Personal Finance
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Certificate of Deposit (CD)

CD Ladder

What Is a CD Ladder? Pros, Cons, Alternatives

A CD ladder lets you take advantage of fluctuating interest rates for maximum return while accessing your funds on a regular schedule.

best 1-year cd rates

Best 1-Year CD Rates in September 2023

Certificate of deposit (CD) accounts can help you save for short- or long-term goals. Here are the best one-year CDs to grow your money.

capital one bank

Capital One Bank Review 2023

Capital One is one of the nation’s largest banks. It’s noteworthy for its lack of account fees, attractive APYs, and cafés that offer free WiFI, workspace, and account services.

Are CD's taxable?

Are CDs Taxable? All You Need to Know

Interest earned by CDs is taxable, though tax payments may be delayed if they are held in some tax-advantaged retirement accounts. Learn the details of how this works.

history of cd rates

The History of CD Rates: From 1984 to 2023

Knowing the history of CD interest rates—along with the economic conditions at the time—can provide helpful guidance for using this information to maximize return on savings.

CD vs MMA

CD vs. Money Market Account: Difference, Similarities & How to Choose

Both money market accounts and certificates of deposit (CD) offer opportunities to earn higher interest than a regular savings account, which can boost savings.

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