Daniel Kurt is a personal finance writer who helps readers manage their money with a long-term mindset. Daniel often writes about budgeting and retirement planning, as well as how to teach financial literacy to kids (he has five). His work has appeared on numerous websites, including Investopedia and Fatherly.
Articles by Daniel Kurt
Joint Bank Accounts: Complete Guide 2024
Joint savings accounts can help make your financial life a lot simpler. But you’re also giving your co-owner a lot of control over your money, so you think about the consequences before opening an account with a spouse, friend or even your child.
Can You Buy a Car With a Credit Card?
Some dealerships allow you to buy a car with a credit card, although you should always be careful about paying with plastic. If you use a rewards card and have enough cash to pay your balance right away, however, it may work to your advantage.
How is Interest Calculated on Credit Cards?
While you’re likely to see the annual percentage rate (APR) on your card’s disclosure documents, issuers generally charge you interest on a daily basis. Because most cards use a daily compounding method, you effectively pay a higher percentage than the APR.
What Is The 50/30/20 Rule?
This popular budgeting approach is easy to understand and can be a highly effective way to curb non-essential spending.
