Personal Finance
Advertiser Disclosure

Certificate of Deposit (CD)

best cd rates

Best CD Rates in December 2024

Comparing the best CD rates at banks and credit unions can help you find the right savings option for your needs and goals.

best 1-year cd rates

11 Best 1-Year CD Rates in December 2024

Certificate of deposit (CD) accounts can help you save for short- or long-term goals. Here are the best one-year CDs to grow your money.

best 2 year cd rates

Best 2-Year CD Rates December 2024

Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.

CDs vs Bonds

CD vs. Bonds: How Do They Compare?

CDs and bonds both offer steady returns over a set period of time, but they can serve very different purposes in an investment portfolio.

CD Ladder

What Is a CD Ladder? Pros, Cons, Alternatives

A CD ladder lets you take advantage of fluctuating interest rates for maximum return while accessing your funds on a regular schedule.

cd's investments

CD Investments: How Much Can CDs Earn?

Certificate of deposit (CD) earnings can be impressive, depending on the interest rate and term. Learn how CD investments work and how much you can earn from one.

CD vs MMA

CD vs. Money Market Account: Difference, Similarities & How to Choose

Both money market accounts and certificates of deposit (CD) offer opportunities to earn higher interest than a regular savings account, which can boost savings.

CDs vs. share certificates

CDs vs. Share Certificates: Which Is Better?

CDs and share certificates help savers accomplish their financial objectives, with a few minor differences.

history of cd rates

The History of CD Rates: From 1984 to 2024

Knowing the history of CD interest rates—along with the economic conditions at the time—can provide helpful guidance for using this information to maximize return on savings.

capital one bank

Capital One Bank Review 2024

Capital One is one of the nation’s largest banks. It’s noteworthy for its lack of account fees, attractive APYs, and cafés that offer free WiFI, workspace, and account services.

jumbo cd rates

8 Best Jumbo CD Rates in December 2024

If you have a large sum of money to deposit in the bank, you can earn high rates with a jumbo CD. Read our list of the best jumbo CD rates to see if this savings vehicle is right for you.

Are CD's taxable?

Are CDs Taxable? All You Need to Know

Interest earned by CDs is taxable, though tax payments may be delayed if they are held in some tax-advantaged retirement accounts. Learn the details of how this works.

open a cd

How to Open A Certificate of Deposit

Opening a certificate of deposit (CD) has never been easier. You can do it online, from the comfort of your own home. Here’s what you need to know.

best no penalty cd rates

Best No-Penalty CD Rates in December 2024

No penalty CDs let you lock in an interest rate without worrying about early withdrawal fees, making them ideal for short-term saving goals. Learn more.

10 Best 6-Month CD Rates of December 2024

Six-month CDs can help you reach short-term savings goals. Here are the best six-month CDs to grow your money.

best 1 month cd rates

Best 1-Month CD Rates in December 2024

The best one-month CD rates are available through brokered CDs, though some banks and credit unions offer decent rates. We’ve reviewed the top one-month CD rates to help you earn more interest on your deposits.

Best 3-month CD Rates

10 Best 3-month CD Rates in December 2024 To Boost Your Savings

Three-month CDs offer high APYs for short-term savings. Here are the best three-month CDs available at the moment.

Best 5-Year CD Rates

Best 5-Year CD Rates of December 2024

If you want to achieve long-term savings goals, check out our list of the best five-year CDs to grow your money.

best 18 month cd rates

Best 18-Month CD Rates of December 2024

18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.

best ira cd rates

Best IRA CD Rates in December 2024

IRA CDs are low-risk investments with guaranteed returns. Read about the best IRA CD rates available now to determine if they're right for you.

1.3834.0+2.11.10