Saving & Spending

If You're Going to Buy a Car, Do It Now

If you need a car loan, this is your year

By Martha C. White February 11, 2015

Americans Are Optimistic About the Economy Again

Middle-income America hasn't been this upbeat in years

By Martha C. White January 23, 2015

When Retail Therapy Backfires

When retail therapy backfires

By Martha C. White January 23, 2015

The 1 Task Americans Just Can't Accomplish

And, worse, it's a serious oversight

By Martha C. White January 7, 2015

America's Most Outrageously Expensive Places to Live

Think your town is pricey? Think again

By Martha C. White January 5, 2015

The Disastrous Black Friday Mistake You Must Avoid

Shop smarter—or else pay for the consequences

By Martha C. White November 19, 2014

The Problem With Millennials, In One Staggering Statistic

It's almost unbelievably bad

By Martha C. White November 17, 2014

5 Ways Money Can Buy Happiness, Backed by Science

You have to be a spend wisely, though

By Martha C. White October 29, 2014

This Is the Most Depressing Number in Personal Finance

It's the shocking amount we spend to be in debt

By Martha C. White October 28, 2014

The 10 Most Livable Countries in the World

A surprising number one pick

By Alexander E.M. Hess October 25, 2014

The Secret to Finding a Super Cheap Thanksgiving Flight

Every travel agency is saying something different, but there are some tips that aren't up for debate

By Jack Linshi October 23, 2014

Here's Why Millennials Need to Learn to Love Frozen Food

Though they have an aversion to it, they'll find it'll be a staple in the elderly care programs they will eventually join

By Jack Linshi October 22, 2014

Here's Exactly How You Waste $1,700 Every Year

If you do this, you might as well be lighting a pile of money on fire

By Martha C. White October 17, 2014

Young Adults Have Basically No Clue How Credit Cards Work

Cause for concern?

By Martha C. White September 11, 2014

6 Ways Coupons Actually Cost You Money

Turns out, frugal living can have some pretty serious pitfalls

By Martha C. White August 30, 2014

The Huge Mistake Most Parents Are Making Now

Hey kids, hope you’re saving your pennies. They might not have gotten around to telling you yet, but there’s a good chance your parents expect you to fork over your own money to help pay...

By Martha C. White August 25, 2014

And America's Best Tippers Live In...

Data from the mobile payments company Square reveal some huge regional differences in the generosity of customers

By Fortune August 21, 2014

This 1 Mistake Could Cost You Hundreds of Dollars

Read the fine print—or pay

By Martha C. White August 21, 2014

One (More) Shocking Way Colleges Are Ripping Off Kids

Marking up movie theater popcorn is one thing, but jacking the price of a laptop by more than 100% is another, especially when the would-be buyers are college kids. As students get ready to head...

By Martha C. White August 19, 2014

5 Super Simple Secrets to Save Your on Car Insurance

Experts say many people aren’t taking advantage of steps to ease the costs of car insurance when their teens get behind the wheel

By Jean Chatzky August 2, 2014

How Big Banks Are Finally Getting It Right

It was known as the $39 cup of coffee: Swipe your debit card to pay for your latte and drop your bank account balance into the red, triggering an overdraft fee in the process. Now,...

By Martha C. White August 1, 2014

This Is the Best Budget Laptop You Can Buy

Can you buy a great laptop for under $600? Yes, yes you can

By The Wirecutter July 28, 2014

Credit Card Companies Really Hope You Don't Notice This

If you have decent credit and you actually read your junk mail, you'll notice that credit card companies will do almost anything to turn you into a customer. The points or miles value of initial...

By Martha C. White July 19, 2014

Do Not Leave Home Without These Credit Cards

Although credit card perks vary widely, the overwhelming majority of rewards credit cards give the user travel insurance coverage. Among rewards cards from major issuers, nearly all offer travel accident insurance and almost 80% offer...

