The right cash back credit card can save you hundreds of dollars per year on average. Some cards can save you upwards of $600 in their first year alone, according to NextAdvisor’s analysis.
With numbers like that, cash back credit cards are great tools for saving money on the regular items already in your monthly budget. Some earn a flat rate every time you swipe your card, while others earn more when you shop specific categories or operate within a rotating schedule of bonus categories.
Before you Start
With great rewards comes great responsibility. At NextAdvisor, we believe eliminating high-interest debt balances and building healthy credit habits are essential prerequisites to enjoying the perks of a rewards credit card.
Even the best cash back rewards won’t outweigh the cost of revolving debt on a card earning double-digit interest. What’s more, you may risk rejection from issuers, who often reserve approval for applicants with the best credit scores, especially in today’s economic environment. Before seeking the best cash back rewards for your wallet, make sure you’re prepared to use your new card responsibly. Establish a great credit score alongside healthy credit habits like timely payments, paying balances in full, and low credit utilization.
The Best Cash Back Cards
- Intro bonus:$200
- Annual fee:$0
- Regular APR:14.99% – 24.74% Variable
- Recommended credit score:670-850 (Good to Excellent)
5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. 5% on travel purchased through Chase Ultimate Rewards®. 3% cash back on dining at restaurants, including takeout and eligible delivery services and on drugstores. Unlimited 1.5% cash back on all other purchases.
NextAdvisor’s Take
- Flexible, hybrid rewards structure made up of tiered categories and flat cash back
- No annual fee
- Easily obtainable cash bonus
- Competitive intro APR period can be useful for paying off large purchases over time
- No balance transfer introductory offer
- Not a great choice for international travelers — you’ll incur a 3% foreign transaction fee
Additional Card Details
- 0% introductory interest offer on purchases for the first 15 months after account opening, variable 14.99% – 24.74% interest thereafter
- 5% cash back on Lyft rides through March 2022
- Complimentary 3-month subscription to Doordash’s DashPass, followed by 50% off DashPass for 9 months (activate by 12/31/21)
- Travel protections
- Purchase protections
- Intro bonus:N/A
- Annual fee:$0
- Regular APR:13.99% – 23.99% (Variable)
- Recommended credit score:670-850 (Good to Excellent)
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
NextAdvisor’s Take
- Flat cash back on every purchase
- 18-month 0% intro APR for balance transfers
- No annual fee
- No welcome bonus
- 3% balance transfer fee ($5 minimum) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)
- Delayed cash back rewards if you carry a balance
Additional Card Details
- Extra incentive to pay down your balance in full: You’ll earn only 1% cash back when you make a purchase, and the other 1% when you pay it off
- 18-month 0% intro period on balance transfers, 13.99% to 23.99% variable APR thereafter
- Redeem cash back for statement credits, direct deposit, check, or convert cash back value to Citi ThankYou points
- $25 minimum cash back redemption
- Balance transfers must be completed within 4 months of account opening and a 3% ($5 minimum) fee applies, After that, your fee will be 5% of each transfer (minimum $5)
- Intro bonus:$200 cash rewards
- Annual fee:$0
- Regular APR:14.99%-24.99% (Variable)
- Recommended credit score:670-850 (Good to Excellent)
Earn unlimited 2% cash rewards on purchases.
NextAdvisor’s Take
- 2% unlimited cash rewards on purchases
- Valuable welcome bonus
- Introductory 0% APR from account opening on purchases and qualifying balance transfers
- Cellphone and travel protections
- High variable APR after introductory offer ends
- No bonus categories to maximize
- 3% foreign transaction fee
Additional Card Details
- 0% intro APR from account opening on purchases and qualifying balance transfers for 15 months, followed by a variable APR of 14.99% – 24.99%
- Cellphone protection protection worth up to $600 (subject to a $25 deductible)
- Visa Concierge Service
- Emergency cash disbursement and card replacement
- Travel and emergency assistance services
- Roadside dispatch
- Intro bonus:$200
- Annual fee:$0
- Regular APR:14.99% – 24.99% (Variable)
- Recommended credit score:670-850 (Good to Excellent)
Earn 8% cash back on tickets at Vivid Seats through January 2023. Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). Earn 1% on all other purchases.
