Average 401(k) contribution in 2014
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Here's How to Tell If You're Saving Enough for Retirement

Mar 19, 2015
Money

Men Have Bigger Balances

But women are 10% more likely to enroll in a workplace plan, and they save at higher rates (up to 12%) than their male colleagues.

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Most of Us Will Save More This Year

In a poll of more than 500 MONEY readers, the majority said they'd put away more for retirement this year than last year.

Average 401(k) contribution in 2014
Money

How Much We're Socking Away

The average 401(k) contribution last year was up 15% from 2009.

What We'll Be Living On in Retirement

For most people, Social Security will account for a substantial portion of income in retirement.

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Trending in the Right Direction

401(k) balances topped out at a record $91,300 at the end of 2014, according to Fidelity.

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But Still Not Good Enough

The Natixis Global Retirement Report ranks the U.S. 19th, behind Australia (3), Germany (9), and Japan (13), but ahead of the United Kingdom (22).

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The States That Save the Most

San Jose—home to many well-paid high-tech workers—leads the nation in 401(k) participation. Bringing up the rear: El Paso, Texas, where workers save just 5.7% of salary.

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Money

Are You Saving Enough?

The average employee is saving just over 8%, the highest rate in the past four years.

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