const FP = {“featured_posts_nonce”:”06789f8381″,”featured_posts”:[{“description”:”This is NextUp: your guide to the future of financial advice and connection. Explore the list and hear their stories.”,”hub”:{“hub_title”:”NextUp”,”hub_link”:”https:\/\/time.com\/nextadvisor\/nextup\/”},”ID”:59765,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/10\/Frame-21.png”,”link”:”https:\/\/time.com\/nextadvisor\/nextup\/list\/”,”post_title”:”The 25 Most Influential New Voices of Money”,”reading_time”:1},{“description”:”Emergency funds are out. Solution funds are in.  At least for Delyanne Barros, an attorney turned millionaire money coach who teaches people, especially Latinas, the importance of investing and building wealth.  Saving up an emergency fund has long been a personal finance building block, with experts recommending that people keep anywhere from 3 to 12 […]”,”hub”:{“hub_title”:”Savings”,”hub_link”:”https:\/\/time.com\/nextadvisor\/banking\/savings\/”},”ID”:59812,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/10\/how-three-experts-are-reframing-their-savings-strategies.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/banking\/how-three-experts-are-reframing-their-savings-strategies\/”,”post_title”:”We Need to Talk About Emergency Funds. How Three Experts Are Reframing Their Savings Strategies”,”reading_time”:7},{“description”:”Ellie Diop knows what it\u2019s like to be broke.  After a divorce and getting laid off from her six-figure job at the start of 2020, she was forced to move back home with her four kids to live with her mother. She was also faced with the reality that she was living on welfare with […]”,”hub”:{“hub_title”:”Saving Money”,”hub_link”:”https:\/\/time.com\/nextadvisor\/saving-money\/”},”ID”:59806,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2022\/10\/how-to-break-bad-money-habits.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/in-the-news\/how-to-break-bad-money-habits\/”,”post_title”:”This Entrepreneur Went From Broke to Rich by Breaking These 5 Bad Money Habits”,”reading_time”:8}]};