Best Visa Credit Cards for September 2024

If you want a Visa that earns bonus cash back rewards, look no further than card_name. The card has an easily attainable welcome offer. Although the card is not great for international travel given its foreign_transaction_fee foreign transaction fee, it does come with several travel protections such as trip cancellation/interruption insurance, an auto rental collision damage waiver, and travel and emergency assistance services.

Introductory Offer:

• Earn an extra 1.5% cash back on all purchases (up to $20,000 spent in the first year), which can add up to $300 in cash back!
• 0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.

Intro Card Rewards:

• 6.5% cash back on travel booked through Chase Travel℠, our top-tier rewards program where you can redeem for cash back, travel, gift cards, and more.
• 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services.
• 3% cash back on all other purchases (up to $20,000 spent in the first year).

After the First Year or $20,000 Spent Card Rewards:

• 5% cash back on travel booked through Chase Travel℠.
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services.
• Unlimited 1.5% cash back on all other purchases.

Additional Benefits:

• No minimum to redeem for cash back. Choose a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards never expire as long as your account is open!
• No annual fee – Enjoy all the great features of your Freedom Unlimited® card without paying an annual fee.
• Credit Monitoring – Keep track of your credit health with Chase Credit Journey, offering free access to your latest score, alerts, and more.

Member FDIC

• Balance transfer fee: balance_transfer_fees
• Cash advance fee: cash_advance_fee
• Foreign transaction fee: foreign_transaction_fee

The card_name offers premium travel benefits, including a $300 annual credit for travel booked through Capital One Travel and the ability to transfer rewards to more than a dozen travel transfer partners. The card has a annual_fees annual fee, which is lower than other top-tier travel cards.

Other perks include a 10,000-mile card anniversary bonus,up to $100 Global Entry or TSA PreCheck application fee credit every four years, airport lounge access, and Hertz President’s Circle Status.

Introductory Offer:

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

Card Rewards:

• Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options.
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel.
• Earn unlimited 2X miles on all other purchases.

Additional Benefits:

• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network.
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars, and more—you can even transfer your miles to your choice of 15+ travel loyalty programs.
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection.
• Receive up to a $120 credit for Global Entry or TSA PreCheck®.

While it's not a luxury airline card, the card_name offers a nice blend of airline benefits for a relatively low annual fee. This card costs annual_fees annual fee.

The card_name offers more than just basic benefits with the airline. It comes with a free first checked bag for the primary cardholder and a companion, and priority boarding for the primary cardmember and travel companions on the same reservation. The card also provides two annual United Club passes, 25% back on inflight purchases, and up to a $100 credit for Global Entry, TSA Precheck, or NEXUS application fees every four years.

Introductory Offer:

• Limited-time offer: Earn 50,000 bonus miles after spending $3,000 on purchases within the first 3 months of account opening.
• Annual Fee: $0 for the first year, then $95.

Rewards:

• Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases.
• Receive up to $100 credit for Global Entry, TSA PreCheck®, or NEXUS fees.
• Get 25% back as a statement credit on food, beverages, and Wi-Fi purchases on United-operated flights and Club premium drinks when using your ExplorerCard.

Additional Benefits:

• Enjoy a free first checked bag, saving up to $160 per roundtrip. Terms apply.
• Benefit from priority boarding and receive 2 one-time United Club℠ passes each year on your anniversary.

Member FDIC

Hyatt is a fan favorite for many travelers, making the card_name a top choice for Hyatt loyalists. For a annual_fees annual fee, cardholders receive a wealth of value and benefits.

The card_name features several hotel perks, including one free night at any category 1 to 4 Hyatt hotel or resort every year after your card's opening anniversary. You can earn an additional free night if you spend $15,000 in a calendar year.

Other perks include automatic Hyatt Discoverist status plus annual credits toward the next status tier. There are also several travel protections, including baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance, and an auto rental collision damage waiver.