By Martha C. White July 14, 2014

Americans Are Totally Unprepared for This Shock

Never mind saving for retirement: Americans today face the bleak prospect of poverty in their golden years because they have no idea how much nursing homes cost and they wildly underestimate how much they’ll need....

By Martha C. White June 26, 2014

The 4 Words Terrifying Americans Right Now

This post is in partnership with The Fiscal Times. The article below was originally published on The Fiscal Times. Americans are freaking out about their personal savings – and for good reason. A recent Gallup...

By Eric Pianin June 14, 2014

Here Are the Absolute Best Father's Day Deals and Discounts

Please don’t get Dad another tie this year, or one of those desktop toy thingies. And even though spending data shows that we shell out less for Father’s Day than Mother’s Day shows, don’t believe...

By Martha C. White June 14, 2014

The Credit Card Bomb Just Waiting to Go Off

Last quarter, Americans collectively paid down $32.5 billion worth of credit card debt—but don't pat yourself on the back just yet: That's actually way less than we paid down at the end of the recession...

By Martha C. White June 11, 2014

The Surprising Reason You're Paying So Much for Car Insurance

Understanding why you pay what you do for car insurance can be a bit of a mystery. Insurers throw all sorts of variables in the mix, from your age to where you live to what...

By Martha C. White June 9, 2014

National Doughnut Day Is Your Free Breakfast

National Doughnut Day is a 76-year-old tradition that was first launched by the Salvation Army to commemorate World War I volunteers and is now held on the first Friday in June. While the spelling debate continues—doughnut vs. donut—the price is clear: free. Here's where to get your sweet on

By Martha C. White June 6, 2014

Workers to Bosses: Take Twice as Much of My Pay

Here's the savings crisis in a nutshell: workers want to save twice as much but won't do it for themselves.

By Dan Kadlec May 30, 2014

What to Buy This Memorial Day (and What to Skip)

Memorial Day is the kickoff to summer, and it's also become one of the bigger shopping tentpoles for retailers to promote sales and specials. But before you leave the beach or the barbecue to hit...

By Martha C. White May 24, 2014

We're Traveling, Video Gaming and Hitting the Bars Like Before the Recession

Household spending on consumer goods hit $10 trillion for the first time, driven by experience-craving Millennials and retiring boomers.

By Dan Kadlec May 23, 2014

And the Most Expensive City in America to Hire a Babysitter Is...

New York tops the list of most expensive cities for parents to have a date night

By Sam Frizell May 15, 2014

We've Been Asking All the Wrong Questions About Retirement

Merrill Lynch is making a big bet on a new retirement planning approach based on 'life priorities.'

By Dan Kadlec May 15, 2014

Millennials Have No Idea How Credit Scores Work

Millennials have a reputation for being pretty savvy with technology and social media—not to mention their finances—but today’s young adults are clueless when it comes to knowledge of their credit. A new study conducted by...

By Martha C. White May 13, 2014

Every Mother's Day Freebie and Deal You Could Possibly Want

Sure, you'll probably do something nice for Mom, but that doesn't mean you can't save a few bucks while saying "thanks" to the woman who drove you to soccer practice and cut the crusts off...

By Martha C. White May 11, 2014

America's 10 Absolute Favorite Places to Shop

This post is in partnership with 24/7 Wall Street. The article below was originally published on 247wallst.com. America’s most visited stores are popular for a variety of reasons. According to data provided by Placed, a...

By Thomas C. Frohlich May 9, 2014

How Parents Fail Girls When They Talk About Money

Recent studies show that women are woefully unprepared for retirement and lack the confidence to make the bold investing decisions they need to secure their financial future. Now, new research reveals just how far back...

By Martha C. White May 7, 2014

5 Super Simple Tricks to Lower Your Credit Card Bill

Americans who carry balances on their credit cards are paying more than ever. According to a new report from the website CardHub.com, that the average credit card interest rate rose more than 2% in the...

By Martha C. White May 5, 2014

Don't Forget to Do Your Taxes

You have until midnight to get your taxes done.

