NextAdvisor with TIME | Smart Money Moves

This Chicago Chef Used to Charge $250 a Meal. Now She’s Feeding People in Need for Free

How one high-end chef turned her misfortune into opportunity by providing help and support for communities that needed it most.

5 min read

Photo of Beyonce to accompany article on her new visual album, "Black is King," and how to pay less to watch it on Disney+

You Don’t Have to Pay Full Price to Watch Beyonce’s ‘Black Is King’ on Disney+

2 min read

Photo to accompany article on contact tracing jobs

Can You Make Money as a Contact Tracer Right Now?

4 min read

The Capitol building

Extended Unemployment Benefits Expired Friday. Here’s How to Prepare for the Income Loss.

6 min read

By the Numbers

Employment Woes

Unemployed Americans say extra benefits have been vital. “I wouldn’t have survived the last three months without the money,” says a Colorado woman whose business collapsed.

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68%

of people receiving extra benefits are using them to pay for basic necessities

54%

of households receiving the additional $600/week have no plan if the benefit ends

Saving Money

An image showing the value of saving versus spending

The Pandemic Has Resulted in Record Savings, but Only for Some

9 min read

An image of Laura Santos, an administrative assistant at the University of California San Diego

Millennials Are Sabotaging Their Retirement Savings to Cope With the Pandemic

8 min read

Image to accompany article on checking and savings accounts.

Banking Basics: Why You Need Both a Checking and Savings Account

4 min read

Pro Tip

See how you could make your money grow (with almost no effort) in a high-yield savings account.

Calculate savings

Managing Debt

Photo illustration to accompany article on knowing the different between interest rate and APR

Don’t Fall for a Low Interest Rate. The APR Is What You Should Be Looking At

new 5 min read

A picture of Bernadette Joy, who paid off $300,000 of debt in 3 years

How to Get Out of Debt, According to a Woman Who Paid Off $300,000 in 3 Years

7 min read

Photo illustration to accompany an article on credit counseling and whether it can help you get out of debt

Could a Credit Counselor Help You Get Out of Debt?

6 min read

Pro Tip

Looking for a personal loan to help you get back on your feet? Compare rates from multiple lenders before you commit.

Building Credit

Photo illustration to accompany article on good credit score

What a ‘Good’ Credit Score Really Means, and How You Can Get One

7 min read

Photo illustration to accompany article on the difference between credit score and credit report

Why the Difference Between Your Credit Report and Your Credit Score Matters

6 min read

Photo illustration to accompany article on the contents of your credit report

Your Credit Report Shouldn’t Be a Mystery. Here’s What Goes Into It.

4 min read

Pro Tip

A credit repair company may seem like an easy fix, but it’s often not worth the cost.

The Cost of Home

Photo illustration to accompany article on the true cost of no-closing-cost refinancing

No-Cost Refinancing Isn’t Free. Here’s How It Works

new 5 min read

Photo illustration to accompany article on FHA loans

FHA Loans Offer Alternative Path To Home Ownership, But Do Your Homework First

new 5 min read

Photo illustration to accompany article on getting a mortgage with bad credit

Can You Get a Mortgage With Bad Credit? Yes, But It’ll Cost You

7 min read

Pro Tip

Buying your first home is tough—especially during a pandemic—but we’ve got some tips to make it easier.