Manage What Happens to Your Online Accounts After You Die

Consider the size of your online presence—your Facebook account, which details your daily life and personal history; your email account, which contains a wealth of your personal and business communications; photos, music and documents you have stored in the cloud; online banking accounts and records; frequent flier miles and more.

What happens to all this stuff when you die?

Will heirs be able to access your accounts to manage your affairs or do you want to prevent them from snooping around in virtual territory you want kept private? Will your accounts simply evaporate over time or will your Facebook page still be up long after you’re gone?

While some people don’t care, others find the idea of their digital assets outliving them disconcerting. Creating a digital will helps you determine which accounts survive and which you take to your grave.

How to Create a Digital Will

The U.S. government wrote a blog post about this very topic and suggested that people create social media wills that spell out how their online identities are to be handled after death. To do it, you should:

Working With Your Lawyer On a Digital Will

Julie Min Chayet, managing director and trust counsel for Fiduciary Trust Company International in New York City, says the idea of a digital will hasn’t become mainstream. However, clients do ask attorneys to include all sorts of requests in their Last Will and Testament, so requesting that someone clean up a digital footprint online is perfectly acceptable and recommended.

Chayet says the executor named in your Last Will and Testament has to settle all matters relating to one’s life—financial or otherwise—and you can specify that this person also should handle your online accounts.

“From a legal standpoint, the responsibilities of a court appointed executor or administrator include shutting down digital assets and accounts. It’s just important to be clear about what needs to be done with information and for the not-too-tech-savvy executor it is important to be explicit about next steps,” she says.

For example, you could leave a written statement to be posted on your Facebook account.

“It’s comparable to someone planning his or her own funeral down to every last detail of choosing the burial site, the music to be played, clothing to be worn, flowers displayed, poems or readings to be read and food to be served,” Chayet says. “Settling an estate is incredibly stressful and emotional. Being prepared will only help your loved ones in every aspect of their mourning.”

Websites That Can Help

While you can certainly keep your digital asset information on paper to be handed over to your online executor once you die, the reality is passwords frequently change and keeping an up-to-date paper list can be a pain. Instead, many password management websites offer features that will turn your digital assets over to others at the appropriate time.

Password Box’s Legacy Locker feature lets you identify your online assets and login credentials as well as “verifiers”—people you trust to handle your online accounts after your death. Once you have passed away, your verifiers must contact Password Box, confirm their identities and the website transfers your account information to them as well as any letters you may have left at the site for family, friends or colleagues.

Price: The first 25 saved passwords are free. Additional password slots can be purchased for $12/year.

SecureSafe is similar to Legacy Locker, but adds various amounts of file storage along with password management and transfer to beneficiaries.

Price: Several pricing and storage tiers are available, starting with a free account that gives you 50 password slots and 10 megabyes of storage.

This article was written by Christina DesMarais and originally appeared on Techlicious.

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