Introductory Offer:

• Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Card Rewards:

• Earn nine points per $1 spent at Hyatt (that's four bonus points for using your card and five base points per $1 you'll earn as a World of Hyatt member).
• Earn two points per $1 at restaurants, on airline tickets purchased directly with airlines, on local transit and commuting, and on fitness club/gym memberships.

Additional Benefits:

• You'll receive a free night at a Category 1-4 Hyatt hotel or resort every year after your account anniversary.
• Earn a second free night if you spend at least $15,000 in your anniversary year on the card.
• Take advantage of your complimentary World of Hyatt Discoverist status as a cardholder and receive five qualifying nights every year toward your next status tier.

Member FDIC

• Balance transfer fee: balance_transfer_fees
• Cash advance fee: cash_advance_fee
• Foreign transaction fee: foreign_transaction_fee

You must be an Alliant Credit Union member to apply for the Alliant Cashback Visa®Signature Credit Card, but it could be worth it to earn the card's elevated flat-rate cash back. If you don't meet the credit union's eligibility requirements through employment, family, or location, you can qualify by becoming a Foster Care to Success member. Alliant will even pay the one-time $5 membership fee on your behalf.

Eligible cardholders will earn 2.5% cash back on the first $10,000 of qualifying eligible purchases per billing cycle and unlimited 1.5% cash back on all other qualifying eligible purchases. There are some hoops to jump through to earn Alliant’s highest cash-back tier. You need to open an Alliant High-Rate Checking and meet the following requirements each month:

• Opt in to receive eStatements
• Have at least one electronic deposit posted to the account each calendar month
• Maintain an average daily balance of $1,000 or more

Cardholders who don't meet those requirements earn unlimited 1.5% cash back on all qualifying eligible purchases. Other card perks include travel accident insurance, an auto rental collision damage waiver, and roadside dispatch.

• Earn unlimited cash back with no categories to track
• Rates as low as 17.49% APR
• No Annual Fee
• $0 fraud liability guarantee from Visa
• Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000)
• No foreign transaction fees
• Works with Google Pay™, Apple Pay™ and Samsung Pay™

If you want to get rewarded for spending but don't want to pay a fee, consider the U.S. Bank Altitude® Go Visa Signature® Card. In addition to its very generous welcome offer and rewards rate, the card also comes with a $15 credit for annual streaming services purchases like Netflix, Apple TV+, and Spotify. It's also a decent option for financing purchases and balance transfers. The card offers a intro_apr_rate,intro_apr_duration on purchases and a balance_transfer_intro_apr,balance_transfer_intro_duration. After the introductory bonus period, the APR reverts toreg_apr,reg_apr_type.

• Earn 20,000 bonus points. Just spend $1,000 in the first 90 days. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. Points never expire.
• Earn 4X points on dining, takeout and restaurant delivery.
• Earn 2X points on streaming services, at grocery stores (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024) and at gas stations/EV charging stations (discount stores/supercenters, grocery stores and wholesale clubs excluded effective September 9, 2024).
• Earn 1X point on all other eligible purchases.
• No annual fee and low intro APR: Enjoy no annual fee and get 0% intro APR* on purchases and balance transfers† for the first 12 billing cycles. After that, a variable APR applies, currently 18.24% to 29.24%.*
• No foreign transaction fees.
• Receive a new cardmember $0 fee offer* on ExtendPay Plans opened in the first 60 days after account opening.
• Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.

card_name offers a bounty of travel benefits and other perks. The card has a hefty annual_fees annual fee, but its value exceeds the fee as long as you take advantage of annual credits.

Other benefits include a 300 annual travel credit; a Global Entry, TSA PreCheck® or NEXUS Fee Credit up to 100 every four years; Priority Pass Select membership eligibility); trip cancellation/interruption insurance; an auto rental collision damage waiver; lost luggage reimbursement; trip delay reimbursement; and other travel and purchase protections.

