NextAdvisor with TIME | Smart Money Moves

Image to accompany article on new debt management plan that can help people avoid bankruptcy

Slash Your Credit Card Debt by 60% and Avoid Bankruptcy With This New Program

There’s a new debt repayment plan that can help you avoid bankruptcy. It could be a hail mary for your financial future— if you qualify.

7 min read

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Your Money Is on the Ballot, Too. Here’s What to Look for After Casting Your Vote for President

5 min read

Image showing poll workers checking in an early voter in Highland, Indiana, on Oct. 6.

You Can Get Paid to Help People Vote on Election Day. Here’s How

4 min read

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Joint Credit Cards Can Give Your Credit Score a Boost, But They Are Not Without Risk

10 min read

By the Numbers

Child Care Crunch

12 million Americans have children under 5. The pandemic has made caring for them a financial and practical challenge for many families.

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$15K

Average cost per year for infant child care across the U.S.

25%

Average spending per child of a family’s total expenditure

Saving Money

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The First College Application Deadlines Are Fast Approaching. Here’s How to Save on Fees

6 min read

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This Basic Investment Decision Can Have a Big Impact On Your Retirement

6 min read

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10 More Money Experts You Should Be Following Now

8 min read

Pro Tip

See how you could make your money grow (with almost no effort) in a high-yield savings account.

Calculate savings

Managing Debt

Photo to accompany story about when and how to refinance personal loans.

You Can Refinance Personal Loans. Here’s When It Makes Sense and When It Doesn’t

7 min read

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Considering an Unsecured Loan? Here Are All The Things You Need To Know

9 min read

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Don’t Wait Until 2021 to Refresh Your Finances. Do These 5 Things Now

4 min read

Pro Tip

Looking for a personal loan to help you get back on your feet? Compare rates from multiple lenders before you commit.

Building Credit

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Yes, There Are Still Some Travel Credit Card Perks That Work in 2020

8 min read

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You Can Boost Your Credit Score Using This Credit Card Payment Hack

6 min read

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“Just Venmo Me:” How to Use This Popular Mobile Payment App

9 min read

Pro Tip

A credit repair company may seem like an easy fix, but it’s often not worth the cost.

The Cost of Home

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Considering a Reverse Mortgage? Be Aware of These Pitfalls

8 min read

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Here Are Your Options for Buying a Home With Less Than a 20% Down Payment

8 min read

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Current VA Loan Rates

4 min read

Pro Tip

Buying your first home is tough—especially during a pandemic—but we’ve got some tips to make it easier.