const FP = {“featured_posts_nonce”:”b78d1dd395″,”featured_posts”:[{“description”:”Despite saving money all year, these families are rethinking travel, gifts, and more amid the holiday season’s high prices.”,”hub”:{“hub_title”:”Saving Money”,”hub_link”:”https:\/\/time.com\/nextadvisor\/saving-money\/”},”ID”:63503,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/12\/NA-Family-Savings.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/how-four-families-are-redefining-holiday-traditions-saving-inflation\/”,”post_title”:”How Four Families Are Redefining Holiday Traditions to Deal With Record High Inflation”,”reading_time”:6},{“description”:”The first to come are usually the first to go. The housing market is no different.  Sun Belt and Rocky Mountain cities like Boise, Idaho, were at the forefront of home price growth in 2020 and 2021. In October, those same regions led the nation in home price decreases.  While home values ticked up 0.1% […]”,”hub”:{“hub_title”:”Mortgages”,”hub_link”:”https:\/\/time.com\/nextadvisor\/mortgages\/”},”ID”:58386,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/09\/NA-prices-drop-3-1.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/mortgages\/10-places-where-home-prices-are-dropping\/”,”post_title”:”The 10 Cities Where Home Prices Are Dropping (and Rising) Fastest Right Now”,”reading_time”:6},{“description”:”If you’re banking on a tax refund from the government next year, it might be smaller than you expect. The Internal Revenue Service is already warning people that their 2022 refunds may be less than their refunds from the last two years since many of the pandemic tax benefits \u2014 like the expanded child tax […]”,”hub”:{“hub_title”:”Taxes”,”hub_link”:”https:\/\/time.com\/nextadvisor\/taxes\/”},”ID”:63361,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/12\/NA-The-IRS-Is-Already-Warning-Taxpayers.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/taxes\/irs-warning-about-smaller-tax-refunds-how-to-prepare\/”,”post_title”:”Why the IRS Is Warning Taxpayers About Smaller Refunds Next Year, and How You Can Prepare”,”reading_time”:8}]};