MONEY Kids and Money

The Hidden Downside to Rewarding Your Kids for Good Behavior

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Alamy

Giving your kids treats for getting an A at school or doing chores can come with surprising consequences, a new study suggests.

Next time you want to show your children you’re pleased with their perfect report card or good behavior, skip the visit to the toy shop.

Though your intention might be to reinforce responsible or thoughtful actions, new research suggests that providing treats like money, toys, or sweets can backfire on parents. A study published Wednesday in the Journal of Consumer Research found that children who receive more material rewards grow up to be more, well, materialistic.

“Parents don’t want their children to use possessions to define their self-worth or judge others, yet loving and supportive parents can also use material goods to express their love, paving the way for their children to grow up to be more likely than others to admire people with expensive possessions,” said authors Marsha Richins of the University of Missouri and Lan Nguyen Chaplin of the University of Illinois at Chicago.

By using possessions to reward—or, on the flip side, punish—children, parents may be setting the stage for long-term overconsumption, the study found. Children raised in households where acts of discipline involved giving or taking away belongings were more likely to continue rewarding and defining themselves with material things. They also grew up to admire people with expensive possessions and judge people based on what they own.

If that doesn’t sound bad enough, materialism in adulthood has also been linked to reduced feelings of well-being, marital problems, and financial difficulties, the authors noted.

Of course, many parents might wonder what they can do to reinforce good behavior without using material rewards. While the authors caution that using experiential rewards (say, a trip to Disneyland) can also make kids more materialistic, teaching your children to be grateful can mitigate the negative effects of any rewards you provide.

“One viable strategy might be to encourage gratitude in children—reward children, but also teach and encourage them to be thankful for the people and things in their lives,” they wrote. “Gratitude has been found to increase the value placed on connections to people, mindful growth, and social capital.”

For help walking the fine line between giving your child too much and giving them just enough, see how first-time dad and MONEY writer Taylor Tepper learned the secrets to not spoiling his child.

TIME Innovation

Five Best Ideas of the Day: March 4

The Aspen Institute is an educational and policy studies organization based in Washington, D.C.

1. We’re measuring family poverty wrong. We should measure access to opportunity to find out what’s really working.

By the Annie E. Casey Foundation

2. Anxiety, depression and more: “Four to five times more” high school athletes struggle with mental health issues than concussions.

By Gary Mihoces in USA Today

3. They provide social order and an economic structure. What if prison gangs actually make life better behind bars?

By Shannon Mizzi in Wilson Quarterly

4. Scientists have released the genetic sequence of the 2014 Ebola virus to crowdsource solutions to future outbreaks.

By Fathom Information Design

5. If new technology really cut jobs, we’d all be out of work by now.

By Walter Isaacson in the Aspen Journal of Ideas

The Aspen Institute is an educational and policy studies organization based in Washington, D.C.

TIME Ideas hosts the world's leading voices, providing commentary and expertise on the most compelling events in news, society, and culture. We welcome outside contributions. To submit a piece, email ideas@time.com.

MONEY Taxes

Your Kids Are the New ID Theft Targets — Here’s How to Protect Them

child fingerpainting
Meg Fahrenbach—Getty Images

Identity theft poses a huge risk to your children's financial future, but it could make a mess of your taxes, too.

Filing your taxes should trigger a feeling of relief — it’s a huge thing you get to scratch off your to-do list — but millions of taxpayers have submitted their taxes only to have a very unpleasant experience: that their Social Security number has already been used in a tax filing. Most people discover this when attempting to file their taxes online, and they’ll instantly receive a notification from the IRS that the return has been rejected as a fraud attempt.

Instead of marking the end of your tax adventures for the year, such a notification is only the beginning of the many months it will take to correct your taxes. Risk isn’t limited to your Social Security number — if you have dependents and someone fraudulently files taxes with their Social Security numbers before you do, it will affect your return.

It happens. Identity theft among children is sometimes harder to detect, because one of the best ways to discover fraud is by checking credit reports. Your child shouldn’t have a credit report until he or she has a loan or credit card in his or her name, so parents assume there’s nothing to use as a fraud detector in the first place.