NextAdvisor’s Take
- Tiered cash back structure
- No annual fee
- Introductory 0% purchase APR for 15 months
- High APR
- Limited redemption options
- Can earn higher rewards rate on same categories with Capital One Savor Cash Rewards Credit Card*
Additional Card Details
- Introductory 0% APR on purchases for 15 months, variable APR between 14.99% and 24.99% thereafter
- No foreign transaction fees
- Travel protections
- Purchase protections
- Access to the Capital One Shopping portal for online shopping discounts
- Access to Capital One culinary, music, and sports experiences
- Intro bonus:$300
- Annual fee:$0 introductory annual fee for the first year, then $95.
- Regular APR:13.99%-23.99% Variable
- Recommended credit score:670-850 (Good to Excellent)
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
NextAdvisor’s Take
- Great rewards in everyday spending categories
- 0% introductory interest offer for new purchases
- Competitive welcome bonus
- $0 introductory annual fee for one year, then $95
- No intro offer for balance transfers
- U.S. supermarket 6% rewards capped after $6,000 annual spend
Additional Card Details
- 0% introductory APR on purchases for the first 12 months, then 13.99% – 23.99% variable APR
- Early event ticket access and seating through American Express Experiences
- Eligible for Amex Pay It, Plan It
- Travel protections
- Purchase protections
- Minimum $25 rewards redemption
- Intro bonus:$200
- Annual fee:$0
- Regular APR:13.99% – 23.99% Variable APR on purchases and balance transfers
- Recommended credit score:670-850 (Good to Excellent)
Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn unlimited 1% on all other purchases.
NextAdvisor’s Take
- Tiered cash back rewards
- 0% Introductory APR for 15 billing cycles on purchases and balance transfers
- $200 online cash rewards bonus
- No annual fee
- Limited rewards potential if you consistently exceed rewards caps in choice categories
- 3% balance transfer fee ($10 minimum)
Additional Card Details
- Introductory 0% APR for first 15 billing cycles after account opening for purchases and for any balance transfers made within the first 60 days, after which you will receive a variable APR of 13.99% to 23.99%. A 3% fee (minimum $10) applies to all balance transfers.
- You can change your selection for the 3% category every calendar month, among: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
- Earn 25%-75% boosted rewards if you’re a Bank of America Preferred Rewards member
- Access free FICO score, updated monthly
- Intro bonus:$200
- Annual fee:$0
- Regular APR:14.99% – 24.74% Variable
- Recommended credit score:670-850 (Good to Excellent)
5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! 5% cash back on travel purchased through Chase Ultimate Rewards®. 3% cash back on dining at restaurants, including takeout and eligible delivery services and on drugstore purchases. 1% on all other purchases.
NextAdvisor’s Take
- Extensive tiered rewards structure
- Rotating bonus rewards categories every quarter
- Valuable welcome bonus offer
- 0% introductory APR for purchases
- No annual fee
- High ongoing APR after intro period
- Rotating quarterly bonus categories capped after $1,500 in spending
- Keeping track of rewards categories may be more complex than some other cash back cards
Additional Card Details
- 0% introductory APR for 15 months from account opening on purchases (14.99%-24.74% variable APR thereafter)
- 5% cash back on qualifying Lyft rides through March 2022
- 5% cash back on up to $1,500 spent in your top spending category (among eligible categories) through Dec. 2021
- Complimentary 3 months DashPass from DoorDash, after that, a 50% discount on DashPass for the next 9 months (activate by 12/31/21)
- Cell phone protection
- Free credit score and monitoring
- Access to Chase Offers savings
Best Cash Back Cards of December 2021
Chase Freedom Unlimited
Best for: Overall value
The Chase Freedom Unlimited can’t be beat for valuable ongoing rewards with a simple structure. You’ll have access to premium Chase benefits and the opportunity to earn Chase Ultimate Rewards, ensuring you’ll have the most access to valuable redemption opportunities.
