Personal Finance
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How to Calculate the Return on Your CD
Thinking about opening a CD? Here's how to determine the interest you'll earn based on the CD deposit amount, term, and interest rate.
What Is The 50/30/20 Rule?
This popular budgeting approach is easy to understand and can be a highly effective way to curb non-essential spending.
Best IRA CD Rates in December 2024
IRA CDs are low-risk investments with guaranteed returns. Read about the best IRA CD rates available now to determine if they're right for you.
Best Banks for Nonprofits in December 2024
The best banks for nonprofits have low fees and plenty of online banking features. We cover the top banks to help you find the right one for your organization.
Share Certificates: Definition, Pros And Cons
Share certificates are credit unions’ equivalent of certificates of deposits (CDs). However, the two savings vehicles are not identical.
Best Military Credit Unions in December 2024
Some financial institutions cater to military service members and their families. Check out our list of the best military credit unions.
Where to Keep Your Emergency Fund?
An emergency fund helps you stay afloat when facing unexpected expenses, without having to rely on high-interest loans or credit cards. Here are the best places to park your emergency fund.
Routing Number vs. Account Number: Key Differences and Where to Find Them
Routing numbers and account numbers provide crucial information for directing activities for most basic financial transactions. While they are often both needed, they are separate things.
Best Banks in California in 2024
The best banks in California offer a mix of excellent accounts and good customer service. Let’s take a look at them.
Bounced Check: What Is It? How Long Does It Take to Bounce?
What is a bounced check? Read our guide to learn what a bounced check is, how much it will cost you, and what it means for your credit score.
Cashier's Check? Cost, Uses, Alternatives
Cashier’s checks are often accepted for transactions, even when personal checks aren’t allowed. Here’s a look at what cashier’s checks are and how they work.
Are CDs FDIC-Insured?
Certificates of deposit (CDs) are a safety investment sold primarily by banks and credit unions. But are CDs FDIC-insured? Find out.
Credit Unions vs. Banks: Key Differences and How to Choose the Right One for You
Credit unions and banks are similar institutions offering a range of financial services. The right one for you depends on your needs, location, and eligibility.
Multicurrency Account: How Does It Work?
Multicurrency accounts let you hold different currencies in one place, without the need for multiple foreign bank accounts.
Money Order: What Is It, How Does It Work, How to Get One
Money orders offer a secure way to pay bills or send funds without requiring a bank account. Find out how they work and when you might use them.
What Is a Bank and How Does It Work?
A bank is a financial institution that allows customers to deposit money, take out loans, and perform other financial transactions. Learn more.
CD vs. High-Yield Savings: What’s the Difference?
Knowing the key differences between a certificate of deposit (CD) and a high-yield savings account (HYSA) can help determine which account is best for you.
What Do You Need to Open a Bank Account?
Ready to open a bank account? There are a few key things you'll need to get your account set up and funded.
How to Start Saving for Your Kids’ College
Tax-advantaged accounts, home equity, life insurance, and other strategies can help cover your kids’ college expenses. Learn more.
What are ACH transfers
Automated clearinghouse (ACH) transfers are an easy and low-cost method of sending funds from one financial account to another. Learn how ACH transfers work.
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