. However, merchants can decline your card if it’s not signed.

Capital One Platinum card

Capital One Platinum Credit Card Review 2024

The Capital One Platinum Credit Card has no rewards program and few perks, but it offers an opportunity for cardholders with “fair” credit to build their credit without a security deposit.

secured vs unsecured credit cards

Secured vs. Unsecured Credit Cards? What Is The Difference?

If you have fair or poor credit, you’ll have a choice of secured vs. unsecured credit cards. What is the difference between the two, and which will work best for you?

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