Personal Finance
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Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.
Articles by Kevin Payne
Amazon Business American Express Card Review 2024: The Best Card for the Online Retailer?
The Amazon Business American Express is a no-annual-fee cash back business credit card that is tailored to the ubiquitous online retailer. So is it right for your business? Let’s see.
Citi Rewards+ Card Review 2024: Does It Compare to Other Cards In Its Category?
The Citi Rewards+ Card offers the unique ability to round up points to maximize rewards opportunities on purchases. Our review can help you determine if it's the right card for you.
Best Visa Credit Cards for September 2024
There are 4.2 billion Visa cards worldwide, many of which earn rewards or offer valuable benefits to cardholders. Learn about our top picks for best Visa credit cards.
Amex Blue Cash Everyday® Card Review 2024
Blue Cash Everyday® Card from American Express earns bonus cash back on groceries, gas, and online purchases without the added cost of an annual fee.
What Is a Virtual Credit Card Number?
A virtual credit card number can make online purchases more secure. Learn how virtual card numbers work and which issuers offer them.
Best Student Credit Cards in September 2024
A student credit card can help you build credit and access beneficial consumer tools and perks. Learn about our picks for the best credit cards for students and how you can start building credit.
Average American Savings Account Balance
Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.
Best 2-Year CD Rates September 2024
Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.
How Many Bank Accounts Should You Have?
Banks offer multiple account types for different needs. Keep reading to learn how many accounts you should have.
7 Benefits of Making Purchases on Your Credit Card
Credit cards are one of the most popular payment methods and offer several valuable benefits for consumers.
What Is a Cash Advance on a Credit Card? Pros, Cons, Alternatives
A cash advance enables consumers to withdraw cash by borrowing against their credit card. Here’s what you need to know about them.
Upgrade Cash Rewards Visa Card Review 2024
The Upgrade Cash Rewards Visa Card offers the flexible financing and payments of a personal loan with the cash back earning of a credit card. Learn more in our full review.
10 Best 6-Month CD Rates of September 2024
Six-month CDs can help you reach short-term savings goals. Here are the best six-month CDs to grow your money.
8 Best Jumbo CD Rates in September 2024
If you have a large sum of money to deposit in the bank, you can earn high rates with a jumbo CD. Read our list of the best jumbo CD rates to see if this savings vehicle is right for you.
What Is a Black Credit Card? Guide & Examples 2024
Black card perks can make you green with envy. Learn about these luxury benefits unavailable to most consumers—and the sky-high cost of gaining access to them.
10 Best 3-month CD Rates in September 2024 To Boost Your Savings
Three-month CDs offer high APYs for short-term savings. Here are the best three-month CDs available at the moment.
Best IRA CD Rates in September 2024
IRA CDs are low-risk investments with guaranteed returns. Read about the best IRA CD rates available now to determine if they're right for you.
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Unlimited 2024
U.S. Bank Cash+ and Chase Freedom Unlimited earn bonus cash back, but the better option for you may depend on your spending habits.
SoFi Bank Review 2024: You’re a Member, Not Just a Customer
SoFi Bank offers a high yield savings account and modern banking benefits, but is it right for you? Read our full review to find out.
Best 18-Month CD Rates of September 2024
18-month CDs offer attractive APYs beyond one year. Here are the best 18-month CDs to earn high rates.
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