By Matt Vella April 15, 2014

9 Most Ripped-Off Products in America

Counterfeit products may cost the global economy up to $250 billion a year, according to estimates from the Organisation for Economic Co-operation and Development (OECD). Millions of those shipments enter the United States. While government...

By Thomas C. Frohlich April 14, 2014

5 Reasons You (And the Rest of Us) Are Probably Broke

If Americans were graded on our knowledge of personal finance, we might be looking at summer school, according to he National Foundation for Credit Counseling’s new annual financial literacy survey. “We cling tightly to some...

By Martha C. White April 2, 2014

The Trend Miller and Budweiser May Want to Start Worrying About

Are you tempted to taste Hell? In the mood for a Hooker? Or perhaps it’s time to try Zevia? The latter may sound like a mood-enhancing drug, but it’s not. Neither are the others—not exactly,...

By Brad Tuttle April 1, 2014

There's a Good Chance You Dumped Your Supermarket Last Year

Long waits, dirty stores, and, most importantly, high prices are among the reasons so many consumers are breaking up with their once-steady supermarkets. In a recent survey conducted by Consumer Reports, one-third of subscribers said...

By Brad Tuttle March 28, 2014

Your Local Dinky Mom and Pop Liquor Shop Is in Major Trouble

Total Wine & More, a rapidly expanding megastore chain with cheap prices, huge selection, and a reputation as "Toys R Us for adults," understandably has mom-and-pop liquor shop owners feeling like they could use a...

By Brad Tuttle March 27, 2014

Saving & Spending

The Insane Reason You Could Pay 50% More For Car Insurance

Here's a New Way the Ultra-Wealthy Are Hurting America

Why We're All in Big Trouble If Gas Prices Keep Going Up

This Will Change the Way You Use Your Visa Card Forever

More From TIME

Saving & Spending

The Insane Reason You Could Pay 50% More For Car Insurance

Here's a New Way the Ultra-Wealthy Are Hurting America

Why We're All in Big Trouble If Gas Prices Keep Going Up

This Will Change the Way You Use Your Visa Card Forever

If You're Going to Buy a Car, Do It Now

If you need a car loan, this is your year

Americans Are Optimistic About the Economy Again

Middle-income America hasn't been this upbeat in years

When Retail Therapy Backfires

When retail therapy backfires

The 1 Task Americans Just Can't Accomplish

And, worse, it's a serious oversight

America's Most Outrageously Expensive Places to Live

Think your town is pricey? Think again

The Disastrous Black Friday Mistake You Must Avoid

Shop smarter—or else pay for the consequences

The Problem With Millennials, In One Staggering Statistic

It's almost unbelievably bad

5 Ways Money Can Buy Happiness, Backed by Science

You have to be a spend wisely, though

This Is the Most Depressing Number in Personal Finance

It's the shocking amount we spend to be in debt

The 10 Most Livable Countries in the World

A surprising number one pick

The Secret to Finding a Super Cheap Thanksgiving Flight

Every travel agency is saying something different, but there are some tips that aren't up for debate

Here's Why Millennials Need to Learn to Love Frozen Food

Though they have an aversion to it, they'll find it'll be a staple in the elderly care programs they will eventually join

Here's Exactly How You Waste $1,700 Every Year

If you do this, you might as well be lighting a pile of money on fire

Young Adults Have Basically No Clue How Credit Cards Work

Cause for concern?

6 Ways Coupons Actually Cost You Money

Turns out, frugal living can have some pretty serious pitfalls

The Huge Mistake Most Parents Are Making Now

Hey kids, hope you’re saving your pennies. They might not have gotten around to telling you yet, but there’s a good chance your parents expect you to fork over your own money to help pay...

And America's Best Tippers Live In...

Data from the mobile payments company Square reveal some huge regional differences in the generosity of customers

This 1 Mistake Could Cost You Hundreds of Dollars

Read the fine print—or pay

One (More) Shocking Way Colleges Are Ripping Off Kids

Marking up movie theater popcorn is one thing, but jacking the price of a laptop by more than 100% is another, especially when the would-be buyers are college kids. As students get ready to head...

