const FP = {“featured_posts_nonce”:”f464079c0e”,”featured_posts”:[{“description”:”Is a wave of unemployment coming? Recent signs point to yes, and it will disproportionately affect Black, Latinx, and less-educated workers. “,”hub”:{“hub_title”:”In the News”,”hub_link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/”},”ID”:58393,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/09\/NA-The-Job-Market-Is-Strong-But-It-Wont-Last-3.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/how-to-prepare-for-an-unemployment-wave\/”,”post_title”:”How to Prepare for an Unemployment Wave That Will Hurt the Most Vulnerable Workers First”,”reading_time”:10},{“description”:”Certified Financial Planner Pamela Capalad opened a UTMA brokerage account to invest for her son\u2019s financial future. Here\u2019s her advice for other parents looking to do the same.”,”hub”:{“hub_title”:”Investing”,”hub_link”:”https:\/\/time.com\/nextadvisor\/investing\/”},”ID”:58193,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/09\/Web-1.png”,”link”:”https:\/\/time.com\/nextadvisor\/investing\/why-im-investing-in-a-utma\/”,”post_title”:”I’m Doing What Most Parents Are Scared To \u2014 Handing My Son a Pile of Cash When He Turns 21. Here’s Why”,”reading_time”:9},{“description”:”It\u2019s not just you: everything in America is more expensive these days. Inflation is at a 40-year high. And although the Federal Reserve recently hiked interest rates again in an effort to combat the rising cost of goods, experts say high prices will persist for a minimum of several more months. If you have money […]”,”hub”:{“hub_title”:”Financial Independence”,”hub_link”:”https:\/\/time.com\/nextadvisor\/financial-independence\/”},”ID”:58132,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/09\/NA-Image-Template-1.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/financial-independence\/i-bonds-webinar\/”,”post_title”:”I Bonds Have Their Best Returns Ever, But That’s About to Change. What This Money Expert Says You Should Know”,”reading_time”:5}]};