const FP = {“featured_posts_nonce”:”a4822ba9b4″,”featured_posts”:[{“description”:”The president’s announcement on Wednesday, Dec. 22, gives borrowers three more months before payments resume. Here’s how to prepare now for when they do.”,”hub”:{“hub_title”:”In the News”,”hub_link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/”},”ID”:34660,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2021\/12\/Biden-extends-student-loan-freeze-one-more-time-copy.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/biden-extends-student-loan-freeze-again-90-days\/”,”post_title”:”President Biden Just Extended the Student Loan Payment Freeze Amid Omicron Concerns. Here\u2019s What You Need to Know”,”reading_time”:4},{“description”:”Gifting crypto is a lot like gifting a lottery ticket, according to experts. Here\u2019s what to consider if you\u2019re giving or receiving crypto as a gift this holiday season.”,”hub”:{“hub_title”:”Cryptocurrency”,”hub_link”:”https:\/\/time.com\/nextadvisor\/investing\/cryptocurrency\/”},”ID”:34518,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2021\/12\/Giving-Getting-Crypto-As-a-Gift-Heres-What-You-Should-Know.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/investing\/cryptocurrency\/cryptocurrency-as-a-gift\/”,”post_title”:”Cryptocurrency Is a Hot Gift Idea This Year. Here Are 5 Things You Should Think About if It\u2019s on Your List”,”reading_time”:8},{“description”:”The average 30-year fixed mortgage rate increased to 3.28% last week. Here’s more on what borrowers need to know about past and future mortgage rates.”,”hub”:{“hub_title”:”Mortgages”,”hub_link”:”https:\/\/time.com\/nextadvisor\/mortgages\/”},”ID”:34364,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2021\/12\/Weekly-rate-story-21.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/mortgages\/mortgage-news\/rates-hit-8-month-high-following-fed-announcement\/”,”post_title”:”Mortgage Rates Jumped to 3.28% \u2014 the Highest They\u2019ve Been In 8 Months. Here\u2019s What to Expect Following Last Week\u2019s Fed Announcement”,”reading_time”:5}]};