If Someone Claims Your Child as a Dependent

When you try to file your taxes, rightfully claiming your child as a dependent, you’ll likely receive a message from the IRS saying someone has already claimed the person with that Social Security number as a dependent and your return has been modified to exclude that person. That will affect the refund you receive (or how much you owe the IRS), even though you can rightfully claim the child as your dependent.

At this point, you need to do two very important things: Start the process of fixing the problem, and protect your child’s identity from further abuse.

How to Fix Your Taxes After Fraud

Jared Callister, a partner and tax attorney at Fishman Larsen Chaltraw & Zeitler in California, said the first thing you should do is contact the IRS to dispute the rejection of your dependent claim. The message from the IRS informing you of the issue should include contact information.

“Write a quick letter to that response, saying it’s your child and you want the IRS to adjust it back to what the original return said,” Callister said.

Then you need to notify the IRS of the identity theft by filling out Form 14039, Identity Theft Affidavit on behalf of your child.

“And then you’re just kind of waiting for a response from the IRS,” Callister said. “My guess is it will take about 6 months to get that resolved.”

To follow up on identity theft issues regarding taxes, you can contact the Identity Protection Specialized Unit at 1-800-908-4490 — expect to be on hold for a long time, especially if you’re calling during filing season.

How to Protect Your Kids From Further Fraud

Once someone’s Social Security number has been stolen, it can be extremely difficult to prevent abuse. Contact the credit bureaus and notify them your child’s Social Security number has been stolen, and regularly request the child’s credit reports to make sure no one is opening unauthorized accounts in his or her name.

Undetected fraud can wreck a child’s credit before he or she has had a chance to establish it, which is why it’s important to intervene early. Most parents want their children to enter adulthood with a good financial foundation, and credit is a huge part of that, so take action quickly if you sense your child’s identity has been abused.

More from Credit.com

This article originally appeared on Credit.com.

TIME Art

Watch a Video of British Artist Banksy in Gaza

Several of Banksy's latest graffiti pieces are highlighted

British graffiti artist Banksy, known for his subversive street art, released a two-minute video from war-torn Gaza on his website Wednesday.

“Make this the year you discover a new destination,” it wryly says, in the style of a tourism video. But instead of sandy beaches, it offers viewers a glimpse of what a Gazan sees “well away from the tourist track”: tunnels, rubble and children gazing at some of the 18,000 homes destroyed last July in Israel’s Operation Protective Edge.

The video also spotlights several of Banksy’s latest graffiti pieces, including images of children swinging from a surveillance tower, a parent grieving over a child in a bombed-out setting, and a kitten donning a pink bow.

“A local man came up and said ‘Please — what does this mean?’ I explained I wanted to highlight the destruction in Gaza by posting photos on my website — but on the internet people only look at pictures of kittens,” Banksy writes.

“The cat found something to play with,” a Palestinian man says during the video. “What about our children?”

MONEY Travel

Millions of Families Will Soon Get Free Admission at National Parks

family sitting on the edge of the Grand Canyon
Jens Lucking—Getty Images

A new initiative called Every Kid in a Park will give fourth graders and their families free admission to national parks and recreation areas for a full year.

President Obama will be in Chicago on Thursday to designate the Pullman District as a National Monument. While he’s there, Obama will also introduce a very special program called Every Kid in a Park that will provide free admission to fourth graders and their families at national parks, forests, monuments, and other federal lands for a year.

The Every Kid in a Park initiative will be available to families at the start of the 2015-2016 school year, in advance of the 100th anniversary of the National Parks Service being celebrated in 2016. How it works is that next fall, all interested families with fourth graders will essentially be provided with a free annual pass (normal cost: $80) granting admission to more than 2,000 federal recreation sites, including world-famous national parks like Yosemite, Yellowstone, and Grand Canyon—which each normally charges $25 to $30 per vehicle for a seven-day pass.

