const FP = {“featured_posts_nonce”:”f9505d0653″,”featured_posts”:[{“description”:”Certified Financial Planner Pamela Capalad opened a UTMA brokerage account to invest for her son\u2019s financial future. Here\u2019s her advice for other parents looking to do the same.”,”hub”:{“hub_title”:”Investing”,”hub_link”:”https:\/\/time.com\/nextadvisor\/investing\/”},”ID”:58193,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/09\/Web-1.png”,”link”:”https:\/\/time.com\/nextadvisor\/investing\/why-im-investing-in-a-utma\/”,”post_title”:”I’m Doing What Most Parents Are Scared To \u2014 Handing My Son a Pile of Cash When He Turns 21. Here’s Why”,”reading_time”:9},{“description”:”The U.S. economy is already hurting, but it\u2019s about to get much more painful. That\u2019s what Jerome Powell, chair of the Federal Reserve, said last week after the Fed raised its key interest rate by 75 basis points. The country\u2019s central bank plans to keep hiking the benchmark rate until it hits 4.4% by the […]”,”hub”:{“hub_title”:”In the News”,”hub_link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/”},”ID”:58181,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2021\/09\/na-What-Happens-When-Extra-Unemployment-Benefits-End.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/fed-interest-rate-hike-unemployment\/”,”post_title”:”A Hot Job Market? Not for Long”,”reading_time”:4},{“description”:”It\u2019s not just you: everything in America is more expensive these days. Inflation is at a 40-year high. And although the Federal Reserve recently hiked interest rates again in an effort to combat the rising cost of goods, experts say high prices will persist for a minimum of several more months. If you have money […]”,”hub”:{“hub_title”:”Financial Independence”,”hub_link”:”https:\/\/time.com\/nextadvisor\/financial-independence\/”},”ID”:58132,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/09\/NA-Image-Template-1.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/financial-independence\/i-bonds-webinar\/”,”post_title”:”I Bonds Have Their Best Returns Ever, But That’s About to Change. What This Money Expert Says You Should Know”,”reading_time”:5}]};