2021 TIME100 Next
Nolis Anderson
February 17, 2021 6:55 AM EST

As the COVID-19 pandemic continues to put Americans in financial distress, more and more people have lost jobs, incurred expensive medical bills and faced other hardships. Filing for personal bankruptcy can be an effective way to eliminate debt and re-enter the economy, but high legal fees and complex paperwork can make it difficult to seek that relief, especially for low-income families. That’s why, in 2018, 25-year-old Rohan Pavuluri founded Upsolve, a nonprofit that offers a free online tool to help users fill out bankruptcy forms on their own. To date, Upsolve has helped U.S. users relieve more than $300 million in debt. “We’ve found a way to use technology to address a civil rights injustice at scale,” Pavuluri says. —Mariah Espada

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