- First-year rewards value: $607.00
- Subsequent annual rewards value: $250.76
Citi Double Cash Card
Best for: Earning over time
Not only does the Citi Double Cash Card* offer straightforward flat cash back, it can also incentivize you to pay your credit card bill on time. You’ll earn 2% back on every purchase — 1% when you swipe your card, and 1% when you pay it off.
- First-year rewards value: $265.16
- Subsequent annual rewards value: $265.16
Wells Fargo Active Cash℠ Card
Best for: Simplicity
There’s nothing to keep track of except the money going back into your wallet with the Wells Fargo Active Cash Card — 2% on every purchase. Plus, you can boost your first-year earnings with a $200 cash bonus after spending $1,000 within three months of account opening.
- First-year rewards value: $465.16
- Subsequent annual rewards value: $265.16
Capital One SavorOne Rewards Credit Card
Best for: Dining and entertainment
If you find yourself frequently swiping your card on dining, entertainment, and groceries, then the SavorOne can save you some serious cash back, with no annual fee. You’ll get 3% cash back on dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart and Target), and 1% on everything else.
- First-year rewards value: $555.56
- Subsequent annual rewards value: $355.56
Blue Cash Preferred Card from American Express
Best for: Groceries and gas
The Blue Cash Preferred Card offers one of the highest cash back percentages for groceries of any rewards card. You’ll get 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1% after that).
- First-year rewards value: $547.96
- Subsequent annual rewards value: $302.96
Bank of America Customized Cash Rewards Credit Card
Our pick for: Flexibility
It’s all about your choice with the Bank of America Customized Cash Rewards credit card. You’ll earn 3% cash back on a category of your choosing, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, then 1%), and 1% on all other purchases.
- First-year rewards value: $446.40
- Subsequent annual rewards value: $246.40
Chase Freedom Flex
Best for: Revolving rewards
The Chase Freedom Flex card offers high-value revolving rewards categories as well as ongoing everyday bonus categories. You’ll earn 5% cash back on purchases at different retailers each quarter upon activation, like PayPal or grocery stores (on up to $1,500 in quarterly purchases, then 1%). Beyond that, you’ll also get 5% cash back on cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in your first year, 5% back on travel purchased through Chase Ultimate Rewards, 3% back on dining and at drugstores, and 1% on everything else.
- First-year rewards value: $724.04
- Subsequent annual rewards value: $300.84
Best Cash Back Credit Cards Summary
| Card | What It’s Good For | First-Year Rewards Value | Subsequent Annual Rewards Value |
|---|---|---|---|
| Chase Freedom Unlimited | Good for Overall Value | $607.00 | $250.76 |
| Citi Double Cash Card | Good for Earning Over Time | $265.16 | $265.16 |
| Wells Fargo Active Cash Card | Good for Simplicity | $465.16 | $265.16 |
| Capital One SavorOne Rewards Credit Card | Good for Dining and Entertainment | $555.56 | $355.56 |
| Blue Cash Preferred Card from American Express | Good for Groceries and Gas | $547.96 | $302.96 |
| Bank of America Customized Cash Rewards credit card | Good for Flexibility | $446.40 | $246.40 |
| Chase Freedom Flex | Good for Revolving Rewards | $724.04 | $300.84 |
What are Cash Back Credit Cards?
Cash back credit cards can be a good way to maximize your purchases without having to strategize too much or figure out complicated points values. These cards allow cardholders to earn back a percentage of each purchase, usually in a form of cash that may be redeemed for a statement credit, check, or bank deposit.
There are a few different types of cash back cards, so it’s important to align your cash back rewards with the categories in which you spend most.
How to Compare Cash Back Credit Cards
The best cash back credit card for you is the one that best matches your spending habits and credit needs. Here are a few details to consider when you’re comparing cash back cards:
- Approval Odds: Because cash back cards are rewards cards, they generally require a good-to-excellent credit rating for approval. Develop healthy credit habits and establish a solid credit history before you apply.
