Personal Finance
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Jess is a financial writer with several years of editorial experience. Before transitioning to full-time freelancing, she was an editor on the performance marketing team at Investopedia and The Balance. Jess enjoys covering banking, credit cards, insurance, investing, loans and real estate.
Articles by Jess Ullrich
Debt-to-Income Ratio: What Is It, Why It’s Important
Applying for a mortgage or another loan soon? Learn more about the debt-to-income ratio, how it’s calculated, and how lenders use it to evaluate potential borrowers.
What Is a Personal Loan
Here’s what to know about personal loans, how they work, their rates, how to qualify for one, and more.
Business Platinum Card from American Express Review 2024
Learn more about the American Express Business Platinum Card, its many benefits, and who it’s right for.
Pet Insurance: What is It and When Should You Get It?
Thinking about getting pet insurance and wondering if it’s worth the cost? Here’s what to know about this coverage and when it makes sense.
Capital One Spark Cash Plus Review 2024
Learn more about the Capital One Spark Plus Cash, its pros and cons, and who this card is right for.
My GM Rewards Card Review 2024
Here’s what to know about the My GM Rewards card, its pros and cons, who it’s right for, the benefits you’ll get, and more.
YNAB Review 2024
If you’re interested in a new budgeting app, you may have heard about YNAB. Learn more about its pros and cons, how it works, and who it’s right for.
Rocket Money vs. Mint
If you’ve been affected by the recent Mint shutdown and are seeking a new budgeting tool, here’s what to know about Rocket Money and its features.
Penny Stocks: How to Invest In Them
Here’s everything to know about penny stocks, where to buy them, and the risks associated with this investment.
What Is a Financial Advisor?
Learn more about what financial advisors do, the different types, the pros and cons of working with one, and more.
What Is an Accredited Investor?
Here’s what to know about accredited investors, how to become one, and the types of assets you can invest in once you have this status.
What Is a Reverse Mortgage?
A reverse mortgage could help you cover your monthly expenses if you have limited retirement funds, but it has pros and cons. Learn more.
American Express Green Card Review 2024
Here’s what to know about the American Express Green Card, its benefits, and who it’s right for.
What Is a Certified Financial Planner (CFP)?
Here’s what it means to be a certified financial planner (CFP), how they help clients, whom they’re right for, and more.
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