Personal Finance
Advertiser Disclosure
Holly D. Johnson is a nationally recognized expert and award-winning insurance writer who covers life insurance, health insurance, and various other insurance-related topics for corporations and well-known magazines with millions of readers. Johnson also covers personal finance, credit, credit cards, and loyalty programs for a variety of publications including CNN Underscored, Bankrate, CreditCards.com and Forbes Advisor.
The author is also the founder of Club Thrifty and the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love." She and her husband Greg live in Central Indiana with their two daughters where they enjoy a debt-free lifestyle and travel up to 20 weeks of the year.
Articles by Holly Johnson
Capital One Quicksilver Cash Rewards Credit Card Review 2024: Good, But You Can Do Better
The Capital One Quicksilver Cash Rewards Credit Card has a generous rewards rate of 1.5% cash back with no annual fee required.
Best Roth IRA Accounts for November 2024
The best Roth IRA accounts come with low starting balance requirements, minimal fees (or no fees), and ample investment options and tools.
Best Credit Cards for November 2024
The best credit cards offer superior rewards and perks with reasonable fees or no fees at all. Find out which cards we recommend in 2024 and why.
What Credit Cards Are Metal in November 2024?
Metal credit cards tend to offer superior perks with higher annual fees. Find out how the best metal cards of 2024 work and how to decide.
What Are the Most Popular Crypto Scams to Watch For in 2024
Crypto scams take on my forms, including phishing scams, giveaway scams and more. Find out which cryptocurrency scams are most prevalent.
How Credit Card Companies Make Money
Credit card companies make money by charging interest, miscellaneous fees, and interchange fees to merchants.
Lemonade Insurance Review 2024: Affordable, Digital, Lots of Choices
Lemonade offers a range of insurance products online and through its mobile app, including homeowners insurance, renters insurance, auto insurance coverage, and more.
Amex Membership Rewards: Guide 2024
American Express Membership Rewards points can be redeemed for travel, point transfers, gift cards, merchandise and more.
How to Transfer a Credit Card Balance (The Right Way)
The steps required to transfer a balance are easy to follow, and they can all be completed online or over the phone.
Citi ThankYou Rewards Program Guide 2024
The Citi ThankYou program offers the potential for exceptional rewards value if you transfer points to partners.
Citi Double Cash® Card Review 2024
With 2% cash back on everything and an excellent balance transfer offer, the Citi Double Cash® Card can be hard to beat.
Visa vs. Mastercard: What is the difference?
Visa and Mastercard are the two biggest credit card payment networks in operation today, yet neither one issues their own card products.
Costco Anywhere Visa Card by Citi Review 2024
The Costco Anywhere Visa® Card by Citi offers more rewards on gas, dining, eligible travel and Costco purchases. Learn how it compares to other cash back cards.
Chase Freedom® Rise Review 2024
The Chase Freedom Rise® Credit Card can help you build credit, but you may need a Chase checking account to qualify.
Blue Cash Preferred® Card from American Express Review 2024
The Blue Cash Preferred® Card from American Express offers outsized rewards at U.S. supermarkets and gas stations, and on select U.S. streaming services.
Chase Sapphire Reserve® Review 2024
The Chase Sapphire Reserve® is one of the best travel credit cards available today. Find out why this card is so popular and everything you get for signing up.
What Is the FICO Score 8?
FICO Score 8 is one of the most widely used FICO scores, along with FICO Score 9. Find out how this type of score works and why it matters.
Does Refinancing Hurt Your Credit Score
Refinancing a loan can hurt your credit in the short term, but the temporary damage can be worth the trouble.
American Express Gold vs. Capital One Venture: Detailed Comparison 2024
Looking for a new travel credit card? Our in-depth analysis can help you decide between the Capital One Venture and the Amex Gold Card.
7 Popular Credit Card Hacks That Don't Work
Many popular credit card hacks don't actually work, and some will even cost you money in the long run.
1.3701.0+2.10.39