- Type of Cash Back: Determine whether you prefer a card with flat cash back on every purchase, tiered bonus cash rewards in the categories you spend most, or cash back in rotating quarterly categories.
- Rewards Rate: After deciding on the type of cash back you prefer, find a card with a rewards rate that best suits your spending. Flat cash back cards typically earn 1%-2% on every purchase, tiered cash back cards often range between 2%-4% or higher, and rotating cash back categories earn 5%.
- Annual Fee: Many cash back cards charge no annual fee, which means all the cash you earn goes straight back into your wallet — as long as you don’t accrue interest. But some cash back cards with an annual fee may offer higher rewards. Calculate your spending and estimated rewards to determine if an annual fee card makes sense for you.
- Welcome Bonus: Many cash back credit cards offer introductory cash bonuses when you spend a certain amount of money within a given timeframe after approval. These bonuses are only a short-term benefit, but can boost your first-year value, especially if you can meet the spending threshold with your regular spending.
- Other Benefits: In addition to cash rewards, look for other benefits from your card, like travel protections, annual statement credits, discounts from partners, and more.
Types of Cash Back Credit Cards
We can generally divide cash back credit cards into three categories: flat, tiered, and rotating cash back rewards. Each of these may suit different types of spenders. If you’re comfortable juggling multiple cards without taking on debt, you can even combine them to further maximize each purchase.
Flat Cash Back
Flat cash back rewards cards offer a simple value proposition: There are no bonus tiers or categories to track. Instead, you’ll earn a fixed cash back return on every eligible purchase you make with the card. For many people, flat cash back can offer the most value on everyday spending since you’ll earn on every purchase regardless of category.
Examples:
Tiered Cash Back
Cash back credit cards which offer tiered rewards in standard bonus categories may be the most common cash back card type across issuers. While these cards don’t provide the same simplicity of flat cash back, they can be highly valuable for the average spender. Bonus categories typically range between 2-4% cash back and may or may not cap bonus earn after a certain amount each year. Before applying for a tiered category card, look into your own regular spending and past bank statements to determine the categories that will best maximize your spending.
Examples:
Rotating Cash Back
Rotating category cards won’t win any points for simplicity — you must keep track of each quarterly category change to make the most out of them — but if your spending aligns with the available categories, they can offer among the highest rewards rates. Categories can vary, but the cash back rate across these types of cards is generally 5%. Issuers typically reveal upcoming categories in advance, and to earn the bonus cash back on your spending, you must activate the rewards in your account each quarter.
Examples:
Common Cash Back Bonus Categories
With dozens of cash back credit cards to choose from, you can easily tailor your card choice to your own spending, whether you’re a frequent traveler, love to dine out, or always hailing a rideshare service.
Most commonly, bonus categories for cash back cards include some combination of dining, groceries, and travel. But in response to the pandemic and a push for customer retention, more issuers are further highlighting everyday spending. You’ll find many cash back cards today with increased rewards on streaming services, utilities, department or home improvement stores, gas stations, and more.
Here are a few common spending categories in which many cash back cards offer bonus rewards:
- Groceries
- Dining at restaurants (including takeout and delivery)
- Gas stations
- Streaming services or subscriptions
- Drugstores
- Wholesale clubs
- Specific retailers (Target, Walmart, department stores, etc.)
Cash Back vs. Travel Credit Cards
Cash back cards and travel cards are both types of rewards credit cards, but they can serve very different purposes in your wallet.
Cash back credit cards offer low-cost, straightforward rewards focused on everyday spending, which can be a great option for someone looking to keep things simple. Travel credit cards, on the other hand, often have more complex rewards structures and high annual fees. But they can also be more lucrative long-term, with higher rewards, valuable benefits, and more flexible redemptions.
Earn Rewards
Cash back and travel cards often offer similar rewards categories on everyday purchases, such as groceries, dining, and gas. But travel cards often also earn bonus rewards on travel-related purchases like flights, hotels, auto rentals, and more. However, you won’t find the same flat bonus rewards or rotating categories that some cash back cards offer.
