Personal Finance
Advertiser Disclosure
Daniel Kurt

Daniel Kurt

Daniel Kurt is a personal finance writer who helps readers manage their money with a long-term mindset. Daniel often writes about budgeting and retirement planning, as well as how to teach financial literacy to kids (he has five). His work has appeared on numerous websites, including Investopedia and Fatherly.

Articles by Daniel Kurt

50/30/20 rule

What Is The 50/30/20 Rule?

This popular budgeting approach is easy to understand and can be a highly effective way to curb non-essential spending.

joint bank account

Joint Bank Accounts: Complete Guide 2024

Joint savings accounts can help make your financial life a lot simpler. But you’re also giving your co-owner a lot of control over your money, so you think about the consequences before opening an account with a spouse, friend or even your child.

buy a car with a credit card

Can You Buy a Car With a Credit Card?

Some dealerships allow you to buy a car with a credit card, although you should always be careful about paying with plastic. If you use a rewards card and have enough cash to pay your balance right away, however, it may work to your advantage.

credit card interest calculati

How is Interest Calculated on Credit Cards?

While you’re likely to see the annual percentage rate (APR) on your card’s disclosure documents, issuers generally charge you interest on a daily basis. Because most cards use a daily compounding method, you effectively pay a higher percentage than the APR.

rebuilt vs salvage title

Rebuilt Title vs. Salvage Title: Key Differences

A car receives a salvage title when it has sustained major damage and the insurance company declares it a complete loss. However, that same car can still go back on the road legally if you get the repairs done and apply through your state to get a rebuilt title.