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Kevin Payne

Kevin Payne

Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.

Articles by Kevin Payne

Best 5-Year CD Rates

Best 5-Year CD Rates of January 2025

If you want to achieve long-term savings goals, check out our list of the best five-year CDs to grow your money.

Best Jumbo Money Market Rates in January 2025

Jumbo money market accounts reward savers for keeping large balances. Here are the best jumbo money market accounts for high-yield earnings.

average american savings account balance

Average American Savings Account Balance

Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.

best 2 year cd rates

Best 2-Year CD Rates January 2025

Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.

best 18 month cd rates

Best 18-Month CD Rates of January 2025

18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.

best student credit cards

Best Student Credit Cards in January 2025

A student credit card can help you build credit and access beneficial consumer tools and perks. Learn about our picks for the best credit cards for students and how you can start building credit.

sofi bank review

SoFi Bank Review 2025: You’re a Member, Not Just a Customer

SoFi Bank offers a high yield savings account and modern banking benefits, but is it right for you? Read our full review to find out.

U.S. Bank Cash plus Visa Signature Card vs. Chase Freedom Unlimited

U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Unlimited 2024

U.S. Bank Cash+ and Chase Freedom Unlimited earn bonus cash back, but the better option for you may depend on your spending habits.

best visa credit card

Best Visa Credit Cards for January 2025

There are 4.2 billion Visa cards worldwide, many of which earn rewards or offer valuable benefits to cardholders. Learn about our top picks for best Visa credit cards.

Capital One Venture Rewards Credit Card Review

Capital One Venture Rewards Credit Card Review 2025

The Capital One Venture Rewards Credit Card offers valuable rewards and perks that casual and frequent travelers will love.

PayPal Review

PayPal Review 2024: Pros, Cons, Costs

Learn how PayPal works, how it stacks up against the competition, and whether it's the best payment app for you.

What Is a Virtual Credit Card Number

What Is a Virtual Credit Card Number?

A virtual credit card number can make online purchases more secure. Learn how virtual card numbers work and which issuers offer them.

Hilton Surpass card review

Hilton Honors American Express Surpass® Card Review 2024

The Hilton Honors American Express Surpass® Card provides midrange benefits, but its large sign-up bonus and rewards rates offer value in the right hands.

FIT Platinum Mastercard Review

FIT Platinum Mastercard Review 2024

The FIT Platinum Mastercard can help improve your credit, but is it worth the fees? Find out in our review.

If Your Car Breaks Down, Will Insurance Cover a Rental?

If Your Car Breaks Down, Will Insurance Cover a Rental?

Car insurance policies generally don't reimburse rental car costs while your car is being repaired after an accident. Your provider may offer optional rental reimbursement coverage that will help cover the cost.

Upgrade Cash Rewards Visa Review

Upgrade Cash Rewards Visa Card Review 2024

The Upgrade Cash Rewards Visa Card offers the flexible financing and payments of a personal loan with the cash back earning of a credit card. Learn more in our full review.

black credit card

What is a Black Credit Card? Guide & Examples 2025

Black card perks can make you green with envy. Learn about these luxury benefits unavailable to most consumers—and the sky-high cost of gaining access to them.

What Is Visa Infinite

What Is Visa Infinite?

Visa Infinite credit cards come with luxury benefits and protections. Learn more about the perks you'll receive with a Visa Infinite card.

Capital One Platinum card

Capital One Platinum Credit Card Review 2024

The Capital One Platinum Credit Card has no rewards program and few perks, but it offers an opportunity for cardholders with “fair” credit to build their credit without a security deposit.

Citi Rewards+ Card Review

Citi Rewards+ Card Review 2025: Does It Compare to Other Cards In Its Category?

The Citi Rewards+ Card offers the unique ability to round up points to maximize rewards opportunities on purchases. Our review can help you determine if it's the right card for you.

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