Redeem Rewards
Cash back cards earn percentages of cash back on your spending which you can typically redeem for cash or statement credits. But travel credit cards earn points or miles, and offer more redemption options. You can redeem your points and miles for cash back and statement credits, but you’ll usually get the most value by booking travel, transferring to travel partners, or other travel-related redemption options.
General travel rewards cards usually offer redemptions through an issuer rewards program — such as Chase Ultimate Rewards or Citi ThankYou Rewards — while co-branded travel rewards are tied to an airline or hotel loyalty program — like Delta SkyMiles or Hilton Honors.
Pair Cash Back and Travel Cards
Cash back and travel cards can work great paired together to maximize your rewards.
For example, you may get great value from a travel card like the American Express® Gold Card if you spend a lot on dining and travel and enjoy Amex Membership Rewards redemptions. But you can further maximize every purchase by pairing the Gold Card with a flat cash back card like Citi Double Cash, and earn rewards on purchases outside bonus categories. This strategy can be especially lucrative if you choose to pair cash back and travel cards from the same card issuer.
Additional Cash Back Cards We Recommend
We eliminated membership cards — those which may require additional steps to join or annual membership fees separate from the card itself — from our primary list of best cash back credit cards. But there are a few which we believe are worth considering for their high value on everyday purchases.
These cards can be especially beneficial if you’re already a member, because you’ll take on no extra cost. But they also offer competitive rewards that can increase overall value, and may make it worth any added commitment.
Alliant Cashback Visa Signature Card
Alliant Cashback Visa Signature Card* offers the highest flat cash back rate of any card on our list, at 2.5% cash back (on up to $10,000 each billing cycle). It does charge a $99 annual fee (waived the first year), so this card is best for bigger spenders. To make up the difference between 2.5% cash back with a $99 annual fee compared to a no-annual-fee card that earns a flat 2% (like Citi Double Cash) , you’ll need to spend at least $20,000 total annually.
You can gain Alliant membership if you are a current or retired employee of a business partnered with Alliant, if you live or work in a qualifying community in the Chicago area, if you’re a member of a qualifying organization, or if you become a member of Alliant’s partner charity Foster Care to Success.
Value
Using the same averages we used to calculate other card values on this list, this card’s annual value for a member after accounting for the annual fee is $232.45. If you’re able to meet that $20,000 annual minimum to outweigh the fee compared to other flat rate rewards cards, though, your annual rewards value becomes $401.
Fidelity Rewards Visa Signature
The Fidelity Rewards Visa Signature* earns an unlimited 2% back on every purchase you make for no annual fee. However, to open this card you must own an eligible Fidelity account. And while you can redeem your rewards for cash, you’ll only get the full 2% by redeeming via deposit into your eligible Fidelity account, such as a brokerage account, retirement account, 529 Plan, or other investment vehicle.
Value
Using the same averages we used to calculate other card values on this list, Fidelity Rewards Visa’s annual value for a member who deposits rewards into their Fidelity account is $265.16. And over time, adding this amount to your investments annually will pay off even more through compounding interest.
Amazon Prime Rewards Visa Signature
The Amazon Prime Rewards Visa Signature* offers one of the highest ongoing rewards rates that can potentially apply for nearly all of your everyday spending needs. If you’re an Amazon Prime member ($119 annually), you can earn 5% cash back at Amazon.com and Whole Foods Market; 2% cash back at restaurants, gas stations, and drugstores; and 1% on everything else.
While this card can have a great payout for loyal Amazon shoppers, you may find cards with more general categories work best for you if most of your spending is done outside of Amazon or Whole Foods.
Value
Using the same averages we used to calculate other card values on this list (and assuming all annual grocery shopping is completed at Whole Foods or through Amazon), this card’s annual value after the membership price is $215.80, but that can vary greatly depending on how much shopping you complete on Amazon outside of these categories.
Costco Anywhere Visa® Card by Citi
The Costco Anywhere Visa Card by Citi* is a valuable choice for any Costco loyalist. You’ll earn 4% cash back on your first $7,000 (then 1%) in eligible gas purchases annually, including at Costco, plus 3% cash back on restaurant and eligible travel purchases worldwide, 2% on all other purchases at Costco and Costco.com, and 1% on everything else.
