const FP = {“featured_posts_nonce”:”e3fd8faf1e”,”featured_posts”:[{“description”:”The average 30-year fixed mortgage rate is the highest it\u2019s been in nearly 2 years \u2014 increasing to 3.63% this week. Here\u2019s what experts have to say about future mortgage rates.”,”hub”:{“hub_title”:”Mortgage News”,”hub_link”:”https:\/\/time.com\/nextadvisor\/mortgages\/mortgage-news\/”},”ID”:35932,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/01\/Weekly-rate-story-24.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/mortgages\/mortgage-news\/biggest-weekly-rate-increase-in-2-years\/”,”post_title”:”Mortgage Rates Surged to 3.63% Last Week \u2014 the Highest They’ve Been Since April 2020. Here’s What It Means for Borrowers”,”reading_time”:5},{“description”:”A money-saving debt payoff tool is making a return after an extended pause through the pandemic.  High-value, long-lasting balance transfer credit card offers are slowly returning to the market, with a few major issuers debuting new offers and others extending their existing offers for longer periods.  That\u2019s good news for cardholders with lingering debt balances. […]”,”hub”:{“hub_title”:”Credit Cards”,”hub_link”:”https:\/\/time.com\/nextadvisor\/credit-cards\/”},”ID”:36292,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/01\/Balance-Transfer-Cards-All-But-Disappeared-During-the-Pandemic.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/credit-cards\/how-to-choose-a-balance-transfer-card\/”,”post_title”:”Balance Transfer Credit Card Offers Are Making a Comeback. These Are the Best Right Now”,”reading_time”:7},{“description”:”Parents who received advance Child Tax Credit payments can expect a few changes this tax season. Here\u2019s what to know, and how to get your remaining credit.”,”hub”:{“hub_title”:”In the News”,”hub_link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/”},”ID”:35569,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/01\/Parents-guide-to-child-tax-credit.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/taxes\/parents-guide-to-child-tax-credit\/”,”post_title”:”Advance Child Tax Credit Payments Are Done, But You Might Still Be Owed More: Here’s How to Find Out”,”reading_time”:8}]};