How Much It Costs for a Family to Live in 20 Major U.S. Cities

It will only cost you about $49,114 a year to raise a family in Morristown, Tennessee, but if you move to Washington, DC, that expense more that doubles, to $106,493.

That’s according to the Economic Policy Institute‘s 2015 Family Budget Calculator, which measures the annual cost of necessities for a family to live a secure yet modest lifestyle by estimating the costs of housing, food, child care, transportation, healthcare, other necessities, and taxes.

(Read the EPI’s full methodology for the budget calculator here.)

The EPI gathered data in 618 metro areas throughout the US for several different family types. Here, we’ve highlighted the cost of living for a four-person family (two adults, two children) in 20 major US cities.

If you’re looking to start a family in an urban area, consider the annual and monthly cost of necessities, and remember, these numbers do not include savings or discretionary spending.

Washington, D.C.

Estimated cost of annual necessities: $106,493

Estimated cost of monthly necessities: $8,874

This article originally appeared on Business Insider

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New York, New York

Estimated cost of annual necessities: $98,722

Estimated cost of monthly necessities: $8,227

San Francisco, California

Estimated cost of annual necessities: $91,785

Estimated cost of monthly necessities: $7,649

Boston, Massachusetts

Estimated cost of annual necessities: $85,793

Estimated cost of monthly necessities: $7,149

Philadelphia, Pennsylvania

Estimated cost of annual necessities: $76,393

Estimated cost of monthly necessities: $6,366

Baltimore, Maryland

Estimated cost of annual necessities: $74,427

Estimated cost of monthly necessities: $6,202

San Diego, California

Estimated cost of annual necessities: $74,425

Estimated cost of monthly necessities: $6,202

Los Angeles, California

Estimated cost of annual necessities: $73,887

Estimated cost of monthly necessities: $6,157

Seattle, Washington

Estimated cost of annual necessities: $72,274

Estimated cost of monthly necessities: $6,023

Chicago, Illinois

Estimated cost of annual necessities: $71,995

Estimated cost of monthly necessities: $6,000

Denver, Colorado

Estimated cost of annual necessities: $71,104

Estimated cost of monthly necessities: $5,925

Sacramento, California

Estimated cost of annual necessities: $69,296

Estimated cost of monthly necessities: $5,775

Miami, Florida

Estimated cost of annual necessities: $68,503

Estimated cost of monthly necessities: $5,709

Portland, Oregon

Estimated cost of annual necessities: $67,802

Estimated cost of monthly necessities: $5,650

Charlotte, North Carolina

Estimated cost of annual necessities: $65,492

Estimated cost of monthly necessities: $5,458

Atlanta, Georgia

Estimated cost of annual necessities: $63,888

Estimated cost of monthly necessities: $5,324

St. Louis, Missouri

Estimated cost of annual necessities: $63,100

Estimated cost of monthly necessities: $5,258

Dallas, Texas

Estimated cost of annual necessities: $61,150

Estimated cost of monthly necessities: $5,096

Cleveland, Ohio

Estimated cost of annual necessities: $60,900

Estimated cost of monthly necessities: $5,075

Houston, Texas

Estimated cost of annual necessities: $60,608

Estimated cost of monthly necessities: $5,051