There’s no annual fee, but you must be a Costco member to apply, which costs $60 annually for the club’s Gold Star base tier. Instead of redeeming cash back as you go, you’ll receive an annual reward certificate each February billing cycle, which you may bring to a Costco store to redeem for cash or use toward a purchase.
Value
Using the same averages we used to calculate other card values on this list (and assuming all annual grocery shopping is completed at Costco), this card’s annual value for a member paying the Gold Star member fee is $249.67.
Is a Cash Back Card Right for You?
If you’re already carrying a debt balance on a credit card, you shouldn’t add another credit card to the mix, no matter how good the rewards might be. Focus on paying down your high-interest debts and securing a healthy credit score before opening a cash back card.
A cash back credit card may be a great fit for you, though, if you stick to your budget, have no high-interest debts, and you’re looking to add value to your purchases. If you already have another type of rewards card, adding a cash back card to your wallet can help you further maximize each purchase, as long as you pay off your balances in full each month before accruing interest.
Pros and Cons of Using a Cash Back Card
Pros
Simplicity: Earn straightforward rewards on every purchase
Flexible redemption options and rewards categories
Many charge no annual fee and offer cash welcome bonuses
Some cash back cards have great balance transfer and 0% interest offers
Cons
Cash back cards may have lower potential redemption value than rewards cards that earn points or miles
Rewards earnings may have annual or quarterly caps
Carrying a balance can result in sky-high interest, with APRs upwards of 20%
Potential costs of fees and penalties
How to Maximize Cash Back Rewards
Strategize how you use your cash back credit card to get the best value on each purchase you make. Here are some things to consider:
- Choose the Right Card: Make sure you choose a cash back card that can help you maximize value on your most frequent purchases. If your monthly budget is largely dedicated to groceries or gas, open a cash back card that matches. You can even pair a higher-earning tiered or rotating cash back card with a second card that earns flat cash back rewards for spending that doesn’t fit into a common category.
- Qualify for the Welcome Bonus: Many cash back cards come with a one-time intro or sign-up bonus after you meet a certain spending threshold (earn $150 in cash rewards after spending $500 within three months of account opening, for example). Plan your spending so you can snag this bonus and maximize your first-year rewards.
- Start Swiping: Use your cash back card each time you spend in a qualifying rewards category or, in the case of flat cash back cards, for every purchase you make. Even for purchases that don’t earn bonus rewards, you’ll typically get a blanket 1% back, no matter where you spend.
- Don’t Carry a Balance: Pay your purchases off in full and on time each month to avoid high interest charges that can wipe out any cash back rewards earned.
Our Methodology
EDITORIAL INDEPENDENCE
As with all of our credit card reviews, our analysis is not influenced by any partnerships or advertising relationships.
To determine our picks for best cash back credit cards, NextAdvisor’s editorial team developed a framework to evaluate potential cash back earnings based on national average consumer spending data in broadly representative categories — dining, groceries, gas, and entertainment. We applied this framework to each card currently open for applications by every major credit card network and issuer, and divided each into subcategories for more accurate comparison. After potential rewards earnings, we also evaluated each card’s annual fee, first-year vs. ongoing value, bonus offers, and redemption flexibility.
*All information about the Citi® Double Cash Card, Citizens Bank Cash Back Plus™ World Mastercard®, Capital One SavorOne Cash Rewards Credit Card, Capital One Savor Cash Rewards Credit Card, Bank of America® Customized Cash Rewards credit card, Discover it® Cash Back, Alliant Cashback Visa Signature Card, Fidelity Rewards Visa Signature, Amazon Prime Rewards Visa Signature, and Costco Anywhere Visa® Card by Citi has been collected independently by NextAdvisor and has not been reviewed by the issuer.
For rates and fees of the Blue Cash Preferred Card from American Express, click here.
For rates and fees of the Blue Cash Everyday Card from American Express, click here.
