These are independent reviews of the products mentioned, but TIME receives a commission when purchases are made through affiliate links at no additional cost to the purchaser.
SPECIAL MENTION: With DailyPay and its new Pay Balance feature, workers don’t need to wait until their employer’s payday to access money they’re making. The app shows workers how much they earn every day, and DailyPay will front them any amount of that balance for an ATM-like fee ($2.99 for immediate transfers, $1.99 next day). Employers provide employee pay data to DailyPay and deduct withdrawn funds from regular paychecks. —Don Steinberg
More Must-Reads from TIME
- Donald Trump Is TIME's 2024 Person of the Year
- Why We Chose Trump as Person of the Year
- Is Intermittent Fasting Good or Bad for You?
- The 100 Must-Read Books of 2024
- The 20 Best Christmas TV Episodes
- Column: If Optimism Feels Ridiculous Now, Try Hope
- The Future of Climate Action Is Trade Policy
- Merle Bombardieri Is Helping People Make the Baby Decision
