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Upgrade Cash Rewards Visa: A Personal Loan and Credit Card All in One

This unique financial tool may offer opportunity to some, but poses an easy way to fall into debt.

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Joe Van Brussel is a freelance writer for CNET Money, where he deciphers obfuscatory credit card offers and breaks them down so consumers actually know what belongs in their wallet. He also covers other aspects of personal finance, from life insurance and loans to tax software and the impact of broader economic trends on individuals. Joe believes the United States will win the World Cup in his lifetime, and wishes New York City apartments came standard with thick, noise-reducing windows.
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