NextAdvisor with TIME | Smart Money Moves

Photo illustration to accompany article on getting a mortgage with bad credit

Can You Get a Mortgage With Bad Credit? Yes, But It’ll Cost You

The U.S. continues to navigate a global pandemic and now an official recession, and yet home prices continue to rise. There are signs it may eve…

7 min read

Brian Kelly, The Points Guy

2020 Is the Perfect Time to Plan Your Bucket-List Trip. Here’s How to Save For It.

6 min read

Photo collage to accompany article on the costs of homeownership

I Became a Landlord to Pursue the American Dream. It Landed Me in Therapy

8 min read

Survey: Most Unemployed Americans Have No Plan if Extra Benefits Run Out This Month

10 min read

By the Numbers

Employment Woes

Unemployed Americans say extra benefits have been vital. “I wouldn’t have survived the last three months without the money,” says a Colorado woman whose business collapsed.

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68%

of people receiving extra benefits are using them to pay for basic necessities

54%

of households receiving the additional $600/week have no plan if the benefit ends

Saving Money

Photo illustration to accompany article weighing the pros and cons of money market accounts

‘It’s a Weird Time for Interest Rates.’ Here’s What That Means for Money Market Accounts

9 min read

Image to accompany article on checking and savings accounts.

Banking Basics: Why You Need Both a Checking and Savings Account

4 min read

Photo illustration to accompany article on how to set up an emergency fund

The Big Question Every Good Emergency Fund Starts With

7 min read

Pro Tip

See how you could make your money grow (with almost no effort) in a high-yield savings account.

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Managing Debt

Photo showing Queen Latifah and NextAdvisor editor-at-large Farnoosh Torabi

7 Things About Race and Money I Learned From Interviewing Black Entrepreneurs

8 min read

Photo illustration to accompany article on whether you should get a personal loan

3 Times a Personal Loan Might Make Sense, and 3 Times It Definitely Doesn’t

6 min read

Illustration to accompany article about credit repair companies

Why Credit Repair Companies Aren’t Worth the Cost

7 min read

Pro Tip

Looking for a personal loan to help you get back on your feet? Compare rates from multiple lenders before you commit.

Building Credit

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What a ‘Good’ Credit Score Really Means, and How You Can Get One

7 min read

Photo illustration to accompany article on the difference between credit score and credit report

Why the Difference Between Your Credit Report and Your Credit Score Matters

6 min read

Photo illustration to accompany article on the contents of your credit report

Your Credit Report Shouldn’t Be a Mystery. Here’s What Goes Into It.

4 min read

Pro Tip

A credit repair company may seem like an easy fix, but it’s often not worth the cost.

The Cost of Home

Photo illustration to accompany article on how to get a mortgage

Getting a Mortgage Is Harder in 2020. Here’s How to Get Prepared

8 min read

Photo illustration to accompany article on refinancing with bad credit

Here’s the Catch Behind Those Record Low Mortgage Refinance Rates

12 min read

Photo illustration on article featuring 10 housing markets you might suddenly want to consider in the wake of the pandemic and increased remote working opportunities

10 Housing Markets You Might Suddenly Want to Consider

10 min read

Pro Tip

Buying your first home is tough—especially during a pandemic—but we’ve got some tips to make it easier.