If you have socked away money in a 401(k) and your 60th birthday is behind you, chances are you are thinking about when to retire.
Chances are, too, that you are planning to retire sooner rather than later. The average retirement age seems to have stabilized at 62 for women and 64 for men, according to new research from Boston College’s Center for Retirement Research. But retiring too young can be very harmful to your financial health, the study found, and older workers would do well to hang in a bit longer.
Continuing to work reduces the amount of time when people need to live on their savings …
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