Personal Finance
Advertiser Disclosure
Kevin Payne

Kevin Payne

Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.

Articles by Kevin Payne

best visa credit card

Best Visa Credit Cards for July 2024

There are 4.2 billion Visa cards worldwide, many of which earn rewards or offer valuable benefits to cardholders. Learn about our top picks for best Visa credit cards.

Best 3-month CD Rates

Best 3-month CD Rates for July 2024

Three-month CDs offer high APYs for short-term savings. Here are the best three-month CDs available at the moment.

Best 6-Month CD Rates for July 2024

Six-month CDs can help you reach short-term savings goals. Here are the best six-month CDs to grow your money.

U.S. Bank Cash plus Visa Signature Card vs. Chase Freedom Unlimited

U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Unlimited 2024

U.S. Bank Cash+ and Chase Freedom Unlimited earn bonus cash back, but the better option for you may depend on your spending habits.

sofi bank review

SoFi Bank Review 2024: You’re a Member, Not Just a Customer

SoFi Bank offers a high yield savings account and modern banking benefits, but is it right for you? Read our full review to find out.

What is a cash advance

What Is a Cash Advance on a Credit Card? Pros, Cons, Alternatives

A cash advance enables consumers to withdraw cash by borrowing against their credit card. Here’s what you need to know about them.

best 18 month cd rates

Best 18-Month CD Rates of July 2024

18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.

Reflex Platinum Mastercard Review

Reflex Platinum Mastercard Review 2024: Is the Fee Worth It for Credit Builders?

The Reflex Platinum Mastercard can help you build your credit, but is it worth the fees charged? Find out in our complete review.

Amex Blue Cash Everyday for grocery shopping

Amex Blue Cash Everyday® Card Review 2024

Blue Cash Everyday® Card from American Express earns bonus cash back on groceries, gas, and online purchases without the added cost of an annual fee.

black credit card

What Is a Black Credit Card? Guide & Examples 2024

Black card perks can make you green with envy. Learn about these luxury benefits unavailable to most consumers—and the sky-high cost of gaining access to them.

FIT Platinum Mastercard Review

FIT Platinum Mastercard Review 2024

The FIT Platinum Mastercard can help improve your credit, but is it worth the fees? Find out in our review.

best student credit cards

Best Credit Cards for Students in July 2024

A student credit card can help you build credit and access beneficial consumer tools and perks. Learn about our picks for the best credit cards for students and how you can start building credit.

Citi Rewards+ Card Review

Citi Rewards+ Card Review 2024: Does It Compare to Other Cards In Its Category?

The Citi Rewards+ Card offers the unique ability to round up points to maximize rewards opportunities on purchases. Our review can help you determine if it's the right card for you.

how to pay your credit card bill

How to Pay a Credit Card Bill: 5 Ways

Most credit card issuers offer several ways to make payments. Learn about the different methods available for paying your monthly bill.

Hilton Surpass card review

Hilton Honors American Express Surpass® Card Review 2024

The Hilton Honors American Express Surpass® Card provides midrange benefits, but its large sign-up bonus and rewards rates offer value in the right hands.

best 2 year cd rates

Best 2-Year CD Rates July 2024

Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.

Amazon Business American Express Card Review

Amazon Business American Express Card Review 2024: The Best Card for the Online Retailer?

The Amazon Business American Express is a no-annual-fee cash back business credit card that is tailored to the ubiquitous online retailer. So is it right for your business? Let’s see.

FAFSA requirements

FAFSA 2024 Requirements: Who Qualifies

Discover the FAFSA requirements for 2024-2025, including eligibility and financial guidelines, essential documents, and tips on avoiding common mistakes.

bank account

How Many Bank Accounts Should You Have?

Banks offer multiple account types for different needs. Keep reading to learn how many accounts you should have.

Best Jumbo Money Market Rates in July 2024

Jumbo money market accounts reward savers for keeping large balances. Here are the best jumbo money market accounts for high-yield earnings.

What Is a Virtual Credit Card Number

What Is a Virtual Credit Card Number?

A virtual credit card number can make online purchases more secure. Learn how virtual card numbers work and which issuers offer them.

Upgrade Cash Rewards Visa Review

Upgrade Cash Rewards Visa Card Review 2024

The Upgrade Cash Rewards Visa Card offers the flexible financing and payments of a personal loan with the cash back earning of a credit card. Learn more in our full review.

Capital One Venture Rewards Credit Card Review

Capital One Venture Rewards Credit Card Review 2024

The Capital One Venture Rewards Credit Card offers valuable rewards and perks that casual and frequent travelers will love.

Best 5-Year CD Rates

Best 5-Year CD Rates of 2024

If you want to achieve long-term savings goals, check out our list of the best five-year CDs to grow your money.

Petal 1 Visa vs. Credit One Bank Platinum Visa

Petal 1 Visa vs. Credit One Bank Platinum Visa: Detailed Showdown 2024

The Petal® 1 Visa® and Credit One Bank® Platinum Visa® both offer a lower entry barrier to help build your credit profile, but which card is better? Find out in our latest guide.

average american savings account balance

Average American Savings Account Balance

Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.

PayPal Review

PayPal Review 2024: Pros, Cons, Costs

Learn how PayPal works, how it stacks up against the competition, and whether it's the best payment app for you.

credit card purchase benefits

7 Benefits of Making Purchases on Your Credit Card

Credit cards are one of the most popular payment methods and offer several valuable benefits for consumers.

What Is Visa Infinite

What Is Visa Infinite?

Visa Infinite credit cards come with luxury benefits and protections. Learn more about the perks you'll receive with a Visa Infinite card.

Capital One Platinum card

Capital One Platinum Credit Card Review 2024

The Capital One Platinum Credit Card has no rewards program and few perks, but it offers an opportunity for cardholders with “fair” credit to build their credit without a security deposit.

If Your Car Breaks Down, Will Insurance Cover a Rental?

If Your Car Breaks Down, Will Insurance Cover a Rental?

Car insurance policies generally don't reimburse rental car costs while your car is being repaired after an accident. Your provider may offer optional rental reimbursement coverage that will help cover the cost.

digital wallet

What Is a Digital Wallet and How Does It Work?

Digital wallets offer convenient payments online or from your mobile device. Read on to learn about different types of wallets and how they work.

1.2572.0+1.69.4