Personal Finance
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Erica Lamberg

Erica Lamberg

Erica Lamberg is a regular contributor to Fox News, Fox Business, Real Simple, Forbes Advisor, AAA and USA TODAY. She writes about business, travel, personal finance, travel insurance and work/life balance. She is based in suburban Philadelphia. When she’s not sharing her wisdom about money strategies, she enjoys spending time with her husband and two children at the Jersey Shore.

Articles by Erica Lamberg

how much is travel insurance

How Much Is Travel Insurance?

Travel insurance costs an average of 4% to 8 % of your trip’s cost and can provide important protections for unforeseen setbacks both before and during your trip. Read on to learn how to protect your trip.

rule of 55

What Is the Rule of 55 And How Does It Work?

You may have wondered whether it’s possible to withdraw money from your 401(k) without a penalty before age 59 1/2. You can if the rule of 55 applies to you. Here’s how.

How Much Does the Average Funeral Cost

How Much Does the Average Funeral Cost?

The average funeral cost is now over $8,000 nationally. Here are some ways to reduce costs.

Co-Borrower Vs. Co-Signer

Co-Borrower vs. Co-Signer: What's the Difference?

If you have less than perfect credit, you may have a greater chance of being approved for a loan if you opt for a co-borrower or co-signer. Read on to learn the difference and which is right for you.

fdic insurance

FDIC Insurance: What Is It and What Are the Requirements?

FDIC is insurance provided by the federal government that protects deposits in U.S. banks up to $250,000. Here’s how it works.

installment loans

What Is an Installment Loan?

Installment loans provide borrowers with a lump sum and then a borrower pays back the loan in fixed, scheduled installments. Learn more.

401k loan

What Is a 401(k) Loan? Pros, Cons, Strategy

A 401(k) loan may offer lower fees and more flexible repayment terms, but it’s not always advisable. Before you tap into your 401(k), here's what to know.

Secured Loans

What Are Secured Loans and How Do They Work?

Secured loans are backed by collateral, so be certain you can pay back your loan, or your lender can claim your collateral if you default.

spousal IRA

Everything You Need To Know About The Spousal IRA

The spousal IRA allows a working spouse to contribute to a non-working spouse’s retirement savings. Here’s what you need to know.

refinance car loan

How to Refinance a Car Loan in 5 Steps

When you refinance your car loan, you take out a new loan with better terms than your existing one, saving you money in the long run. The process is relatively simple but does take some preparation.

what is travel insurance

What Is Travel Insurance?

Buying travel insurance protects you from financial losses that can range from minor inconveniences like flight delays to serious setbacks like a medical emergency. Read on to learn how travel insurance can be a saving grace on your next trip.