Bernadette Joy

Featured Contributor

Bernadette Joy is the founder of Crush Your Money Goals. Her education and coaching program teaches millennial women how to become debt free after she and her husband paid off $300,000 of debt in three years. You can find her at crushyourmoneygoals.com and @bernadebtjoy on all social media.

I Hit My FIRE Number at 37, But I’m Not Retiring Yet. Here’s What I’m Doing Instead

7 min read

I Went Against These 3 Pieces of Advice and Built a $250,000 Business From Scratch During the Pandemic

8 min read

I Resented My Immigrant Parents for Not Teaching Me About Money. Here’s Why I Was Wrong

12 min read

3 Rules That Kept Shame Out of My Spending While Paying Down Debt

8 min read

I Made These 4 Major Money Mistakes—and Still Made My First $1M in My 30s

10 min read

Photo to accompany opinion piece from Bernadette Joy.

I Went Against Everyone’s Advice and Stopped Investing to Pay Off Debt (and I’d Do It Again)

9 min read

Photo to accompany story about how to pay off your mortgage using the $1 rule.

How I Used the $1 Rule to Pay Off My Mortgage

6 min read

Photo of NextAdvisor contributing writer Bernadette Joy

If You Can’t Afford a 20% Down Payment, You Can’t Afford to Buy A Home

7 min read