Credit Cards

There's a lot to know about credit cards, but we can help you wade through the info to find the card that fits you best and use it to build credit, earn rewards and more.

Editor’s Top Picks

An image of someone balancing with cash and credit cards is used to illustrate an article about managing debt.

You Took Out Debt in 2022. Here’s What to Do With It in 2023

5 min read

Author Farnoosh Torabi

How I’m Recession-Proofing My Budget With Credit Card Rewards

3 min read

Photo to accompany a story about Chase Sapphire Reserve's new welcome bonus

Ending Soon: Earn $1,200 for Travel with the New 80,000 Chase Sapphire Reserve Welcome Bonus

4 min read

Image to accompany a story about Citi Double Cash Card limited time welcome offer

The Citi Double Cash Card Just Got Even Better with a Limited-Time $200 Welcome Bonus

4 min read

A photo to accompany a story about the American Express Blue Cash Everyday card

Amex Just Upgraded the Blue Cash Everyday Card With New Rewards, Annual Credits, and a Balance Transfer Offer

4 min read

Wells Fargo Autograph Card Review: This Card from Wells Fargo Earns 3X Rewards on Everyday Spending

6 min read

A photo to accompany a story about TSA PreCheck vs Clear

TSA PreCheck vs. Clear: How They Work and How Combining Memberships Can Minimize Your Time in the Airport

5 min read

Wells Fargo Has a $0 Annual Fee Rewards Card: Earn 3X Points…

4 min read

Get $900 Toward Your Next Trip With This New Chase Sapphire Reserve…

3 min read

Big-Time Credit Card Rewards and Perks Are Making a Comeback as Travelers…

8 min read

Best Credit Cards

See the best credit cards of 2022

Best Cash Back Credit Cards

See the best cash back cards

Best Balance Transfer Credit Cards

See the top balance transfer cards

Best 0% APR Credit Cards

See the best 0% APR cards

Best Travel Credit Cards

See the best travel credit cards

Best Rewards Credit Cards

See the best rewards credit cards

Best Business Credit Cards

See the best business credit cards

Best No Annual Fee Credit Cards

See the best no annual fee credit cards

Credit Card Basics

American Express

Best American Express Cards of January 2023

13 min read

A photo to accompany a story about Capital One credit cards

Best Capital One Credit Cards of January 2023

8 min read

Image to accompany review of the best Chase credit cards

Best Chase Credit Cards of January 2023

9 min read

A photo to accompany a story about Citi credit cards

Best Citi Credit Cards for January 2023

5 min read

Photo to accompany story about choosing your first credit card.

How to Apply For a Credit Card for the First Time

17 min read

Photo to accompany story about how credit cards work.

How Do Credit Cards Work?

17 min read

Photo to accompany story about how many credit cards you should have.

How Many Credit Cards Should You Have?

4 min read

Image to accompany article on paying off your credit card before the billing period ends

Should I Pay My Credit Card Bill Early?

6 min read

A photo to accompany a story about the Amex and Chase trifectas

How to Decide Between the Amex and Chase Trifectas, or Create Your Own Card Combination to Maximize Rewards

10 min read

A photo to accompany a story about the Amex Trifecta

American Express

The Amex Trifecta: Maximize This Card Trio for Travel Upgrades and Savings

7 min read

A photo to accompany a comparison of the Amex Blue Cash Preferred and Wells Fargo Active Cash cards

Card Comparisons

American Express Blue Cash Preferred vs. Wells Fargo Active Cash: Two Great Cash Back Cards for Everyday Purchases

6 min read

A photo to accompany a comparison of the Chase Freedom Unlimited and AmEx Blue Cash Preferred cards

Card Comparisons

Chase Freedom Unlimited vs. American Express Blue Cash Preferred: Two Top Cash Back Cards

7 min read

Bank of America Business Advantage Travel Rewards World Mastercard: Flexible Rewards for Business Owners and Premium Rewards Boost

6 min read

Bank of America Unlimited Cash Rewards Card Review: Flat 1.5% Rewards with Welcome Bonus Offer

6 min read

Bank of America

Bank of America Unlimited Cash Rewards Secured Card: Great for Credit Building and Cash Back Rewards

3 min read

Bank of America

Bank of America Premium Rewards Credit Card Review

4 min read

Capital One SavorOne is the Best Cash Back

Prices for American Tourist Attractions Are Rising. Here’s How the Capital One SavorOne Cash Rewards Card Can Help You Save

8 min read

A photo to accompany a comparison of the Capital One Savor and Chase Freedom Unlimited cards

Capital One Savor vs. Chase Freedom Unlimited: More Rewards Flexibility with the Chase Freedom Unlimited

8 min read

A photo to accompany a review of the Capital One Spark Classic Business Card

Capital One Spark Classic Business Card Review: Credit-Building Option for Small Business Owners

4 min read

A photo to accompany a comparison of the Capital One Quicksilver and QuicksilverOne cards

Card Comparisons

Capital One Quicksilver vs. Capital One QuicksilverOne Cash Rewards Cards: Both Offer Flat Cash Back Rewards, but Your Credit Goals Can Help You Decide

5 min read

A photo to accompany a story about how to use the Chase Sapphire Preferred's welcome bonus

