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# 2 Pieces of Financial Advice for Millennials from Sallie Krawcheck

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<!-- video src="https://cdn.jwplayer.com/manifests/sB0fjuZM.m3u8" -->
## Video: 2 Pieces of Financial Advice for Millennials from Sallie Krawcheck

[Watch (HLS stream): 2 Pieces of Financial Advice for Millennials from Sallie Krawcheck](https://cdn.jwplayer.com/manifests/sB0fjuZM.m3u8) (1:54)

![2 Pieces of Financial Advice for Millennials from Sallie Krawcheck](https://cdn.jwplayer.com/v2/media/sB0fjuZM/poster.jpg?width=720)

_Published 2016-08-09. Ellevest CEO has two good pieces of advice for people in their 20s._


---

Jul 27, 2023 8:34 PM UTC

---

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---


## Transcript

[ MUSIC ] I'm Megan Leonhardt and I'm here with Sallie Krawcheck and we're gonna talk a little bit about your personal finances today. Dear! As someone in the financial services industry, we always like to ask, what's the best piece of financial advice that you've ever had and who gave it to you? Hm. What's the best piece? Invest. Just do it. Just do it. It really was the reverse of some terrible advice that my now ex husband. Okay. Gave my younger brother. Great. Which was, he told him in his 20's not to bother to invest, because his salary would be so much higher later that it just wasn't gonna matter.

My ex- husband clearly did not understand the impact of compounding. [ LAUGH ] And as I walked my younger brother through this, we both, you know, as we sort of worked through the numbers, we said, no, no, you want to start investing as soon as you can in your twenties. Right. Because of the power of that compounding. Now I'm gonna flip it a little bit on you, what financial advice, what money advice would you give someone, say your daughter? With my daughter, it starts with negotiating. Okay. It is not fair, and it's not right that we continue to have a gender pay gap in this country. So the research is clear, That young men negotiate from their first job and young women do not.

[ LAUGH ] And we as women hate it, we're all about the relationship. Right, of course. And in fact there's research that says guys go into negotiations trying to win and women go into negotiations trying to maintain the relationship. [ LAUGH ] And so so my advice to her is strap in, negotiate. Right. Because the company shouldn't make you. But it dos in this day and age. So then do it. Makes sense. Great advice. [ MUSIC ]

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