NextAdvisor with TIME | Smart Money Moves

Photo showing protestors demanding economic relief in New York City.

‘No One Can Live on That.’ Unemployed Americans Wait While Washington Debates

How can you plan for the future when your livelihood is in limbo? As Washington debates, unemployed Americans face deep uncertainty.

5 min read

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The Founder of Shake Shack on the Future of Tipping – and Why Restaurants Will Come Back Stronger

3 min read

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How to Use Your Money to Support Causes You Care About

6 min read

This Chicago Chef Used to Charge $250 a Meal. Now She’s Feeding People in Need for Free

5 min read

By the Numbers

Employment Woes

Unemployed Americans say extra benefits have been vital. “I wouldn’t have survived the last three months without the money,” says a Colorado woman whose business collapsed.

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68%

of people receiving extra benefits are using them to pay for basic necessities

54%

of households receiving the additional $600/week have no plan if the benefit ends

Saving Money

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How to Get the Best Money Market Account Rate Right Now

5 min read

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Use This Easy Hack to Save Money On Almost Every Online Purchase

3 min read

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The Pandemic Has Resulted in Record Savings, but Only for Some

9 min read

Pro Tip

See how you could make your money grow (with almost no effort) in a high-yield savings account.

Calculate savings

Managing Debt

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Don’t Fall for a Low Interest Rate. The APR Is What You Should Be Looking At

5 min read

A picture of Bernadette Joy, who paid off $300,000 of debt in 3 years

How to Get Out of Debt, According to a Woman Who Paid Off $300,000 in 3 Years

7 min read

Photo illustration to accompany an article on credit counseling and whether it can help you get out of debt

Could a Credit Counselor Help You Get Out of Debt?

6 min read

Pro Tip

Looking for a personal loan to help you get back on your feet? Compare rates from multiple lenders before you commit.

Building Credit

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How Your Credit Card Can Help You Save Money on Everyday Purchases

4 min read

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What a ‘Good’ Credit Score Really Means, and How You Can Get One

7 min read

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Why the Difference Between Your Credit Report and Your Credit Score Matters

6 min read

Pro Tip

A credit repair company may seem like an easy fix, but it’s often not worth the cost.

The Cost of Home

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With Rates So Low, Is There Any Reason to Get an Adjustable Rate Mortgage?

7 min read

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No-Cost Refinancing Isn’t Free. Here’s How It Works

5 min read

Photo illustration to accompany article on FHA loans

FHA Loans Offer Alternative Path To Home Ownership, But Do Your Homework First

5 min read

Pro Tip

Buying your first home is tough—especially during a pandemic—but we’ve got some tips to make it easier.