5 Super Simple Secrets to Save Your on Car Insurance

Experts say many people aren’t taking advantage of steps to ease the costs of car insurance when their teens get behind the wheel

How Big Banks Are Finally Getting It Right

It was known as the $39 cup of coffee: Swipe your debit card to pay for your latte and drop your bank account balance into the red, triggering an overdraft fee in the process. Now,...

This Is the Best Budget Laptop You Can Buy

Can you buy a great laptop for under $600? Yes, yes you can

Credit Card Companies Really Hope You Don't Notice This

If you have decent credit and you actually read your junk mail, you'll notice that credit card companies will do almost anything to turn you into a customer. The points or miles value of initial...

Do Not Leave Home Without These Credit Cards

Although credit card perks vary widely, the overwhelming majority of rewards credit cards give the user travel insurance coverage. Among rewards cards from major issuers, nearly all offer travel accident insurance and almost 80% offer...

Americans Are Totally Unprepared for This Shock

Never mind saving for retirement: Americans today face the bleak prospect of poverty in their golden years because they have no idea how much nursing homes cost and they wildly underestimate how much they’ll need....

The 4 Words Terrifying Americans Right Now

This post is in partnership with The Fiscal Times. The article below was originally published on The Fiscal Times. Americans are freaking out about their personal savings – and for good reason. A recent Gallup...

Here Are the Absolute Best Father's Day Deals and Discounts

Please don’t get Dad another tie this year, or one of those desktop toy thingies. And even though spending data shows that we shell out less for Father’s Day than Mother’s Day shows, don’t believe...

The Credit Card Bomb Just Waiting to Go Off

Last quarter, Americans collectively paid down $32.5 billion worth of credit card debt—but don't pat yourself on the back just yet: That's actually way less than we paid down at the end of the recession...

The Surprising Reason You're Paying So Much for Car Insurance

Understanding why you pay what you do for car insurance can be a bit of a mystery. Insurers throw all sorts of variables in the mix, from your age to where you live to what...

National Doughnut Day Is Your Free Breakfast

National Doughnut Day is a 76-year-old tradition that was first launched by the Salvation Army to commemorate World War I volunteers and is now held on the first Friday in June. While the spelling debate continues—doughnut vs. donut—the price is clear: free. Here's where to get your sweet on

Workers to Bosses: Take Twice as Much of My Pay

Here's the savings crisis in a nutshell: workers want to save twice as much but won't do it for themselves.

What to Buy This Memorial Day (and What to Skip)

Memorial Day is the kickoff to summer, and it's also become one of the bigger shopping tentpoles for retailers to promote sales and specials. But before you leave the beach or the barbecue to hit...

We're Traveling, Video Gaming and Hitting the Bars Like Before the Recession

Household spending on consumer goods hit $10 trillion for the first time, driven by experience-craving Millennials and retiring boomers.

And the Most Expensive City in America to Hire a Babysitter Is...

New York tops the list of most expensive cities for parents to have a date night

We've Been Asking All the Wrong Questions About Retirement

Merrill Lynch is making a big bet on a new retirement planning approach based on 'life priorities.'

Millennials Have No Idea How Credit Scores Work

Millennials have a reputation for being pretty savvy with technology and social media—not to mention their finances—but today’s young adults are clueless when it comes to knowledge of their credit. A new study conducted by...

Every Mother's Day Freebie and Deal You Could Possibly Want

Sure, you'll probably do something nice for Mom, but that doesn't mean you can't save a few bucks while saying "thanks" to the woman who drove you to soccer practice and cut the crusts off...

America's 10 Absolute Favorite Places to Shop

Millennials have a reputation for being pretty savvy with technology and social media—not to mention their finances—but today’s young adults are clueless when it comes to knowledge of their credit. A new study conducted by...