The program is “a call to action to get all children to visit and enjoy America’s unparalleled outdoors,” a White House press release explains. “Today, more than 80 percent of American families live in urban areas, and many lack easy access to safe outdoor spaces. At the same time, kids are spending more time than ever in front of screens instead of outside.”

Why only families with fourth graders? Presumably, it would be too costly—and likely, too crowded at the parks—to give free admission to everyone. What’s more, the thinking is likely that fourth grade is an ideal time to expose children to the wonders of the outdoors, with the hope that doing so promotes a lifelong interest and appreciation of nature.

The initiative actually has a parallel in the ski industry. Around the country, Vermont, New Hampshire, Colorado, and several other ski-friendly states offer ski and snowboard passport programs that typically provide a season’s worth of free lift passes for fourth or fifth graders. The concept makes sense because kids don’t go to the mountains alone; their families generally come along, and they spend money at the resorts. The program also obviously helps get kids interested in winter mountain sports, potentially turning them into paying customers for years to come.

Likewise, free admission will nudge families into visiting national parks and recreation areas. And ideally, the kids who go hiking and camping and whatnot will fall in the love with the experience, and become lifelong visitors and supporters of the parks and the great outdoors.

As for those who don’t have a fourth grader in the house, you’re not entirely left out of the freebies. Every year, the National Park Service lists a handful of fee-free days, when admission is free for all visitors. Last weekend, in fact, admission was free in honor of President’s Day. The next freebie event is the weekend of April 18-19, which kicks off National Parks week.

TIME Books

Celebrate the New Dr. Seuss Book With a New Fact About the Author

Dr Seuss Holds 'The Cat In The Hat'
Gene Lester—Getty Images Dr Seuss sits at his drafting table in his home office with a copy of his book, 'The Cat in the Hat', La Jolla, Calif., Apr. 25, 1957.

'What Pet Should I Get?' will be released in July

Fans of cats in hats and pops being hopped on learned on Wednesday that a new Dr. Seuss book is on the way: in July, Random House will published What Pet Should I Get?, a manuscript the late and legendary writer likely completed in the late 1950s or early ’60s but never published.

Just a few months ago, several stories that Seuss wrote for Redbook in the 1950s were published under the title Horton and the Kwuggerbug and More Lost Stories. In honor of that released, we combed TIME’s archives for some Seuss-ian history, and turned up these five facts:

Dr. Seuss wasn’t necessarily for kids.
The career-making images that TIME cited? An advertising campaign for Flit insecticide.

Dr. Seuss’s wife helped him develop his stories.
Their marriage was financed, TIME reported, by a “cartoon of egg-nog-drinking turtles” that Dr. Seuss sold to Judge magazine in 1927. (Sadly, she died only a few months after that 1967 profile was published.)

Dr. Seuss had no formal art training.
He walked out on “a high-school art teacher who refused to let him draw with his drawing board turned upside down” and that was that. For non-art education, he went to Dartmouth and Oxford.

Dr. Seuss’s early vocabulary was inspired by school curricula.
Many books meant to teach kids reading used standardized lists of basic words that should be known by students of various ages, and Dr. Seuss’ work — despite the fantastical nature of the stories those words created — was no exception. He stopped using the lists when he no longer found them adequate, “because,” TIME explained, “today’s television-viewing children have an expanded vocabulary.”

Dr. Seuss worked on an Oscar-winning animated short film.
Dr. Seuss’s Gerald McBoing-Boing cartoon won the Academy Award in 1951.

Now, in honor of the new story coming to light, here’s another fact to add to the list: Dr. Seuss said that he thought the idea of academic analysis of his work was pretty silly. His books were, as he put it, “logical insanity.”

Read the full 1967 profile of Dr. Seuss here, in TIME’s archives: The Logical Insanity of Dr. Seuss

TIME Innovation

Five Best Ideas of the Day: February 12

The Aspen Institute is an educational and policy studies organization based in Washington, D.C.

