Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.
Articles by Kevin Payne
Best Visa Credit Cards for May 2024
There are 4.2 billion Visa cards worldwide, many of which earn rewards or offer valuable benefits to cardholders. Learn about our top picks for best Visa credit cards.
May 01, 2024
Best Credit Cards for Students in May 2024
A student credit card can help you build credit and access beneficial consumer tools and perks. Learn about our picks for the best credit cards for students and how you can start building credit.
May 01, 2024
Best 6-Month CD Rates for May 2024
Six-month CDs can help you reach short-term savings goals. Here are the best six-month CDs to grow your money.
May 01, 2024
Best 3-month CD Rates for May 2024
Three-month CDs offer high APYs for short-term savings. Here are the best three-month CDs available at the moment.
May 01, 2024
Best 2-Year CD Rates May 2024
Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.
May 01, 2024
How to Pay a Credit Card Bill: 5 Ways
Most credit card issuers offer several ways to make payments. Learn about the different methods available for paying your monthly bill.
April 16, 2024
Best 5-Year CD Rates of 2024
If you want to achieve long-term savings goals, check out our list of the best five-year CDs to grow your money.
April 07, 2024
Best 18-Month CD Rates of 2024
18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.
April 07, 2024
Hilton Honors American Express Surpass® Card Review 2024
The Hilton Honors American Express Surpass® Card provides midrange benefits, but its large sign-up bonus and rewards rates offer value in the right hands.
April 04, 2024
Petal 1 Visa vs. Credit One Bank Platinum Visa: Detailed Showdown 2024
The Petal® 1 Visa® and Credit One Bank® Platinum Visa® both offer a lower entry barrier to help build your credit profile, but which card is better? Find out in our latest guide.
April 04, 2024
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Unlimited 2024
U.S. Bank Cash+ and Chase Freedom Unlimited earn bonus cash back, but the better option for you may depend on your spending habits.
April 04, 2024
Upgrade Cash Rewards Visa Card Review 2024
The Upgrade Cash Rewards Visa Card offers the flexible financing and payments of a personal loan with the cash back earning of a credit card. Learn more in our full review.
April 04, 2024
Capital One Venture Rewards Credit Card Review 2024
The Capital One Venture Rewards Credit Card offers valuable rewards and perks that casual and frequent travelers will love.
April 04, 2024
Amex Blue Cash Everyday® Card Review 2024
Blue Cash Everyday® Card from American Express earns bonus cash back on groceries, gas, and online purchases without the added cost of an annual fee.
April 04, 2024
How Many Bank Accounts Should You Have?
Banks offer multiple account types for different needs. Keep reading to learn how many accounts you should have.
March 14, 2024
Average American Savings Account Balance
Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.
March 11, 2024
What Is a Virtual Credit Card Number?
A virtual credit card number can make online purchases more secure. Learn how virtual card numbers work and which issuers offer them.
February 28, 2024
PayPal Review 2024: Pros, Cons, Costs
Learn how PayPal works, how it stacks up against the competition, and whether it's the best payment app for you.
February 05, 2024
FIT Platinum Mastercard Review 2024
The FIT Platinum Mastercard can help improve your credit, but is it worth the fees? Find out in our review.
January 27, 2024
7 Benefits of Making Purchases on Your Credit Card
Credit cards are one of the most popular payment methods and offer several valuable benefits for consumers.
January 08, 2024
What Is Visa Infinite?
Visa Infinite credit cards come with luxury benefits and protections. Learn more about the perks you'll receive with a Visa Infinite card.
January 08, 2024
What Is a Cash Advance and Should You Get One?
A cash advance enables consumers to withdraw cash by borrowing against their credit card. Here’s what you need to know about them.
January 08, 2024
Capital One Platinum Credit Card Review 2024
The Capital One Platinum Credit Card has no rewards program and few perks, but it offers an opportunity for cardholders with “fair” credit to build their credit without a security deposit.
January 08, 2024
If Your Car Breaks Down, Will Insurance Cover a Rental?
Car insurance policies generally don't reimburse rental car costs while your car is being repaired after an accident. Your provider may offer optional rental reimbursement coverage that will help cover the cost.
December 27, 2023
What Is a Black Credit Card? Guide & Examples 2024
Black card perks can make you green with envy. Learn about these luxury benefits unavailable to most consumers—and the sky-high cost of gaining access to them.
December 25, 2023
What Is a Digital Wallet and How Does It Work?
Digital wallets offer convenient payments online or from your mobile device. Read on to learn about different types of wallets and how they work.
December 18, 2023