You Can Get a Free Vacation with the Chase Sapphire Preferred 80K Welcome Bonus. Here’s How

5 min read

A photo to accompany a story about the Chase Sapphire Preferred and Chase Sapphire Reserve benefits

Chase Extended Its Partnerships with Lyft and DoorDash. Here’s How to Get Up to 10X Points and More

5 min read

A photo to accompany a story about the Chase Sapphire Preferred

The 80,000-Point Chase Sapphire Preferred Welcome Offer is Gone, But It’s Still One of the Best Travel Cards Today. Here Are the Best Ways to Maximize the Points:

4 min read

A photo to accompany a review of the Chase Freedom Student card

Chase Freedom Student Credit Card Review: A Starter Card for Building Credit and Earning Rewards

4 min read

A photo to accompany a credit card comparison of Discover it Balance Transfer and Citi Double Cash Card.

Card Comparisons

Discover it Balance Transfer Card vs. Citi Double Cash Card: Both Good Options for Intro APR and Cash Back

7 min read

Card Comparisons

Chase Freedom Unlimited vs. Citi Double Cash: Choose Freedom Unlimited for Maximum Rewards

6 min read

An image to accompany a story about the Chase Sapphire Preferred and Citi Premier cards

Card Comparisons

Chase Sapphire Preferred Card vs. Citi Premier: Most Travelers Can Gain More Value from the Sapphire Preferred

5 min read

Citi Custom Cash Card: 5% Cash Back Rewards Based On Your Spending

6 min read

An image to accompany a review of the Discover it Student Chrome card

Discover it Student Chrome Review: Build Credit with Rewards at Gas Stations and Restaurants

5 min read

Discover it Balance Transfer Card Review: Middling Introductory Period, but Solid Ongoing Rewards

6 min read

A photo to accompany a comparison of the Capital One Platinum Secured and Discover it Cash Back credit cards

Card Comparisons

Capital One Platinum Secured Card vs. Discover it Secured: Discover it Secured Offers Better Rewards and Benefits for Most

5 min read

Discover Just Announced Its 2022 Cash Back Card Rewards Categories: Save on Groceries, Gas, and More

3 min read

A photo to accompany a comparison of the Wells Fargo Reflect and Chase Slate Edge cards

Card Comparisons

Wells Fargo Reflect Card vs. Chase Slate Edge: Longer Intro Period If You Make Timely Payments with Wells Fargo Reflect

5 min read

Wells Fargo Reflect Card Review: One of the Longest Intro APR Periods Right Now

4 min read

A photo to accompany a story about the Wells Fargo Active Cash and Chase Freedom Unlimited credit cards

Card Comparisons

Wells Fargo Active Cash Card vs. Chase Freedom Unlimited: Two of the Best Cash Back Options for Maximum Value

5 min read

Wells Fargo Active Cash Card: This Cash Rewards Card Shines with Flat 2% Rewards, Welcome Bonus, and Intro Offer

5 min read

Our Writers and Contributors

Kendall Little

Senior Staff Writer

Dashia Milden

Staff Writer

Holly Johnson

Contributing Writer

Alex Gailey

Senior Staff Writer

Megan DeMatteo

Contributing Writer

Raina He

Editor

Credit Score Series

Everything you need to know about building credit

We’ll help you understand your credit report, improve your score, and protect it during times of financial crisis.

Articles included in the series:

Latest Posts

A photo to accompany a story about AmEx vs. Chase points

Amex Points vs. Chase Points: Differences Between Two Top Credit Card Programs

10 min read

These Travel Cards Have Annual Hotel Credits for an Extra Night Free or Discounted Stay on Your Vacation

9 min read

U.S. Bank Altitude Go Visa Signature Card Review: Great Rewards for Dining and No Annual Fee

6 min read

A photo to accompany a story about the best credit cards for dining

The Best Credit Cards For Saving Money at Restaurants, Whether You Prefer Dine-In, Takeout, or Delivery

7 min read

A photo to accompany a story about the Capital One Venture card

There’s a New Welcome Offer Worth $750 for the Capital One Venture Rewards Card. Here’s How to Get It

5 min read

A photo to accompany a story about credit cards that offer travel credits

Travel Credits Can Help Offset Annual Fees on Your Rewards Cards. Here’s How to Use Them

9 min read

A photo to accompany a story about credit cards with concierge services

Concierge Service Can Level Up Your Next Trip. These Credit Cards Include It for Free, and They Have Annual Fees Under $100

9 min read

A photo to accompany a story about credit cards that offer free checked bags

Never Pay for Checked Bags Again With These Airline Credit Cards

8 min read

A photo to accompany a story about the best credit cards for fair credit

Best Credit Cards for Fair Credit for 2022: Maximize Your Spending While You Build Credit

7 min read

A photo to accompany a story about paying off credit card debt

After Paying Off $20,000, This 25-Year-Old Fell Back Into Credit Card Debt. Here’s What You Can Learn From Her

10 min read

A photo to accompany a story about the best airline credit cards

The Best Airline Credit Cards for 2023: How to Get Free Flights, Upgrades, and More

8 min read

SoFi vs. Venmo credit cards

SoFi Credit Card vs. Venmo Credit Card: Solid Cash Back Cards with Crypto Rewards Options

7 min read