1. Proprietary tech under the hood means farmers can’t service their own equipment. Time for open source tractors.

By Kyle Wiens in Wired

2. These grassroots efforts to improve life are glimmers of hope for Guatemala.

By Shannon K. O’Neill at the Council on Foreign Relations

3. Secular Americans aren’t morally adrift. For many, altruism is their moral compass.

By Nick Street in Al Jazeera America

4. It takes a package of policies to substantially reduce poverty.

By Linda Giannarelli, Kye Lippold, Sarah Minton and Laura Wheaton in MetroTrends

5. “Ultimately, the most effective way to create shareholder value is to serve the interests of all stakeholders.”

By Marc Benioff in the Huffington Post

The Aspen Institute is an educational and policy studies organization based in Washington, D.C.

TIME Ideas hosts the world's leading voices, providing commentary and expertise on the most compelling events in news, society, and culture. We welcome outside contributions. To submit a piece, email ideas@time.com.

TIME curiosities

These Are the Cutest Pictures Ever Published by LIFE

Decades before YouTube gave us cat videos and giggling babies, LIFE already had the cute animal/adorable kid formula down pat with this photo essay featuring 30-inch horses and their toddler friends

The days preceding LIFE’s December 22, 1952, issue made for a slow news week. The editors could have chosen a photograph of U.S. steel mills or a harrowing image of violence in French Morocco for the cover, but—this being Christmas week—they went with the cutest photograph they could possibly find.

On the cover, three-year-old Cynthia West stands beside three-foot-tall Chauncey, a miniature horse imported from England by animal trainer Willis Parker. Parker’s Lilliput Ranch in California supplied animals for movies and television, and the four 90-pound horses he had transported from Sussex were sure to be a hit not only among producers, but also among neighborhood children like Cynthia.

As LIFE reported, “In California, where everything is usually bigger than ordinary, an animal trainer named Willis Parker decided to reverse the usual situation and establish a ranch where all the animals would be smaller than average.” Once he built corrals for the mini horses, Parker planned to get “miniature deer from East Africa, tiny dogs from Mexico and small ducks from England to provide the horses with suitable company.”

Miniature horses have historically served a purpose beyond cuteness: their small stature made them a good fit for coal mines in 19th century England and America after child labor was outlawed. The horses came to be prized as show animals and pets during the 20th century. While some work as service animals for people with disabilities, they have a few disadvantages. Unlike, say, dogs, the mini horses are livestock animals that fare better in outdoor stables.

Cedric, Chauncey and Ronnie had little Cynthia begging her mother to buy her a mini horse for Christmas. Parker’s animals, alas, were not for sale, dashing yet another girl’s dreams of owning her very own (if very tiny) pony.

Life Magazine Cover, December 22, 1952

Liz Ronk, who edited this gallery, is the Photo Editor for LIFE.com. Follow her on Twitter at @LizabethRonk.

TIME Parenting

16 Clever Ways to Entertain a Child Who’s Home Sick

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Getty Images

Watching Frozen isn't the only way to brighten up the young one when they're feeling under the weather

Take a Stroll Down Memory Lane
Pull out your child’s baby book or family photo albums and leaf through them together. Children rarely tire of remembering vacations or hearing about the day they were born—and thinking about the good times can distract them from their sore throat or crummy tummy.

Create a Secret Hideout
Forts or special nooks are cozy places for kids to pass the time while they’re recovering. Drape blankets over chairs or create a tent in a corner. Fill the space with a sleeping bag, pillows, favorite stuffed animals, a child-safe camping lamp or flashlight, and some books or toys.

Play Hospital
Misery loves company, and so do most sick kids. Set up a doll or animal hospital and let your child play MD, tending to stuffed patients and dispensing Band-Aids with abandon. Just say “ahhhh”!

Hit the “Spa”
Run a hot shower and let your child sit in the bathroom, soaking up the steam, for 15 minutes. The warm, moist air will help alleviate coughs and soothe the nose and lungs. Plus, misty mirrors are great canvases for budding Rembrandts. Warm baths can also help, and bundling up in pajamas and fluffy robes afterwards brings extra comfort.