Introductory Offer:

• Earn 60,000 bonus points after spending $4,000 on purchases within the first 3 months from account opening and redeem them through ChaseTravel℠ for $900 toward travel.

Card Rewards:

• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ after the first $300 is spent on travel purchases annually.
• Earn 3x points on other travel and dining, and 1 point per $1 spent on all other purchases.

Additional Benefits:

• Annual Travel Credit: Receive $300 as reimbursement for travel purchases charged to your card each account anniversary year.
• Get 50% more value when you redeem points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• Get complimentary access to DashPass that comes with $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Point Transfer: 1:1 point transfer to leading airline and hotel loyalty programs.
• Airport Lounge Access: Access to 1,300+ airport lounges worldwide after a one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®.
• Travel Protections: Includes Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and more.

Member FDIC

The card_name offers a good cash back rate on gas, along with excellent rates in categories of your choice.

Another introductory perk is a intro_apr_rate,intro_apr_duration and a balance_transfer_intro_apr,balance_transfer_intro_duration.

As a cardholder, you'll earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose, which can include fast food, TV, internet and streaming, home utilities, cell phone, and more. You'll also earn 2% cash back on one everyday category, which includes gas stations and EV charging stations, grocery stores, or restaurants, and 1% cash back on all other eligible purchases.

• Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.
• 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
• 2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.
• 1% cash back on all other eligible purchases.
• $0 annual fee.
• Get your cash back as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account. Enjoy flexible options designed to fit your needs.
• Receive a new cardmember $0 fee offer* on ExtendPay Plans opened in the first 60 days after account opening.
• Balance transfer fee: 3% of the amount of each transfer or $5, whichever is greater.
• Cash advance fee: 29.99% Variable.
• Foreign transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.

The card_name is our top choice for fueling up at gas stations. You'll earn a generous welcome bonus and won't pay any annual fee. The card_name offers 0% intro APR for 12 months on balance transfers (after that, a variable APR of reg_apr,reg_apr_type applies). PenFed membership is required to apply for this card.

The card earns 5x points on gas paid at the pump and EV charging stations, 3X points at the supermarket (including select Target and Walmart locations), restaurants and TV, radio, cable and streaming services, and 1X points on all other purchases. Points are redeemable for travel, gift cards, shopping and other options.

• Earn 15,000 bonus points when you spend $1,500 in the first 90 days of account opening.
• No Annual Fee
• Earn 5X miles on gas paid at the pump and at EV charging stations; 3x points at supermarkets (including most Target and Walmart locations); restaurants; and on tv, radio, cable and streaming services; 1x point per $1 spent on other purchases.
• Credit Needed: Good, Excellent
• Balance transfer fees: 3% per transaction
• Cash advance fees: $0
• Foreign transaction fees: $0

The card_name is one of the best Visa cards for small businesses. The card has a annual_fees annual fee but offers more than enough value to make up for that.

The card_name has access to the Chase Ultimate Rewards program and flexible redemption options. Plus, points are worth 25% more when used to book travel through Chase Ultimate Rewards. Other perks include complimentary employee cards, fraud and purchase protection, and no foreign transaction fees.

Introductory Offer:

• Earn 60,000 bonus points after spending $4,000 on purchases within the first 3 months from account opening and redeem them through ChaseTravel℠ for $900 toward travel.

Card Rewards:

• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ after the first $300 is spent on travel purchases annually.
• Earn 3x points on other travel and dining, and 1 point per $1 spent on all other purchases.

Additional Benefits:

• Annual Travel Credit: Receive $300 as reimbursement for travel purchases charged to your card each account anniversary year.
• Get 50% more value when you redeem points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• Get complimentary access to DashPass that comes with $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Point Transfer: 1:1 point transfer to leading airline and hotel loyalty programs.
• Airport Lounge Access: Access to 1,300+ airport lounges worldwide after a one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®.
• Travel Protections: Includes Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and more.

Member FDIC