Close Your Eyes and Listen
If your child isn’t up for much activity, try listening to audio books. Pick a favorite story and hear it in a new way, or find the latest book everyone’s talking about at school and settle in. If stories aren’t your thing, try lullabies.

Stick With Magnets
Pull out a cookie sheet and fill it with magnets, so bedridden kids can play without running around. Younger kids can use letters to make words; older kids can use poetry sets to unleash their inner bards.

Make Ice Pops
For sore throats, nothing says “I love you” like popsicles. Try some of these recipes to soothe swollen tonsils. Or use the Zoku popsicle maker to make frozen treats in minutes.

Pull Out the Play-Doh
Make homemade Play-Doh and let your child create mosaics, mazes, and a mushy multitude of other options. You only need flour, oil, salt, cream of tartar, food coloring, and a stove. Essential oils are great additions (try peppermint, lavender or eucalyptus to help clear the nose and lungs).

Give Presents
Next time you’re at the dollar store, pick up a few toys or games your child might like. When your son or daughter is sick, you can wrap one up and give them a “Get Better” present.

Try Out Tattoos
Face paint might be too much for a sick day, but temporary tattoos (favorite superheroes, dinosaurs…even glitter hearts) are an easy way to make a dull afternoon a little more colorful. And if your kids start looking like Kat Von D, they can wear long sleeves when the fever breaks.

Get Into Graffiti
With Crayola Window Markers, your child can create designs or doodles on any glass surface—from cups and windows to picture frames. She can play graffiti artist to her heart’s content, but her masterpieces will wash off easily with soap and water.

Travel Back in Time
Travel back in time with nostalgic toys and games like Smethport magnetic boards, Shrinky Dinks, Mr. Potato Head, Cooties, Operation, and Silly Putty. They’re all readily available in stores and online, and (a blast from the past) none of them involves staring at a screen.

Tour the Globe
Use a globe or map to pick fantasy trips—from Disneyland to Denmark. Talk about why you want to travel there and what you’d do, even if you’re just making it all up. Check out National Geographic’s website for stories and stunning pictures of destinations both far-flung and domestic.

Make Astronaut Tea
Mix equal parts (roughly 20 ounces each) powdered Tang and powdered sweetened lemon ice tea in an airtight container. For an extra kick, add one teaspoon each of cinnamon and ground cloves. Shake well. Add 2-3 heaping teaspoons to hot water and enjoy. It’s full of sugar, but your little astronaut will probably be over the moon.

Create a Scavenger Hunt
If your kid is up to it, ask him find 10 things that are blue or 20 things that start with the letter S—or hide his favorite stuffed animals around the house and give him 20 minutes to find them. Reward him with Popsicles or tomato soup with goldfish crackers.

Take a Short Walk
Sure, it’s tempting to stay in bed all day, but so long as your child is comfortable and not running a fever, a short walk can do wonders to clear out a cough and get the blood flowing.

If all else fails, go ahead and pull out the movies or turn on the TV. Sometimes, mindless entertainment is truly the best medicine.

This article originally appeared on RealSimple.com.

More from Real Simple:

TIME Research

There’s a Growing Health Gap Between Rich and Poor Teens

International efforts to improve health for the under-5-year-olds are not being matched for older children, a new study reveals

Disparities in health between rich and poor adolescents grew globally during the first decade of this century, according to a survey conducted in 34 countries in Europe and North America.

The study, published in the Lancet, reports that “socioeconomic differences across multiple areas of adolescent mental and physical health increased between 2002 and 2010.”

According to the research, adolescents from the most impoverished socioeconomic groups are more likely to suffer from poor health thanks to diminished physical activity and larger body mass indices.

“A strong international focus on reducing child poverty and mortality in children under five years has not been matched by a similar response in older age groups, resulting in widening socioeconomic inequalities in adolescent health,” says Frank Elgar, a psychiatry professor at McGill University in Montreal.

Researchers behind the study relied on data compiled from 500,000 young people from across Europe and North America who participated in a World Health Organization survey.

[Science Daily]

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